Spencer Crosswhite, App/cross-res V Luciana Crosswhite, Res/cross-app

Court of Appeals of Washington·Decided August 31, 2026·No. 87745-3·Unpublished

Opinion

IN THE COURT OF APPEALS OF THE STATE OF WASHINGTON

In re the Estate of No. 87745-3-I

DEAN ALLAN CROSSWHITE, DIVISION ONE

Deceased.

UNPUBLISHED OPINION

SPENCER CROSSWHITE, an individual, and KYLIE SUTTON, an individual,

Appellant,

v.

LUCIANA CROSSWHITE, individually, and as attorney-in-fact for Dean Allan Crosswhite, Respondent.

LUCIANA CROSSWHITE, in her capacity as Personal Representative of the Estate of Dean Allan Crosswhite, and in her capacity as Trustee of the Dean and Luciana Crosswhite Living Trust,

Cross-Appellant,

v.

SPENCER CROSSWHITE, an individual, and KYLIE SUTTON, an individual,

Cross-Respondents.

BUI, J. — Spencer Crosswhite and Kylie Sutton petitioned under the Trust and Estate Dispute Resolution Act (TEDRA), ch 11.96A RCW, arguing that Luciana Crosswhite, unduly influenced their father Dean Crosswhite to execute estate

documents before he died. The trial court found that Dean 1 was not a vulnerable adult and dismissed all claims on summary judgment, except the challenge to Dean’s testamentary capacity. After a trial on that remaining claim, the trial court concluded that Dean had testamentary capacity to execute the estate documents. Spencer and Kylie appealed the summary judgment dismissal of their claims and the trial court’s TEDRA order. Luciana cross-appealed, arguing they did not have standing to file the TEDRA petition, that they should be disinherited due to the no contest clause, and she should be awarded attorney fees because of the frivolous petition. We affirm.

FACTS

Dean was 52 years old when he died on April 6, 2022, from cancer complications. Dean was survived by his spouse, Luciana, his son Spencer, and his former stepdaughter Kylie Sutton.

Dean worked in the fire department for 28 years. As part of his employment, Dean received retirement benefits through the Washington State Department of Retirement Systems (DRS) and maintained Deferred Compensation Program (DCP) retirement accounts with DRS. Dean executed beneficiary designations for his DCP accounts, which changed over the course of his employment. From 1991 to 1998, Dean designated his parents as the primary beneficiaries, with typically one of Dean’s siblings as the contingent or alternative beneficiaries.

On August 1, 2000, presumably after his marriage to Gina (Middaugh)

1 We refer to the parties by their first names because the parties in this litigation share the same last name.

Crosswhite and the birth of Spencer, Dean changed the beneficiary designations to make Gina his 100 percent primary beneficiary, with Spencer and Kylie (Gina’s daughter) as equal contingent beneficiaries. In August 2016, Dean and Gina divorced. The following month on September 23, Dean removed Gina as a beneficiary and designated Spencer and Kylie as primary beneficiaries.

On February 22, 2019, Dean married Luciana. The following month, Dean designated Luciana as the 100 percent primary beneficiary of his DCP accounts. Spencer became 80 percent contingent beneficiary and Dean’s stepchildren from his marriage to Luciana each became 10 percent contingent beneficiaries. Kylie was removed as a beneficiary.

In January 2021, Dean was diagnosed with brain tumors, and he began cancer treatment. Throughout his treatment, medical notes described Dean as “oriented to person, place, and time,” exhibiting “normal mood, thought processes, speech and insight,” and as able to provide informed consent for surgeries.

On December 14, 2021, while a patient at Harborview Hospital, Dean executed a durable power of attorney (DPOA) for finances and a DPOA for health care, appointing Luciana as his agent under both documents. Dean executed both documents in the presence of a hospital notary, and both were notarized.

Between March 1 to March 4, 2022, Dean was hospitalized for low blood pressure and described at all times as having normal mood, thought processes, speech and insight. On March 3, Luciana was redesignated as 100 percent

primary beneficiary for Dean’s DCP account.

On March 4, Spencer picked up Dean from the hospital to take Dean home. Luciana and Melva Haug, the couple’s friend, prepared the home for Dean’s arrival. Luciana also called attorney John Kamrar to discuss estate planning. Haug stated that on March 4, Dean was physically weak and tired but mentally alert, “talking and joking and carrying on a conversation.”

Later in the evening of March 4, Kamrar came to the house to discuss estate planning and to draft documents with Dean and Luciana. Kamrar met with Dean alone for approximately 30 minutes. Kamrar then met with Dean and Luciana together to have them sign estate documents, which included the Dean and Luciana Crosswhite living trust, the DPOAs for finances and for healthcare, and the will, which was later withdrawn from the probate because the will was not attested by two witnesses.

The DPOA for finances appointed Luciana as Dean’s agent to manage, among other things, his assets, investments, contracts, retirement accounts, and property upon his death. And the living trust and will designated as beneficiaries Spencer and Luciana’s “children as Dean’s descendants and family, but not Kylie.” The living trust also included a no-contest provision, providing any person who contests or opposes the trust will cease to have any right or interest in the property.

Kamra later submitted a declaration that contained his interaction with Dean on March 4. Kamrar described that Dean was able to “express his wishes, tracked the conversation . . . , and gave thoughtful answers” to Kamrar’s

questions. Kamrar stated that he did not have concerns about Dean’s capacity to make decisions, or that Dean’s decision-making was not voluntary. Kamar’s declaration described his credentials as a practicing attorney for over 36 years, with a primary focus on trust and estate planning.

A month after the meeting with Kamrar, on April 6, Dean died.

On June 10, 2022, Spencer and Kylie filed an action under TEDRA, alleging six causes of action:

4.1 Under Washington statutory and common law, Dean Crosswhite’s alleged durable power of attorney was and is invalid. In early 2022, Dean Crosswhite did not have the capacity to execute a power of attorney.

4.2 Even assuming Dean Crosswhite had the capacity to execute such a document, he would not have changed the beneficiary(ies) of his DCP Retirement Account from Petitioners to his new wife, Luciana.

4.3 Dean Crosswhite did not intend or instruct Luciana to change the beneficiary designations of his DCP Retirement Account from Petitioners to Luciana. Luciana exceeded her authority under the alleged durable power of attorney.

4.4 Prior to and in March 2022, Dean Crosswhite was a vulnerable adult as provided in RCW 74.34.020.

4.5 In or about March 2022, Luciana participated in the willful and unlawful financial exploitation of Dean Crosswhite, a vulnerable adult. Under RCW 11.84.010, Luciana abused and financially exploited Dean Crosswhite.

4.6 Luciana, an abuser under RCW 11.84.010, is not entitled to receive any benefit as a result of Dean Crosswhite’s death, under RCW 11.84.020.

Luciana denied all six causes of action, contending that Kylie and Spencer did not have standing to bring the claims. Luciana cross-petitioned, as administrator of Dean’s estate, to intervene in the TEDRA action and to enforce

the no-contest provision in Dean’s living trust.

Luciana moved to dismiss on summary judgment the TEDRA petition and for a ruling in her favor on her cross-petition. On April 13, 2023, the trial court held a hearing on Luciana’s motions. In support of the motions, Luciana’s counsel filed a declaration and attached Exhibits A – J. Kylie and Spencer objected to four-of-nine exhibits referenced in the declaration filed by Luciana’s counsel, arguing lack of personal knowledge and hearsay. The trial court overruled the objections and considered all exhibits in reaching its decision.

On June 27, the trial court granted in part Luciana’s motion by dismissing the claims involving the retirement benefits. The court found

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