Smith v. Doe

786 So. 2d 154, 2000 La.App. 4 Cir. 1532, 2001 La. App. LEXIS 1223, 2001 WL 540452
CourtLouisiana Court of Appeal
DecidedApril 11, 2001
DocketNo. 2000-CA-1532
StatusPublished
Cited by1 cases

This text of 786 So. 2d 154 (Smith v. Doe) is published on Counsel Stack Legal Research, covering Louisiana Court of Appeal primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Smith v. Doe, 786 So. 2d 154, 2000 La.App. 4 Cir. 1532, 2001 La. App. LEXIS 1223, 2001 WL 540452 (La. Ct. App. 2001).

Opinion

J^PLOTKIN, J.

The primary issue in this appeal is whether a trial court may enter judgment against a defendant insurance company under the uninsured/underinsured motorist (“UM”) provisions of its automobile liability policy issued to a tortfeasor, if the insurance company has never admitted that it provides UM coverage. A secondary issue is whether a plaintiff who alleges that an appeal brief filed by a defendant insurance company supports his claim that the insurance company failed to promptly and fairly adjust his claim may file an untimely cross-appeal complaining of a trial court’s failure to issue judgment on that issue.

Facts

Plaintiff, John H. Smith, Jr., claims that he suffered personal injury on June 10, 1996, while a passenger in a medical van owned by defendant Jefferson Transit, Inc. and driven by defendant, Wayne Pittman, an employee of defendant, Jefferson Parish Hospital Service District No. 2, Parish of Jefferson, State of Louisiana, d/b/a East Jefferson General Hospital (hereinafter “East Jefferson”). The accident allegedly occurred while Mr. Pittman was accelerating the van to merge onto Interstate 10 from the Carrollton Avenue overpass in [156]*156the City of New | ^Orleans. Mr. Pittman was allegedly forced to suddenly apply his brakes in order to avoid hitting another vehicle, which was never identified.

Mr. Smith filed suit, naming Mr. Pittman (identified in his original petition as “John Doe”), Jefferson Transit, East Jefferson, and Empire Fire & Marine Insurance Co. (“Empire”). In his petition, Mr. Smith simply named Empire as a defendant under Louisiana’s Direct Action Statute and alleged that Empire had failed to adjust his claim fairly and promptly in violation of the requirements of LSA-R.S. 22:1220(c). Empire answered, admitting that it provided a liability policy to East Jefferson, and asserting that the negligence of the phantom driver was the sole cause of the accident. Empire also asserted that Mr. Smith was negligent “in failing to securely belt himself in the vehicle as the seat belts were available for his use.”

Thereafter, Mr. Smith issued a subpoena to Empire, commanding it “to produce and permit inspection and copying of the following documents or objects” for trial:

A certified and/or true copy of the policy of insurance issued by Empire Fire and Marine Insurance Company to the Jefferson Parish Hospital Service District No. 2, Parish of Jefferson, State of Louisiana, and/or Jefferson Transit, Inc., which policy was alleged to be in full force and effect on or about June 10, 1996, and further said policy is applicable to a vehicle in which plaintiff, John H. Smith, Jr., was a passenger, in a vehicle insured by Empire, operated by Wayne Pittman, and to appear in court and testify to the truth thereof.

The return on the service of the subpoena indicates that it was served on Empire’s attorney, Stephen Elliott, on January 14, 2000.

On the morning of trial, the following colloquy occurred:

Mr. Hardy:
I’m Ford Hardy for the plaintiff.
Mr. McEaehin:
|4I’m Eugene McEaehin, Jr. I represent the defendant, Wayne Pittman, East Jefferson General Hospital District whatever and the — I don’t think we represent Jefferson Transit. I don’t think Jefferson Transit is still a party. That’s a separate interest. What I represent is the East Jefferson General Hospital and the driver and insurance.
Mr. Hardy:
Plaintiff will stipulate to the damage [sic] do not exceed fifty thousand dollars. We have received the telephone communications from Wayne Parker at Charity to the effect he thinks the medical bill has a balance of three thousand dollars. Charges are pretty close to ten thousand. He is bringing a bill over and we will fight that when he gets here. Mr. McEaehin:
We have also agreed between counsel to stipulate that Empire Fire and Marine Insurance Company has a policy issued that covers the claims, the liability claims presented in this matter by the plaintiffs with limits of one million dollars.
Mr. Hardy:
Do I[sic] have a copy of the policy?
Mr. McEaehin:
No. I don’t.
Mr. Hardy:
It was subpoenaed.
Mr. McEaehin:
I didn’t get the subpoena and I don’t have the policy.
Mr. Hardy.
And you have uninsured motorist coverage of a million two [sic].
Mr. McEaehin:
[157]*157I don’t know.
Mr. Hardy:
Five million liability and a million uninsured motorist....

Following the presentation of evidence in the case, the trial court issued reasons for judgment assessing 50 percent of the fault for the accident to Wayne Pittman and 50 percent of the fault to the phantom driver. In the judgment itself, the trial court simply rendered in favor of Mr. Smith and against East Jefferson in [ sthe sum of $21,854.45, and against Empire in the sum of $21,854.45. Judgment was also rendered in favor of Medical Center of Louisiana and against the defendants in the same proportions in the sum of $1,287.23.

UM coverage

Empire appeals, asserting that the trial court improperly assessed liability under the UM portion of its policy insuring East Jefferson, claiming that it had never been named as UM carrier for East Jefferson, that it had never admitted its status as UM carrier for East Jefferson, and that it was never served or entered an appearance as UM carrier for East Jefferson. Accordingly, Empire claims that the trial court could not cast it in judgment as the UM carrier for East Jefferson. Empire does not appeal Lability or quantum.

Following our close review of the record, we find no merit in any of Empire’s claims. In fact, Empire is incorrect in its claim that Mr. Smith’s petition named Empire only as the liability insurer of East Jefferson; the petition names Empire simply as a defendant under the Direct Action Statute and asserts that Empire failed to fairly and promptly adjust his claim as required by LSA-R.S. 22:1220. It is Empire that misrepresents in its answer that it provided only a liability policy in favor of East Jefferson, when it actually provided both liability and UM coverage in favor of East Jefferson. That point would have been clear had Empire responded appropriately to the subpoena commanding it to produce the policy. Instead, Empire tried to misrepresent the policy provisions by offering to stipulate that it provided $1 million in liability insurance, when the policy actually provided $5 million in liability coverage, plus $1 million in UM coverage. Instead of providing the policy as ordered, Empire’s attorney asserted at trial that he never 1 ^received the subpoena, despite the fact the record indicates that it was delivered to another attorney in his office, who is also an attorney of record for Empire. In addition to the fact that none of Empire’s arguments has merit, we have three other reasons for affirming the trial court judgment.

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Cite This Page — Counsel Stack

Bluebook (online)
786 So. 2d 154, 2000 La.App. 4 Cir. 1532, 2001 La. App. LEXIS 1223, 2001 WL 540452, Counsel Stack Legal Research, https://law.counselstack.com/opinion/smith-v-doe-lactapp-2001.