Springfield Fire & Marine Ins. v. Richmond & D. R.

48 F. 360, 1891 U.S. App. LEXIS 1603
CourtU.S. Circuit Court for the District of South Carolina
DecidedDecember 9, 1891
StatusPublished
Cited by1 cases

This text of 48 F. 360 (Springfield Fire & Marine Ins. v. Richmond & D. R.) is published on Counsel Stack Legal Research, covering U.S. Circuit Court for the District of South Carolina primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Springfield Fire & Marine Ins. v. Richmond & D. R., 48 F. 360, 1891 U.S. App. LEXIS 1603 (circtdsc 1891).

Opinion

Simonton, J.

This is a ease of novel aspect. In order to understand it a statement is necessary. The Pelzer Manufacturing Company had over a thousand bales of cotton stored with Cely Bros., warehousemen. The cotton was insured in bulk in the name of Cely Bros., as ware-housemen, in several insurance companies, for some $45,000 in the aggregate, each insurance company taking its own several risk. The cotton was all consumed at one time by a fire originating, it is said, from sparks of a passing locomotive belonging to the Richmond & Dan-ville Railroad Company. It is also alleged that the warehouse was on the right of way of the Richmond & Danville Railroad. The cotton having been totally destroyed, Cely Bros, assigned to the Pelzer Manufacturing Company all the policies in which the cotton belonging to it was insured. This company proceeds to enforce them. One of the companies, the plaintiff in this action, paid its share of the loss to the Pelzer Manufacturing Company, — some $4,500. Taking assignment from the Pelzer Manufacturing Company of so much of its claim upon the railroad company as would cover this sum, it brought suit in the [361]*361slate court tliereon in its own name. Section 1511 of the General Statutes of South Carolina makes a railroad company responsible for property destroyed on its own right of way by sparks from a locomotive. The defendant removed the case to this court. The cause being on the docket awaiting trial, a petition is filed by the Savannah Fire & 'Marine Insurance Company, stating that it also was an insurer upon this lot of cotton so stored with Cely Bros., and destroyed by fire; that it liad paid the full amount of its risk — some $2,800 — to the Pelzer Manufacturing Company; that the prosecution of the suit as it stands may affect its rights. It prays that the complaint bo so amended as to protect its right. The order proposed directs the summons and complaint to be so amended that the Pelzer Manufacturing Company be made a formal party plaintiff in this action, and that judgment be demanded for the full value of all the cotton owned by the Pelzer Manufacturing Company and destroyed by fire, as alleged in the complaint. The plaintiff does not seem to object to the motion, provided that its rights are not affected. The defendant file’d a demurrer to the petition as if it were in equity. At all events, it objects.' Neither of them were present at the motion for the amendment. The counsel for the Pelzer Manufacturing Company was present without notice, and protested against the proceeding, subsequently filing his written protest. This was put, among other grounds, on the fact that it had been served with no summons, notice, or other proceeding. The position of the plaintiff is this: The Pelzer Manufacturing Company has the right to obtain from the Richmond & Danville Railroad Company damages for the destruction of this cotton. The insurers who indemnify the manufacturing company and pay the losses are subro-gated to the remedies which the assured had against the railroad company, (Hall v. Railroad Co.. 13 Wall. 370,) and to the use of the name of the assured in any suit to this end, (Railroad v. Jurey, 111 U. S. 595, 4 Sup. Ct. Rep. 566;) in which suit he cannot be affected by any act of the assured disclaiming, forbidding, or seeking to dismiss or release the suit, (Hart v. Railroad Co., 13 Metc. [Mass.] 100;) but that this subrogation is to the rights which the assured had, no greater, no less, (Liverpool & G. W. Steam Co. v. Phenix Ins. Co.., 129 U. S. 397, 9 Sup. Ct. Rep. 469;) and, as the action of the assured is upon a tort, — a single and indivisible right of action, — only one suit can be brought, (Ætna Ins. Co. v. Hannibal & St. J. R. Co., 3 Dill. 1;) that the present suit may exhaust the remedy, and thus preclude it; that its only protection is a suit in the name of the Pelzer Manufacturing Company. These positions seem to be sustained by the authorities. .It would be premature on this motion to decide them.

Assuming, for the purposes of this case, that they are well taken, we are met by a condition of facts which occur in none of the cases quoted. The plaintiff and the petitioner have paid but a small proportion of the entire loss. They may be — personally I have no doubt that they arc— entitled to share pro tanto in any rights the Pelzer Manufacturing Company may have against the railroad company. It may become neces[362]*362sary for them to obtain the use of the name of the company in securing their rights. I have no doubt that at the proper time and in appropriate proceedings they can obtain the aid of the court to this end; but this cannot be done now, nor under this form of proceeding. Tho court hesitates to compel the Pelzer Company to lend its name in this' case in the manner proposed. This lot of cotton was insured, not for its full value, in some 15 companies. Of these three paid voluntarily and one by compulsion. Suits are now pending in the circuit and supreme courts of South Carolina against the others. During the pendency of these suits the Pelzer Company' offered to the insurance companies that if the loss he paid, it would begin suit against the railroad company, and either conduct it for or turn it over to them. This offer was not accepted. When the loss occurred the Pelzer Manufacturing Company (assuming that the railroad company is liable) had its remedy either against the insurance companies on their several contracts, or against the railroad company under the statute. It had the right to determine for itself, and to elect its course. This right it exercised and is now using. The court camrot interfere with the right and compel it to make use of both remedies: Story, Eq. Jur. 640. Notwithstanding .that each of the four companies has paid its share of the loss, and to this extent shares with the Pelzer Company the claim upon the railroad company, by far the largest proportion of the loss is still borne by that company. If it be made a party in this case it could be in no sense a nominal party, whoso substantial rights would not be affected by the result. The court cannot compel a person to come in and seek a vindication of his rights as plaintiff.' A plaintiff comes into court; he is not brought in. Were this company made plaintiff it would be the party most interested. It would bé an anomaly, not only to make it plaintiff, but to make it use the complaint prepared and amended by another party, and to intrust its case to counsel selected by that party. Wc cannot make the companies who paid a part of the loss domini litis. Nor is it within the power of the court to force a party in, who must be dominus litis. A careful search into all the authorities has failed to discover a case at law in which one having a substantial right, a beneficial interest, as well as the legal title, iii a cause of action, alone or with others, has been compelled to come in and bring or unite in an action as plaintiff.

The counsel for the party intervening calls attention to the provisions of the Code of Civil Procedure of South Carolina, § 143: “When complete determination of a controversy cannot be made without the presence of other'parties the court must cause them to be brought in.” But we must read this in connection with section 140 of the same Code: “Of

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Cite This Page — Counsel Stack

Bluebook (online)
48 F. 360, 1891 U.S. App. LEXIS 1603, Counsel Stack Legal Research, https://law.counselstack.com/opinion/springfield-fire-marine-ins-v-richmond-d-r-circtdsc-1891.