Southeast Financial Credit Union v. Aaron L. Brown

CourtCourt of Appeals of Mississippi
DecidedFebruary 10, 2026
Docket2024-CA-01390-COA
StatusPublished

This text of Southeast Financial Credit Union v. Aaron L. Brown (Southeast Financial Credit Union v. Aaron L. Brown) is published on Counsel Stack Legal Research, covering Court of Appeals of Mississippi primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Southeast Financial Credit Union v. Aaron L. Brown, (Mich. Ct. App. 2026).

Opinion

IN THE COURT OF APPEALS OF THE STATE OF MISSISSIPPI

NO. 2024-CA-01390-COA

SOUTHEAST FINANCIAL CREDIT UNION APPELLANT

v.

AARON L. BROWN APPELLEE

DATE OF JUDGMENT: 06/26/2024 TRIAL JUDGE: HON. GERALD W. CHATHAM SR. COURT FROM WHICH APPEALED: DESOTO COUNTY CIRCUIT COURT ATTORNEY FOR APPELLANT: EDRICKE LEMOYNE PEYTON ATTORNEY FOR APPELLEE: PSONYA CELESTE WILSON NATURE OF THE CASE: CIVIL - CONTRACT DISPOSITION: AFFIRMED - 02/10/2026 MOTION FOR REHEARING FILED:

BEFORE WILSON, P.J., McCARTY AND EMFINGER, JJ.

McCARTY, J., FOR THE COURT:

¶1. A credit union sued a credit card holder, alleging he spent almost $15,000 then failed

to pay the accompanying bill. But the defendant testified that he never applied for the credit

card, instead claiming his ex-wife was who incurred the charges. Then, the case went cold.

The circuit court clerk warned the plaintiff it was subject to dismissal. After more time

passed, the trial court found the credit union failed to show good cause as to why its case

should not be dismissed for lack of prosecution.

¶2. Finding the trial court was within its discretion to dismiss the case after it had been

pending for over seven years, we affirm.

BACKGROUND

¶3. On May 1, 2017, Southeast Financial Credit Union sued Aaron Brown, alleging he had “applied for and was approved for a[] credit card” but failed to pay the bill. Southeast

Financial alleged he ultimately owed an “unpaid remaining balance” of $14,893.10. The

credit union sought 11.9% interest per year and $3,694.28 in attorney’s fees.

¶4. By June 21 of that same year, Brown was served with process; through counsel, he

denied that he had a contractual relationship with the credit union.

¶5. The case sat without activity for nearly two years.

¶6. Then, in April 2019, the credit union filed a motion for summary judgment, arguing

it “ha[d] put on proof that a valid and binding contract existed between Southeast and Aaron

Brown and that Mr. Brown ha[d] broken or breached the contract.”

¶7. Three months later, Brown vehemently responded that “he was never a debtor” to the

credit union. By sworn affidavit, he testified that he was formerly married to a woman

named Eureka Brown and that she—unbeknownst to him—was who applied for the credit

card with Southeast Financial. “She did not consult me about the application for credit nor

did I sign any document related to a credit card application,” he testified. To the extent

Brown was used as a guaranty on the credit card his ex-wife applied for, he believed that

such action was made “fraudulently” because he “did not see, review, or sign an application

for credit” with the plaintiff. In the end, Brown declared that “I am not now nor have I ever

been member of any credit union.”

¶8. The docket sat idle once more, this time for another year and 3 months.

¶9. On November 3, 2020, the DeSoto County Circuit Court Clerk warned the plaintiff

that the case was suffering for want of prosecution for over a year and was subject to

2 dismissal as a result.

¶10. Awakening the credit union, it filed what was styled as a reply to Brown’s response

to its motion for summary judgment. The reply was filed on November 25, 2020.

¶11. But then the case sat untouched for a few more months.

¶12. In March 2021, the credit union set its motion for summary judgment—which was

filed almost two years prior—for a hearing. And two weeks later, it filed a motion to strike

that hearing, averring that “[t]he parties will confer and reset the motion at a later date.”

