Smith v. Geico Insurance Co., No. Cv97 034 27 82 (Aug. 8, 1997)

1997 Conn. Super. Ct. 8190
CourtConnecticut Superior Court
DecidedAugust 8, 1997
DocketNo. CV97 034 27 82
StatusUnpublished

This text of 1997 Conn. Super. Ct. 8190 (Smith v. Geico Insurance Co., No. Cv97 034 27 82 (Aug. 8, 1997)) is published on Counsel Stack Legal Research, covering Connecticut Superior Court primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Smith v. Geico Insurance Co., No. Cv97 034 27 82 (Aug. 8, 1997), 1997 Conn. Super. Ct. 8190 (Colo. Ct. App. 1997).

Opinion

[EDITOR'S NOTE: This case is unpublished as indicated by the issuing court.]MEMORANDUM OF DECISION STATEMENT OF THE CASE

On August 27, 1991, the plaintiff, Edward Smith, was injured while rollerblading on Kingsbury Drive in Trumbull. He claimed that his injures were caused by a hit and run vehicle. The plaintiff was insured by the defendant, Government Employees Insurance Company (GEICO), and made a claim for uninsured motorist benefits. Pursuant to the automobile insurance policy, the parties submitted all disputed issues regarding coverage and damages to a three person arbitration panel. (Application To Vacate Arbitration Award, Complaint, and Demand For New Trial, Exhibit D, p. 28 [Application To Vacate]). A majority of the arbitrators found in favor of the plaintiff on the issue of liability. They also found that the plaintiff was entitled to gross damages in the amount of $650,000, and that the defendant was entitled to a collateral source credit of $53,246.04, for a net award to the plaintiff of $596,753.96.

The dissenting arbitrator argued that the plaintiff was not CT Page 8191 entitled to recover for his injuries because the plaintiff failed to "prove that the owner or operator of said hit and run vehicle was negligent." The dissenter also objected to the amount of damages awarded to the plaintiff, feeling that it was "excessive in the light of the evidence." (Application To Vacate, Exhibit B).

On April 30, 1997, the defendant filed an "Application To Vacate Arbitration Award, Complaint And Demand For New Trial" ("Application To Vacate") pursuant to General Statutes §52-418, on the ground that the award was improper because the arbitrators imperfectly executed their powers. The defendant argues that there was no evidence produced during the hearings to support the majority's finding that the plaintiff was injured by a negligently operated hit and run motor vehicle. The defendant claims that the more likely cause of the plaintiff's injuries is that he slipped while rollerblading.

In a pleading entitled "Claimant's Memorandum In Opposition To Application To Vacate Arbitration Award, Complaint and Demand For New Trial" (Memorandum In Opposition) dated May 12, 1997, the plaintiff argues that the arbitration was voluntary and the submission was unrestricted, and therefore, the court's review should be confined to determining whether the award conformed to the submission. In addition, the plaintiff argues that "[n]otwithstanding the fact that the review in this matter is limited to whether or not the award conforms to the submission, there is still substantial evidence to support the arbitrators' award," in that there was evidence of contact between the plaintiff and a hit and run vehicle, and evidence that the contact was brought on by the negligence of the hit and run vehicle's driver. (Memorandum In Opposition, p. 13). Finally, the plaintiff argues that the award conformed to the evidence submitted, and that the majority of arbitrators did not exceed or imperfectly execute their powers.

SCOPE OF REVIEW

The uninsured motorist policy at issue provides for binding arbitration and both parties agree that the submission to the arbitrators was unrestricted. See Geico's memorandum, p. 7; Plaintiff's memorandum in opposition, pp. 5-6. The Supreme Court has held that "where judicial review of compulsory arbitration proceedings required by § 38-175c(a)(1) [now § 38a-336] is undertaken under General Statutes § 52-418, the reviewing CT Page 8192 court must conduct a de novo review of the interpretation and application of the law by the arbitrators. The court is not bound by the limitations contractually placed on the extent of its review as in voluntary arbitration proceedings." AmericanUniversal Ins. Co. v. DelGreco, 205 Conn. 178, 191, 530 A.2d 171 (1987).

