Smith v. Dinsmore

9 Daly 188
New York Court of Common Pleas·Decided April 5, 1880·Published·Cited by 6 cases

Opinion

Charles B. Daly, Chief Justice.

Where there is a total default on the part of the carrier, to deliver the goods, and upon demand, he neither delivers them, nor accounts for his failure to do so, an action will lie for a conversion, if brought within six years from the time of the demand, which was the case here (Platt v. Hibbard, 7 Cow. 500 ; Anon., Salk. 655 ; Claflin v. Meyer, 75 N. Y. 263; Boughton v. Flint, 74 N. Y. 481, 482; Roberts v. Berdell, 52 N. Y. 644).

The defendants agreed, not only to carry the respective parcels delivered to them by the plaintiff, for that purpose, but also, to collect for the plaintiff, from the consignees of the packages, upon the delivery of them, the sums indorsed upon, the bills of lading; each of the bills of lading having on it the letters O. O. D., which are equivalent to the words “ collect on delivery,” and as familiarly understood between the parties to such agreements, mean that the carrier will collect on the delivery of the package, from the consignee, for the consignor, the sum specified in the bill of lading.

[190] It was provided, in the bill of lading, that in no event should the Adams Express Company,” the defendants, “be liable for any loss or damage, unless the claim therefor should be presented to them, in writing, at their office, within thirty flays after the date of the bill of lading, in a statement to which the receipt given to the shipper should be annexed.” If this stipulation applies to this case, it was a condition precedent to the defendants’ liability; and unless complied with, there could be no recovery against the defendants, by the shipper, for loss or damage, from their failure to deliver the packages. A claim in writing, with the receipt, was presented by the plaintiff to the defendants, at their office, after he was advised of the failure to deliver the packages; but he was unable to testify that it was presented within thirty days from the dates of the bills of lading—the utmost that he was able to swear to being, that it was some time between fifteen and sixty days from the date of the bills of lading, which did not amount to proof of the performance of the condition. It is claimed that, as the defendants made no objection when the claim was presented at their office, that it was not presented within the time stipulated, and then, and from time to time afterwards, promised that they would trace the packages, that they waived this condition; in support of which, two authorities are cited, which are insurance cases: Greenfield v. Massachusetts, &c. Ins. Co., 47 N. Y. 439; Bumstead v. Dividend Mutual Ins. Co., 12 N. Y. 81. The rule applied in these cases, however, has no application to a case like this. Where preliminary proofs are presented to an insurance company, and they are insufficient in form, or for any other defect or omission, the company is bound to make the objection when the proofs are presented ; because, if the defect is then called to the attention of the insured, the opportunity is afforded to him to supply it; and an insurance company, in such.a case, is not allowed, when an action is brought against it to recover upon the policy, to evade its liability, by reason of defects in the preliminary proofs, which good faith on its part required that it should have called to the attention of the insured when proofs were presented, as the defects [191] might have been supplied. But if the party is obliged to present his claim for loss within a certain time, and he wholly fails to do so, there is a total failure of the condition, which cannot be obviated or supplied by any subsequent act on his part. There is no reason, therefore, why the carrier should object, when the claim is presented, that it was not presented within the stipulated time; and there is no waiver of the condition on his part, by promising, as the defendants did here, to try and find the packages, and re-deliver them to the plaintiff, if they could.

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Smith v. Dinsmore, 9 Daly 188 (N.Y. Super. Ct. 1880).

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