Sliwinski v. Sliwinski

CourtUnited States Bankruptcy Court, E.D. North Carolina
DecidedMarch 10, 2025
Docket24-00118
StatusUnknown

This text of Sliwinski v. Sliwinski (Sliwinski v. Sliwinski) is published on Counsel Stack Legal Research, covering United States Bankruptcy Court, E.D. North Carolina primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Sliwinski v. Sliwinski, (N.C. 2025).

Opinion

alllln □□□□ SO ORDERED SFict of No SIGNED this 10 day of March, 2025.

amela W. McAfee i nited States Bankru dge

UNITED STATES BANKRUPTCY COURT EASTERN DISTRICT OF NORTH CAROLINA RALEIGH DIVISION IN RE: Case No. STEPHEN J. SLIWINSKI, 24-00802-5-PWM Chapter 13 Debtor.

STEPHEN J. SLIWINSKI, Adversary Proceeding No. 24-00118-5-PWM Plaintiff, v. JULIE ANNE SLIWINSKI, Defendant. ORDER ALLOWING MOTION TO DISMISS The matter before the court is the motion to dismiss and supporting memorandum, D.E. 4, 10, filed by defendant Julie Anne Sliwinski in this adversary proceeding brought by the plaintiff and chapter 13 debtor, Stephen J. Sliwinski. Mr. Sliwinski filed a response to the motion to dismiss and, within that response, moved for summary judgment, D.E. 11. Ms. Sliwinski filed a memorandum in response to the motion for summary judgment, D.E. 12. In his complaint, Mr. Sliwinski seeks court authority to sell real property he owns with Ms. Sliwinski free and clear of her interest pursuant to 11 U.S.C. § 363(h), which authorizes a chapter 13 trustee to sell, under

certain conditions, real property in which both a chapter 13 debtor’s estate and a non-debtor co- owner hold an interest. The court will dispense with a hearing because the legal issues and the relevant and undisputed facts are fully developed based on the pleadings and legal memoranda before the court. For the reasons that follow, Ms. Sliwinski’s motion to dismiss will be allowed because Mr. Sliwinski, as the debtor, does not have standing to exercise the powers of a trustee

under § 363(h). That denial renders Mr. Sliwinski’s motion for summary judgment moot.1 BACKGROUND AND PROCEDURAL HISTORY On March 8, 2024, Mr. Sliwinski filed a petition for relief under chapter 13 of the Bankruptcy Code, which he supplemented with schedules filed on April 24, 2024. Bkr. D.E. 1, 23. In his Schedule C-1, Mr. Sliwinski claimed an exemption of 100% of the fair market value up to any applicable statutory limit in real property located at 155 Churchill Road, Louisburg, North Carolina, which he owns in a tenancy by the entirety with Ms. Sliwinski, from whom he is now separated. Mr. Sliwinski scheduled the fair market value of the property as $376,200 and listed $188,100 as the value of the portion he owns. Bkr. D.E. 23 at 25.

On October 2, 2024, Mr. Sliwinski filed the complaint in this adversary proceeding against Ms. Sliwinski. In his complaint, he notes the value of the property and recites that it is encumbered by a first lien in favor of mortgagor M&T Bank with a balance of $212,544, and a judgment lien held by Coastal Federal Credit Union in the approximate amount of $15,030.37. D.E. 1 at ¶¶ 13- 15. Mr. Sliwinski asserts that these are joint debts and that the property is further subject to claims by the IRS and the North Carolina Department of Revenue in the amounts of $9,541 and $2,375, respectively. Id. at ¶¶ 21-23. Mr. Sliwinski alleges that he will use his net proceeds after payment

1 As the court notes below, had Mr. Sliwinski’s complaint survived the motion to dismiss, the court would have determined in the alternative that the issues of fact relevant to a sale under § 363(h) are disputed, precluding entry of summary judgment in favor of Mr. Sliwinski. of secured liens to satisfy claims in his bankruptcy case and alleges that “Partition in kind is impractical because the Real Property consists of approximately .6 acres and is improved by a house and garage intended for residential use.” Id. at ¶ 25. Mr. Sliwinski seeks court approval to market and then sell the property free of Ms. Sliwinski’s ownership interest pursuant to 11 U.S.C. § 363(h).

Ms. Sliwinski’s answer includes her motion to dismiss, in which she contends that a chapter 13 debtor does not have statutory authority to act as the trustee – or more accurately as a trustee – in compelling a sale under § 363(h), where that statute reserves that power to the trustee. Ms. Sliwinski maintains that § 1303, by its express terms, does not extend § 363(h) powers to a chapter 13 debtor, and that if Mr. Sliwinski sought to fund a plan through sale proceeds, he would need to do so through 11 U.S.C. § 363(b) and Federal Rule of Bankruptcy Procedure 6009. Mr. Sliwinski filed a motion for summary judgment and incorporated response in opposition to the motion to dismiss, D.E. 11. Mr. Sliwinski correctly recites that § 1303 provides that a debtor “shall have, exclusive of the trustee, the rights and powers of a trustee” under certain

enumerated subsections of § 363 that do not include subsection (h). Id. at 4. The plaintiff’s argument in a nutshell is that he has standing to seek partition of the property under § 363(h) because that section of the Bankruptcy Code “specifically grants the trustee the right to sell property owned with a non-debtor as ‘tenants-by-the-entireties’ and because 11 U.S.C. § 363(h) specifically incorporates 11 U.S.C. § 362(b) by reference. The rights of §§ 1303 and 363(b)(1) would be meaningless if the Debtor could not compel the sale of jointly owned property in bankruptcy court.” Id. at 5. In addition, and notwithstanding the factual issues inherit in calculating the relative detriment to a non-debtor co-owner in application of § 363(h), Mr. Sliwinski seeks summary judgment in his favor, contending simply that “the benefit to the estate of a sale of the Real Property outweighs the detriment to the Defendant, if any.” D.E. 11 at 3. In response to the summary judgment motion, Ms. Sliwinski first took the position that the real property was not property of the estate because Mr. Sliwinski claimed it as exempt, then reiterated from her motion to dismiss that Mr. Sliwinski lacked standing to compel a sale under

§ 363(h), and concluded that even if Mr. Sliwinski did have standing, his claim for relief fails on the merits due to the harm that would be suffered by Ms. Sliwinski and her minor children, who also reside in the home, in the event of a forced sale. To that end, Ms. Sliwinski attached an affidavit detailing some of the circumstances of the Sliwinskis’ separation, as well as bases upon which a forced sale would be a detriment to her – including but not limited to the affordability of the current mortgage, the precariousness of Ms. Sliwinski’s overall financial position, the limited domestic support being provided to Ms. Sliwinski and her daughters, and other factors. The parties agree that the question of whether a chapter 13 debtor has standing to pursue a compulsory sale under § 363(h) is one of law. For the reasons set forth below, the court concludes

that Mr. Sliwinski does not, and the complaint will be dismissed. Further, even if Mr. Sliwinski did have standing to pursue such a sale, whether to allow a sale requires an assessment of the detriment to the property co-owner under § 363(h)(3), which is a question of fact not resolvable on summary judgment. JURISDICTION This bankruptcy court has jurisdiction over the parties and the subject matter of this proceeding pursuant to 28 U.S.C. § 1334. This is a statutorily core proceeding under 28 U.S.C. § 157

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