¶13. The case then sat idle for another year and two months.

¶14. On May 5, 2022, the circuit court clerk warned the plaintiff for a second time that the

case was subject to dismissal due to lack of prosecution. Southeast Financial filed a response

the same day, arguing that its motion for summary judgment was still pending and that the

previous year’s hearing was “struck at [our] request . . . pending settlement negotiations with

the defendant,” but “[t]he parties did not agree to a resolution.” If the trial court denied its

motion for summary judgment, the credit union stated it “will resume active prosecution of

the case[.]”

¶15. Two years and one month later, the circuit court entered an order to show cause.

“Considering the state of the record,” the trial court ruled that counsel for the credit union

was required to be present for a hearing and that “[f]ailure to appear will result in dismissal

of the action.” The hearing was set for June 24, 2024, over 7 years since the complaint was

filed.

¶16. Shortly thereafter, the credit union filed a notice of hearing for its motion for summary

3 judgment set for August 19, 2024.

¶17. On June 26, 2024, the circuit court entered an order of dismissal. “Having failed to

appear at the hearing scheduled for June 24, 2024, and having . . . otherwise fail[ed] to show

good cause why the case should remain on the [c]ourt’s active docket,” the trial court

dismissed the action.

¶18. The same day, Southeast Financial filed a motion to set aside the order of dismissal.

The motion alleged that the parties had “agreed to continue the show cause hearing to August

19, 2024,” when the motion for summary judgment could also be heard. But “[t]he parties

mistakenly failed to enter an agreed continuance and did not appear on June 24, 2024,” the

date set by the circuit court for the show cause hearing.

¶19. The trial court declined to reconsider its order. At the time the trial court was

reviewing the motion to set aside, the lawsuit had been pending over 7 years and 6 months.

“There has been no advancement of litigation by the Plaintiff since July 14, 2019, despite the

Clerk’s requests for dismissal for failure to prosecute in November 2020 and May 2022,” the

trial court recounted. The trial court acknowledged that “good cause may exist for setting

aside the Court’s Order of Dismissal . . . due to the agreement between counsel to continue”

the show cause hearing. But that was not the point; ultimately, the credit union still “failed

[to] establish cause for its failure to prosecute the action, as was demanded by the [c]ourt.”

Accordingly, the trial court denied the motion to set aside the order of dismissal.

¶20. Southeast Financial filed a notice of appeal, and it was assigned to us for review.

DISCUSSION

4 ¶21. The credit union raises two issues on appeal, both essentially centering around the

same point—that its action against Brown should not have been dismissed for want of

prosecution.

¶22. This Court “will not disturb a circuit court’s ruling on a dismissal for want of

prosecution unless it finds an abuse of discretion.” Scott v. UnitedHealthcare of Miss. Inc.,

374 So. 3d 1270, 1275-76 (¶18) (Miss. Ct. App. 2023). “A finding of abuse of discretion

absent a definite and firm identification of clear error violates time-honored

standard-of-review principles.” Id. (quoting Leasy v. SW Gaming LLC, 335 So. 3d 555, 558

(¶7) (Miss. 2022)).

¶23. Mississippi Rule of Civil Procedure 41 allows courts “to dismiss an action

involuntarily for dismissal for want of prosecution as a penalty for dilatoriness.” Scott, 374

So. 3d at 1276 (¶20) (quoting Glass v. City of Gulfport, 271 So. 3d 602, 604 (¶8) (Miss. Ct.

App. 2018)).

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Related

MISS. DHS v. Guidry
830 So. 2d 628 (Mississippi Supreme Court, 2002)
Bonds v. State
938 So. 2d 352 (Court of Appeals of Mississippi, 2006)
Rebecca Pate Glass v. City of Gulfport, Mississippi
271 So. 3d 602 (Court of Appeals of Mississippi, 2018)

Cite This Page — Counsel Stack

Bluebook (online)
Southeast Financial Credit Union v. Aaron L. Brown, Counsel Stack Legal Research, https://law.counselstack.com/opinion/southeast-financial-credit-union-v-aaron-l-brown-missctapp-2026.