Simmons v. AMERICAN SECURITY INSURANCE COMPANY
This text of 130 S.E.2d 351 (Simmons v. AMERICAN SECURITY INSURANCE COMPANY) is published on Counsel Stack Legal Research, covering Court of Appeals of Georgia primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.
Opinion
Where by the terms of a contract of motor vehicle insurance the loss is payable to the named insured and a named mortgagee loan company “as interest may appear,” the insured may not, over timely special demurrer, sue in his own name to recover the loss to the exclusion of the *365 mortgagee. He may in the first instance join the mortgagee as party, Georgia Cas. &c. Co. v. Pincus, 89 Ga. App. 836 (81 SE2d 527), or he may maintain the action for his own use and the use of the mortgagee. Johnson v. General Exchange Ins. Corp., 49 Ga. App. 780 (176 SE 840). But an amendment merely calling upon the mortgagee, who is not a party, to intervene in the pending suit is not a compliance with either method.
A timely special demurrer having been filed raising the issue of nonjoinder of necessary parties, and the plaintiff having failed to amend to cure the defect, it was not error thereafter to dismiss the petition.
Judgment affirmed.
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Cite This Page — Counsel Stack
130 S.E.2d 351, 107 Ga. App. 364, 1963 Ga. App. LEXIS 843, Counsel Stack Legal Research, https://law.counselstack.com/opinion/simmons-v-american-security-insurance-company-gactapp-1963.