DISCUSSION

I
Coverage

"[W]hether a [hit] and run accident occurred as the claimant asserts, despite the absence of corroborative evidence, is a pure question of fact to be determined by the trier." KeystoneInsurance Co. v. Raffile, 225 Conn. 223, 234-35, 622 A.2d 563 (1993). The claimant has the burden of proving by a preponderance of the evidence that an accident occurred because of an unidentified vehicle. Id., 237. "The claimant will satisfy his or her burden of proof if the evidence induces in the mind of the trier a reasonable belief that it is more probable than not that the accident occurred in the manner in which the claimant asserts." Id., 235. "The claimant's evidence need not negate all other possibilities or exclude every other reasonable conclusion." Id. "Admittedly, . . . the evidence might be scarce. There may be no eyewitness, the physical evidence at the accident scene may evince nothing more than the fact that an accident occurred, and an accident reconstructionist may only be able to give an expert opinion primarily based on the claimant's own account of the accident. The paucity of evidence, however, should not defeat the claimant's right to persuade the trier that his claim is valid." Id.

"If the extent of a claimant's evidence is his or her account of how the accident occurred, then the claimant's credibility will be tested and evaluated by the trier of fact as in any civil action." Keystone Ins. Co. v. Raffile, supra, 225 Conn. 235. "[A] claimant alleging that an accident was caused by an unidentified vehicle, even in the absence of physical contact, need not present independent evidence to corroborate how the accident occurred." Id., 236.

Based upon these standards, there is substantial evidence in the record to support the arbitrators' award. The record reveals CT Page 8193 the following facts.

On the day of the accident, August 27, 1991, the weather was clear, warm, and sunny. (Transcript, August 9, 1996, p. 26). The plaintiff, after arriving home from work sometime after 4:15 p.m., decided to exercise by rollerblading. (Transcript, August 9, 1996, p. 20). The plaintiff testified that he rollerbladed quite often, and that he followed a route from his parents' home on Kingsbury Drive to Applegate Lane as he had done many times that summer. (Transcript, August 9, 1996, pp. 20, 26; Transcript, August 25, 1996, p. 162). These roads were located in a suburban setting and were paved with regular black top. (Transcript, August 9, 1996, p. 28).

Nearing the end of his workout, the plaintiff began to rollerblade slowly up a hill on Kingsbury Drive towards his home at the speed of a fast walk. (Transcript, August 9, 1996, p. 21). During the ascent, he was leaning slightly forward. (Transcript, September 25, 1996, p. 183). At some point, the plaintiff heard the hum of tires and the acceleration of a motor behind him, he checked his distance from the curb of Kingsbury Drive, which he judged to be about four to five feet,1 and he was then struck in the back of the neck. (Transcript, August 9, 1996, p. 21). Three polaroid photographs taken shortly after the accident were produced at the hearing, showing a bruised area on the back of the plaintiff's neck. (Claimant's Exhibit C-1, 2, 3).2

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Related

American Universal Insurance v. DelGreco
530 A.2d 171 (Supreme Court of Connecticut, 1987)
Streitweiser v. Middlesex Mutual Assurance Co.
593 A.2d 498 (Supreme Court of Connecticut, 1991)
Keystone Insurance v. Raffile
622 A.2d 564 (Supreme Court of Connecticut, 1993)
24 Leggett Street Ltd. Partnership v. Beacon Industries, Inc.
685 A.2d 305 (Supreme Court of Connecticut, 1996)

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Bluebook (online)
1997 Conn. Super. Ct. 8190, Counsel Stack Legal Research, https://law.counselstack.com/opinion/smith-v-geico-insurance-co-no-cv97-034-27-82-aug-8-1997-connsuperct-1997.