Sovereign Camp of Woodmen of the World v. McCulloch

192 S.W. 1154, 1917 Tex. App. LEXIS 190
CourtCourt of Appeals of Texas
DecidedMarch 3, 1917
DocketNo. 7701.
StatusPublished
Cited by5 cases

This text of 192 S.W. 1154 (Sovereign Camp of Woodmen of the World v. McCulloch) is published on Counsel Stack Legal Research, covering Court of Appeals of Texas primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Sovereign Camp of Woodmen of the World v. McCulloch, 192 S.W. 1154, 1917 Tex. App. LEXIS 190 (Tex. Ct. App. 1917).

Opinion

RAINEY, C. J.

This suit was instituted by the appellee, R. A. McCulloch, guardian of the estate of W. G. McCulloch, a minor, by petition filed in the district court of Ellis county, Tex., on June 28, 1911, to recover the sum of $1,000 alleged to be due the minor beneficiary under a fraternal beneficiary certificate of life insurance issued by the appellant, -Sovereign Camp of the Woodmen of the World, upon the life of the minor beneficiary’s deceased uncle, W. A. McCul-loch. The defendant in the court below denied any liability by virtue of the beneficiary certificate, claiming that any and all rights under same had been forfeited by reason of the act of the' deceased insured, W. A. Mc-Culloch, in that he committed self-murder and died by his own hand and act by drinking carbolic acid or other poisonous potion and deadly drug with the purpose and intent of committing self-destruction, which act, by reason of the terms stipulated in the application of the insured, the constitution and by-laws of the order, and the certificate itself, voided the certificate and forfeited all rights and benefits of the beneficiary thereunder.

After hearing the testimony the case was submitted to the jury on the sole issue of fact:

“Did W. A. McCulloch commit self-murder, and die by his own hand and act, by drinking carbolic acid, or other poisonous, or deadly drug, with the purpose and intent of committing self-destruction ?”

This issue was found by the jury in the negative, and the court entered judgment for plaintiff, from which this appeal is prosecuted.

The first and seventh assignments of error raise the question of the sufficiency of the evidence to support the finding of the jury and judgment of the court, and that the court should have instructed a verdict for defendant.

The evidence shows that W. A. McCulloch, deceased, at the time of his death was a member of the Woodmen of the World, and held therein a certificate naming W. G. Mc-Culloch, a minor, beneficiary for whom his guardian sues. The certificate contains a provision as follows:

“I agree that in the event of my death by my own hand or act, whether I am at the time sane or insane, my beneficiary certificate in said order shall be null and void and of no effect, and all rights and benefits which may have accrued on account thereof shall be absolutely forfeited.”

In order to obtain the right to open and conclude in the introduction of evidence and in argument, the defendant below admitted plaintiff’s cause • of action except as it might be defeated by the special matters pleaded, and the cause was submitted to a jury upon the sole issue of fact:

“Did W. A. McCulloch commit self-murder, and die by his own hand and act, by drinking ■carbolic acid, or other poisonous potion, or deadly drug, with the purpose and intent of committing self-destruction?”

—which was found by the jury in the negative. The, death of W. A. McCulloch being established, it devolved upon appellant to show that the same was committed by his own hands with intent of committing self-destruction.

The evidence shows that W. A. McCulloch was a member of a railroad bridge gang that at the time of his death occupied some box cars on a siding of the Houston & Texas Central Railroad near Ft. Worth. On the day of his death he started to work, but left the work about 9 o’clock that morning without saying anything. About 2 o’clock p. m. he told the cook (Dan Walton) he wanted something to eat, but did not know what he wanted, and the cook made him a bowd of tomato soup, all of which he ate, saying it was the best Soup he ever ate. About 4 o’clock p. m. he asked the cook to get him some oysters. The cook got two dozen, some crackers, butter, onions, Irish potatoes, and sweet milk, and made him a stew, which he ate about 4:30 or 5:00 o’clock p< m. in the car. The cook saw him alive almost an hour after this. This, so far as the record shows, was the last time he was seen alive. About 9 o’clock that evening defendant’s witness Adecks returned to the car and found McCulloch sitting on the edge of his bed in his underclothes dead. There was vomit on the floor from the mouth of the *1156 deceased which smelled of carbolic acid, 'as did a cup on a stove about four feet from the deceased. This witness thought he was the first person who found McCulloch after his death. Either one or both of his hands were hanging down and the bed and its coverings were in order. His recollection was that the outside doors and windows of the car were closed, and he thought it was fairly cold weather. This witness, as well as witnesses Mabin, Vaughn, Casey, and Log-gins, all of whom were at the car that night, testify to a strong odor of carbolic acid in the car and in a cup that was on the stove. The Witness Mabin, who, as the coroner, was called and went to the car about 10 o’clock p. m., says he found the deceased sitting on the edge of his cot, with his head and body hanging over. He laid the body down, prized the mouth open with a spoon, and says the tongue and mouth were pretty badly burned on the inside, and there were burns on the outside of the mouth, all the witnesses thought, from carbolic acid. The witness said there was blisters down each side at the comers of his mouth. He knew there was on one side, and he was pretty sure 'there was on both. His examination was by the light of lanterns held by the roadmen. The witness was 66 years of age. The witness Loggins also testified to what he thought were carbolic acid burns in the mouth, on the lips, and about a quarter of an inch on the outside of the lips and in the comers, and he smelled carbolic acid in the car “awfully strong.” The witness Vaughn, who embalmed the body, stated that “there were carbolic acid stains on his lips.” He used regular embalming fluid. He didn’t know all of its elements, but knew that it contained formaldehyde and glycerine. A carbolic acid burn will at first make the mouth turn red, and after death the mouth will get dark. The witnesses Adecks and Casey, while both in the car at the time of Mabin’s examination, neither saw any carbolic acid bums on the body. Adecks says:

“The position in which I was standing did not permit me to see whether or not the mouth was burned.”

Casey said:

“I might have seen his mouth if I had tried very hard, but I didn’t make any effort. There was a dim light there.”

He thought there was a light in the car when he entered it. There was a common wall lamp in the car that night. He did not remember if the chimney was smoked. The witness Adecks further testified that a day or two after McCulloch’s death he and Dan Walton, the negro cook, found a bottle outside the car about 30 feet from the rear door. The label on this bottle had been scratched off, but enough of it remained to show it had contained carbolic acid, of which it smelled. This bottle was kept in the car for several days until R. H. McCulloch, brother of W. A. McCulloch, came and took it away. There was testimony from other sources tending to support the theory of suicide, but, as- the jury found against said theory, we will state the testimony adduced by appellee to refute appellant’s contention.

Free access — add to your briefcase to read the full text and ask questions with AI

Related

Supreme Camp of American Woodmen v. McNulty
103 S.W.2d 867 (Court of Appeals of Texas, 1937)
Federal Life Ins. Co. v. Thornton
21 S.W.2d 352 (Court of Appeals of Texas, 1929)
Federal Life Ins. v. Thornton
21 S.W.2d 352 (Court of Appeals of Texas, 1929)
Woodmen of the World v. Alexander
239 S.W. 343 (Court of Appeals of Texas, 1922)
Georgia Casualty Co. v. Shaw
197 S.W. 316 (Court of Appeals of Texas, 1917)

Cite This Page — Counsel Stack

Bluebook (online)
192 S.W. 1154, 1917 Tex. App. LEXIS 190, Counsel Stack Legal Research, https://law.counselstack.com/opinion/sovereign-camp-of-woodmen-of-the-world-v-mcculloch-texapp-1917.