Spicer v. National Bank of Commerce

243 So. 2d 315, 1971 La. App. LEXIS 6364
CourtLouisiana Court of Appeal
DecidedJanuary 11, 1971
DocketNo. 4242
StatusPublished

This text of 243 So. 2d 315 (Spicer v. National Bank of Commerce) is published on Counsel Stack Legal Research, covering Louisiana Court of Appeal primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Spicer v. National Bank of Commerce, 243 So. 2d 315, 1971 La. App. LEXIS 6364 (La. Ct. App. 1971).

Opinion

TAYLOR, Judge.

This case comes before this court from an adverse judgment rendered by the lower court against plaintiff-appellant after a trial by jury.

The plaintiff had purchased an automobile in 1966 from a dealer in New Orleans and executed a promissory note and chattel mortgage for the purchase price which was held by the defendant-appellee, National Bank of Commerce. Plaintiff moved from this area to Pensacola, Florida and thereafter became in arrears on the monthly payments of his note. Defendant therefore contacted Mr. Tom Williams, d/b/a Moblie Auto Theft Bureau, to act as its agent to secure possession of the plaintiff’s automobile and Mr. Williams sent Mr. W. L. Darnell to contact plaintiff relative to his past due account. Shortly afterwards, on April 23, 1967, someone removed plaintiff’s automobile from his possession without his knowledge or permission. The automobile was recovered in Jackson, Mississippi by plaintiff on May 6, 1967. Plaintiff contends that the defendant is responsible for the conversion of his vehicle.

Plaintiff, in his first assignment of errors, urges that an employer-employee relationship existed between defendant and Tom Williams and that the doctrine of respondeat superior should apply in the instant case. It is plaintiff’s contention that defendant should be held liable for the acts of Tom Williams and/or his agents and employees in allegedly converting plaintiff’s automobile and for any damage sustained by plaintiff as a result thereof. Plaintiff further contends that the trial judge erred in not permitting him to testify relative to an alleged threat made by W. L. Darnell, an employee of Tom Williams, at the time Mr. Darnell contacted him relative to the non-payment of his account. The trial judge ruled that until plaintiff established that an employer-employee relationship existed between the defendant and Tom Williams, he would not permit such testimony.

It is the duty of the trial court to rule on the admissibility of testimony and we find his ruling on this matter was correct. Until an employer-employee relationship was established between defendant and Tom Williams, any testimony relative to statements made by an employee or agent of Tom Williams would not only be hearsay but would also be immaterial to the trial of the suit. It is only the existence of the employer-employee relationship which would make such testimony admissible as an exception to the hearsay rule.

Whether an employer-employee relationship existed between National Bank of Commerce and Tom Williams is a legal question to be determined after the facts of their relationship are established. The plaintiff presented no evidence to show that National Bank of Commerce had entered into an employer-employee relationship. The bank did not employ, supervise, direct or control the time, hours, or manner of work of Tom Williams. The defendant’s relationship with Tom Williams was established initially by a letter of April 14, 1967 directed to Mr. Williams which reads in part as follows:

“Dear Tom:
“Please accept this letter as your authority to repossess on a Voluntary Release basis the above described account.
[317]*317“This account is delinquent for February and March 30, 1967, with a gross unpaid balance of $1,484.85 with the last payment received on February 27, 1967
“Please hold this account for the unpaid balance on the automobile. * * * ” (Emphasis added)

When plaintiff refused to sign a voluntary release presented to him by Mr. Darnell, defendant sent a second letter to Mr. Williams dated April 17, 1967 which read in part:

“Please consider this letter to be formal authorization to your firm to act as our agent and in our behalf in legal proceedings to obtain seizure of the above described vehicle.
“The original note, mortgage and title are forwarded herewith for the sole purpose of assisting you in the filing of the suit, and we shall expect them to be returned to us after they have served your purpose. * * * ”
(Emphasis added)

These letters clearly demonstrate that the Bank was the principal and Tom Williams was empowered as the Bank’s agent with limited authority to act on the Bank’s behalf.

L.S.A.Const. art. VII § 29 empowers the Court of Appeal to review the findings of the trial court or jury both on the law and the facts. From a study of the entire record we conclude that there is no evidence whatsoever to show that an employer-employee relationship existed between the defendant and Tom Williams. To the contrary the evidence introduced by the defendant, National Bank of Commerce, clearly shows that it gave Tom Williams a mandate to act as its agent with limited authority to repossess plaintiff’s automobile by a voluntary release or by repossession through legal foreclosure proceedings. L.S.A.-C.C. art. 2985.

L.S.A.-C.C. art. 3010 reads as follows:
“The attorney can not go beyond the limits of his procuration; whatever he does exceeding his power is null and void with regard to the principal, unless ratified by the latter and the attorney is alone bound by it in his individual capacity.”
(Emphasis added.)

Therefore, even if plaintiff had proved that his automobile had been taken by Tom Williams or his agent or employee, such taking would have been in direct contravention of the mandate given to Tom Williams, which was to seek a voluntary release or use legal proceedings in obtaining the vehicle. The National Bank of Commerce cannot be held liable for its agent’s or its agent’s employee’s actions when such actions exceed the scope of the procuration which was given. Canovsky v. Bonhage, 12 La.App. 435, 126 So. 252 (1930).

However the plaintiff did not prove by any competent evidence that either the defendant, its agent Tom Williams or Tom Williams’ employees or anyone acting for or in concert with either or both took his automobile. To the contrary Tom Williams and W. L. Darnell took the witness stand and denied taking the vehicle as well as any knowledge as to who did take the automobile. The record is devoid of any testimony or any evidence to show who actually took plaintiff’s automobile.

Plaintiff’s case rests upon the following quote from his testimony to the effect that he had been contacted by Mr. Darnell and asked to voluntarily surrender the automobile and upon his refusal was told that the Bank would get the car:

“Q. Mr. Spicer, on the occasion of April 16, when Mr. Darnell came to your home, I repeat a question I asked earlier, did he in fact threaten if you did not sign a release he would take your car whenever he could find it?
“A. Yes.
[318]*318“Q. You recall what he told you with reference to [sic]
“A. Yes, sir, he said one day if I did not release, sign this voluntary release that one day we would go downtown shopping or some place and when we come back our car would be gone, that the bank intended to get the car and they would get the car.”

Since the car later was missing plaintiff concluded that it had been converted by Mr. Darnell or Mr. Williams.

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Related

Canovsky v. Bonhage
126 So. 252 (Louisiana Court of Appeal, 1930)

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Bluebook (online)
243 So. 2d 315, 1971 La. App. LEXIS 6364, Counsel Stack Legal Research, https://law.counselstack.com/opinion/spicer-v-national-bank-of-commerce-lactapp-1971.