Smith v. State Farm Mutual Automobile Insurance

177 S.E.2d 195, 122 Ga. App. 430, 1970 Ga. App. LEXIS 889
CourtCourt of Appeals of Georgia
DecidedSeptember 8, 1970
Docket45486
StatusPublished
Cited by8 cases

This text of 177 S.E.2d 195 (Smith v. State Farm Mutual Automobile Insurance) is published on Counsel Stack Legal Research, covering Court of Appeals of Georgia primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Smith v. State Farm Mutual Automobile Insurance, 177 S.E.2d 195, 122 Ga. App. 430, 1970 Ga. App. LEXIS 889 (Ga. Ct. App. 1970).

Opinion

Eberhardt, Judge.

Jackie P. Smith, a State Patrol Officer, and his wife filed complaints in Douglas Superior Court against James R. Walton, Nina Ann Boyd Walton, and Philip Glover, seeking to recover damages resulting from an automobile collision in which Smith was injured. It was alleged that Smith, operating a State Patrol automobile in the performance of his duties, was in pursuit of a 1966 Chevrolet Corvair being driven by James Walton at a speed of 80 m.p.h. at the direction of and under the control of Nina Walton (then Nina Boyd), the *431 owner of the fleeing vehicle; and that the Walton vehicle forced the Glover vehicle off the road and out of control, whereupon Glover came back upon the roadway in such manner as to collide with Smith. Glover filed a counterclaim against Smith and a cross claim against the Waltons, seeking to recover for his injuries.

State Farm Mutual Automobile Insurance Company, which had been served in the Douglas County damage actions, then brought the present complaint against Georgia Farm Bureau Mutual Insurance Company and the Smiths in the Superior Court of Carroll County, the county of residence of the Smiths, seeking a declaratory judgment that it had no liability under the uninsured motorist coverage of the policy it had issued to Smith. This liability, insisted upon by Smith, was sought to be evaded on the grounds that the Smiths had not given written notice of the collision as required by the policy, and that Georgia Farm, which was not a party to the Douglas County damage actions, afforded liability insurance to the Waltons so that State Farm’s uninsured motorist coverage would not come into play. Liability coverage for Glover’s counterclaim against Smith, which Smith demanded that State Farm defend, was also sought to be evaded upon the ground that the policy afforded no liability coverage for the State Patrol vehicle, and that Smith had not reported the collision to State Farm. Georgia Farm asserted several grounds to support its position that it afforded no coverage to the Waltons.

Both insurance companies made motions for summary judgment. The trial court ruled that Georgia Farm’s Policy afforded no liability coverage to the Waltons, and that State Farm was not liable to the Smiths under the uninsured motorist coverage. The Smiths appeal. Held:

1. The Smiths argue in their brief that the Superior Court of Douglas County would have been a better forum in which to bring the declaratory judgment proceeding since the damage actions were pending there. While forum shopping in declaratory judgment proceedings is not favored where the same legal issues are determinable in another proceeding then in progress between the same parties in a court having jurisdiction thereof, *432 Georgia Farm is not a party to the damage actions and the question of its coverage is not in issue there. Suits for declaratory judgment by an automobile insurance carrier seeking to determine questions of coverage with respect to pending tort actions have been approved in numerous instances by the Supreme Court (see, e.g., Mensinger v. Standard Acc. Ins. Co., 202 Ga. 258 (42 SE2d 628); St. Paul Fire &c. Ins. Co. v. Johnson, 216 Ga. 437 (117 SE2d 459); Strickland v. Georgia Cas. & Sur. Co., 224 Ga. 487 (162 SE2d 421)), and in countless others by this court (see, e.g., Ditmyer v. American Liab. Ins. Co., 117 Ga. App. 512 (160 SE2d 844) and cases cited), and no reason appears why the present suit is not maintainable.

2. The only issue submitted for our determination, and the only one with which we deal, is whether exclusion (K) of Georgia Farm’s liability policy is applicable under the evidence in the record. State Farm argues only that it has no obligation to the Smiths under its uninsured motorist coverage because Georgia Farm afforded liability coverage to the Waltons as a matter of law, and thus the Corvair was not an uninsured automobile. Consequently, if exclusion (K) of Georgia Farm’s policy is applicable, State Farm’s summary judgment must be reversed.

The exclusion of Georgia Farm’s policy 1 in question provides that the liability coverage "does not apply ... to bodily injury . . . arising from or caused by any insured’s attempt to . . . resist arrest or flee from justice. . The record indicates generally that the pursuit of the Walton Corvair began when Smith witnessed Walton fail to obey a stop sign on Maroney Mill Road at its intersection with Highway 92 in Douglas County. The Corvair headed north on Highway 92 and Smith, who had entered Maroney Mill Road from the highway, turned around and began following it, whereupon the Corvair turned left down a dirt road. Smith continued following, and the Corvair proceeded along the dirt road in a circle for a distance of four or five *433 miles back to Highway 92 and Maroney Mill Road. The Corvair crossed the highway back into Maroney Mill Road, then turned left onto Gresham Road, and the collision between the pursuing patrolman and Glover occurred approximately three-fourths of a mile down this road.

Nina Boyd Walton stated in her deposition that James Walton, the driver of her automobile, was absent without leave from the Armed Services; that she saw the patrolman behind them after they had gone a short distance down the dirt road; that Walton began speeding on the dirt road after turning off the paved road; that her automobile was stirring up a lot of dust, but that she could see through the dust enough to look back two or three times and see the patrolman in pursuit; that based on his manner of driving, she thought Walton knew the patrolman was behind them, and that he was trying to get away from him; that she was frightened at Walton’s manner of driving, and probably told him the patrolman was following and to slow down; that they were gaining on the patrolman, and he wasn’t in sight at the time of the collision.

Walton, in his affidavit, stated that "I was in the military service of the United States and was absent without leave. As I approached Maroney Mill Road and Highway 92 in Douglas County, I saw a Georgia highway patrolman turn into Maroney Mill Road. While I knew most of the officers of the Georgia highway patrol in the Douglas County area, I did not know this officer but thought he might have recognized me. After seeing the highway patrolman, I turned onto Highway 92, and drove at a speed in excess of 60 and not more than 80 miles an hour, knowing that the highway patrolman was following me. I was driving my automobile at this high speed in hopes and in an effort to lose or evade him in order that I would not be arrested for speeding or for being absent without leave. I knew that the patrolman was chasing me on Highway 92 in an effort to stop me but about two miles down Highway 92,1 turned off onto a dirt road and never did see the patrolman’s car again. There was a great deal of dust on the dirt road which I believe would have obscured any car following me. I specifically intended, while on Highway 92, to evade and escape from the State patrol officer who I knew was pursuing me.”

*434

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Cite This Page — Counsel Stack

Bluebook (online)
177 S.E.2d 195, 122 Ga. App. 430, 1970 Ga. App. LEXIS 889, Counsel Stack Legal Research, https://law.counselstack.com/opinion/smith-v-state-farm-mutual-automobile-insurance-gactapp-1970.