Sifuentes v. Capital One

CourtCourt of Appeals for the Tenth Circuit
DecidedFebruary 6, 2026
Docket25-4123
StatusUnpublished

This text of Sifuentes v. Capital One (Sifuentes v. Capital One) is published on Counsel Stack Legal Research, covering Court of Appeals for the Tenth Circuit primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Sifuentes v. Capital One, (10th Cir. 2026).

Opinion

Appellate Case: 25-4123 Document: 7-1 Date Filed: 02/06/2026 Page: 1 FILED United States Court of Appeals Tenth Circuit UNITED STATES COURT OF APPEALS February 6, 2026 FOR THE TENTH CIRCUIT _________________________________ Christopher M. Wolpert Clerk of Court DAVID ANGEL SIFUENTES, III,

Plaintiff - Appellant,

v. No. 25-4123 (D.C. No. 2:22-CV-00190-JCB) CAPITAL ONE, (D. Utah)

Defendant - Appellee. _________________________________

ORDER AND JUDGMENT * _________________________________

Before FEDERICO, BALDOCK, and MURPHY, Circuit Judges. _________________________________

David Angel Sifuentes, III appeals pro se from the district court’s

order denying his fourth motion for relief from judgment in his civil case.

Exercising jurisdiction under 28 U.S.C. § 1291, we affirm.

After examining the briefs and appellate record, this panel has *

determined unanimously that oral argument would not materially assist in the determination of this appeal. See Fed. R. App. P. 34(a)(2); 10th Cir. R. 34.1(G). The case is therefore ordered submitted without oral argument.

This order and judgment is not binding precedent, except under the doctrines of law of the case, res judicata, and collateral estoppel. It may be cited, however, for its persuasive value consistent with Federal Rule of Appellate Procedure 32.1 and Tenth Circuit Rule 32.1. Appellate Case: 25-4123 Document: 7-1 Date Filed: 02/06/2026 Page: 2

I

This matter dates to March 2022, when Sifuentes filed his Complaint

in the District of Utah. He alleged that Capital One had prescreened him

for a credit offer and then relied on inaccurate information to ultimately

deny his application, which caused his credit score to decrease. He

additionally alleged that the denial of credit caused him to become “very

mad, embarrassed and very upset.” He argued these facts constituted

intentional infliction of emotional distress as well as a violation of the Fair

Credit Reporting Act (FCRA).

The district court clerk’s office assigned Sifuentes’ Complaint to a

magistrate judge and directed Sifuentes to inform the court within 28 days

whether he consented to magistrate jurisdiction. Sifuentes filed a motion to

appoint counsel, which the court denied. He did not, however, timely

consent to magistrate jurisdiction. The case was thus reassigned to a

district judge, with referral to a magistrate judge under 28 U.S.C.

§ 636(b)(1)(B).

Exercising referral jurisdiction, the magistrate judge screened the

Complaint consistent with 28 U.S.C. § 1915(e)(2)(B). The magistrate judge

found that Sifuentes had failed to state a claim under either of the causes

of action in his Complaint. He also found that Sifuentes had not pleaded

facts sufficient to establish venue. He did not consider dismissal or transfer

2 Appellate Case: 25-4123 Document: 7-1 Date Filed: 02/06/2026 Page: 3

on that basis. Instead, he granted leave for Sifuentes to file an amended

complaint. The magistrate judge warned that failure to remedy the

identified pleading deficiencies would result in a recommendation of

dismissal.

About a month later, Sifuentes moved to file an out-of-time consent to

magistrate jurisdiction. He also requested an extension of time to file an

amended complaint. The court granted both his requests and reassigned the

case to a magistrate judge. Sifuentes then filed his Amended Complaint

consistent with the extended deadline. The Amended Complaint brought

eight claims: for violations of the FCRA, Federal Trade Commission Act,

Equal Credit Opportunity Act, Telephone Consumer Protection Act,

Gramm-Leach-Bliley Act, and Michigan Consumer Protection Act, as well

as for negligent and intentional infliction of emotional distress.

The magistrate judge – now exercising full jurisdiction over the case

pursuant to 28 U.S.C. § 636(c), Federal Rule of Civil Procedure 73, and

Sifuentes’ consent – found the Amended Complaint had failed to properly

state a federal claim. He concluded that leave for further amendment would

prove futile. He dismissed the federal claims with prejudice and, declining

to exercise supplemental jurisdiction, dismissed the state law claims

without prejudice.

3 Appellate Case: 25-4123 Document: 7-1 Date Filed: 02/06/2026 Page: 4

Sifuentes then filed a multitudinous series of papers attempting to

unmoor the court’s holdings. He appealed the order dismissing his Amended

Complaint, arguing that the district court could not have dismissed his

state law claims without deciding whether he had diversity jurisdiction.

This court concluded that his Amended Complaint did not plead sufficient

facts to establish diversity jurisdiction and affirmed the dismissal. Sifuentes

v. Capital One, No. 23-4088, 2023 WL 6060382 (10th Cir. Sept. 18, 2023).

He then filed three successive motions in the district court for relief from

judgment. The court denied these motions. He appealed the order denying

the second such motion to the Tenth Circuit. This court found his arguments

had not been preserved and affirmed the district court. See Sifuentes v.

Capital One, No. 24-4034, 2024 WL 4362257 (10th Cir. Oct. 1, 2024).

Sifuentes filed yet another motion in the district court, this time to

withdraw his consent to magistrate jurisdiction and to vacate the judgment

because the dismissal of his Amended Complaint violated his rights to jury

trial and equal protection. The district court construed this fourth post-

judgment motion as a motion to reconsider its prior denials of relief from

judgment. It issued a memorandum order on September 26, 2025, holding

as follows:

As the court has explained to Mr. Sifuentes on two prior occasions, the arguments [in] his current motion could have been raised in his first motion for relief from judgment but were

4 Appellate Case: 25-4123 Document: 7-1 Date Filed: 02/06/2026 Page: 5

not. Thus, his current motion is an inappropriate vehicle to raise those arguments. Therefore, the court DENIES Mr. Sifuentes’s motion for relief from judgment under Rule 60(b). As a final matter, the court notifies Mr. Sifuentes that if he files any additional meritless motions in this case, the court will consider imposing filing restrictions upon him.

R. at 132.

The present appeal arises from the September 26 order. Sifuentes

purports to present three issues in this appeal. First, he argues that the

magistrate judge did not have “subject-matter jurisdiction” to decide his

motion, which he characterizes on appeal as an attempt to “vacate the

reference of the case” to the magistrate judge. Op. Br. at 3. Second, he

argues that the September 26 order is void ab initio because it was entered

without jurisdiction. And, third, he argues that the magistrate judge erred

by construing his “jurisdictional motion” as a successive motion for

reconsideration.

II

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