Shive v. 24 Hour Fitness

2025 COA 87
Colorado Court of Appeals·Decided November 6, 2025·No. 24CA2075·Published

Opinion

The summaries of the Colorado Court of Appeals published opinions constitute no part of the opinion of the division but have been prepared by the division for the convenience of the reader. The summaries may not be cited or relied upon as they are not the official language of the division. Any discrepancy between the language in the summary and in the opinion should be resolved in favor of the language in the opinion.

SUMMARY

November 6, 2025

2025COA87

No. 24CA2075, Shive v. 24 Hour Fitness — Contracts — Colorado Premises Liability Act — Exculpatory Clauses — Clear and Unambiguous Intent to Extinguish Liability

A division of the court of appeals concludes that the references to “facilities” in the exculpatory clause of a health club membership agreement do not express the parties’ intention to extinguish the club’s liability for claims arising from a member’s slip and fall on an icy, publicly accessible sidewalk near the entrance to one of the club’s buildings. For this reason, the division reverses the district court’s grant of summary judgment to the club on the injured club member’s Premises Liability Act claim.

COLORADO COURT OF APPEALS 2025COA87

Court of Appeals No. 24CA2075 City and County of Denver District Court No. 23CV33224 Honorable J. Eric Elliff, Judge

Matthew Shive, Plaintiff-Appellant, v. 24 Hour Fitness USA, LLC, Defendant-Appellee.

JUDGMENT REVERSED AND CASE REMANDED WITH DIRECTIONS

Division III

Opinion by JUDGE LIPINSKY Román, C.J., and Kuhn, J., concur

Announced November 6, 2025

Robinson & Henry, P.C., Matthew W. Hamblin, Jon M. Topolewski, Denver, Colorado, for Plaintiff-Appellant

Dietze and Davis, P.C., William A. Rogers, III, Nathan A. Klotz, Christina M. Gonsalves, Lauren N. Davis, Boulder, Colorado, for Defendant-Appellee

Dormer Harpring, Timothy M. Garvey, Denver, Colorado; Sliger Law Firm, Amber Sliger, Colorado Springs, Colorado, for Amicus Curiae Colorado Trial Lawyers Association

¶1 Through exculpatory agreements, parties may seek to insulate themselves from liability arising from their negligent acts. See Miller v. Crested Butte, LLC, 2024 CO 30, ¶ 45, 549 P.3d 228, 237. Exculpatory agreements implicate “two competing principles: freedom of contract and responsibility for damages caused by one’s own negligent acts.” Heil Valley Ranch, Inc. v. Simkin, 784 P.2d 781, 784 (Colo. 1989).

¶2 Although “exculpatory agreements have long been disfavored,” B & B Livery, Inc. v. Riehl, 960 P.2d 134, 136 (Colo. 1998), and courts closely scrutinize them, Miller, ¶ 45, 549 P.3d at 237, they are generally enforceable if they clearly and unambiguously reflect the parties’ intent to “extinguish liability,” Heil Valley Ranch, 784 P.2d at 785. Courts recognize that competent parties, including companies that provide services to consumers, have a contractual right to limit their liability and to allocate business risks in accordance with their business judgment. See Taylor v. Brooklyn Boulders, LLC, 2025 IL App (1st) 231912, ¶ 20, 265 N.E.3d 407, 415; see also Core-Mark Midcontinent, Inc. v. Sonitrol Corp., 2012 COA 120, ¶ 13, 300 P.3d 963, 968 (“A limitation of liability provision is generally enforceable because it represents the parties’

bargained-for agreement regarding allocation of risks and costs in the event of a breach or other failure of the contemplated transaction.”).

¶3 This appeal examines the limits of when an exculpatory agreement “clearly and unambiguously” expresses “the intent of the parties . . . to extinguish liability” in the context of an athletic club membership agreement. Heil Valley Ranch, 784 P.2d at 785. We specifically consider whether references to “facilities” in such a clause bar a club member’s claim under the Premises Liability Act (PLA), § 13-21-115, C.R.S. 2025, for damages resulting from the member’s slip and fall on an icy sidewalk near the athletic club’s entrance.

¶4 Plaintiff, Matthew Shive, appeals the district court’s grant of summary judgment in favor of defendant, 24 Hour Fitness USA, LLC, on Shive’s PLA claim. We reverse.

I. Background

A. Facts

¶5 Shive obtained the right to use 24 Hour’s athletic clubs by signing a preprinted membership agreement containing an exculpatory clause. The clause says the following:

Using [24 Hour’s] facilities involves the risk of injury to you or your guest, whether you or someone else causes it. Specific risks vary from one activity to another and the risks range from minor injuries to major injuries, such as catastrophic injuries including death.

In consideration of your use of 24 Hour’s facilities and/or participation in the activities offered by 24 Hour, you understand and voluntarily accept this risk and agree that 24 Hour, its officers, directors, employees, volunteers, agents and independent contractors will not be liable for any injury, or any other damages, to you, your spouse, guests, unborn child, or relatives resulting from the actions or inactions, including negligence, of 24 Hour or anyone on 24 Hour’s behalf or anyone using the facilities, including, without limitation, personal, bodily, or mental injury, or economic loss, whether said use or said injury is related to exercise or not.

This Release of Liability includes, without limitation, claims against 24 Hour for negligence, premises liability, and products liability. Further, you understand and acknowledge that 24 Hour does not manufacture fitness or other equipment at its facilities, but purchases and/or leases equipment. You understand and acknowledge that 24 Hour is providing recreational services and may not be held liable for defective products.

¶6 Shive walked out of the club building after working out on a winter day. Snow and ice had built up on the sidewalk in front of the building. Shive slipped and fell on ice that had accumulated

beneath an awning that extended over the sidewalk near the building’s front entrance. The fall resulted in a significant injury to Shive’s knee.

B. Procedural History

¶7 Shive filed a PLA suit against 24 Hour premised on his allegation that 24 Hour “unreasonably failed to exercise reasonable care to protect against dangers and/or dangerous activities, of which [it] actually knew or should have known by failing to remove, remediate, mitigate and/or properly maintain the dangerous area/condition.” Shive asserted that 24 Hour had unreasonably failed to exercise reasonable care by not removing the accumulated ice near the building’s entrance.

¶8 24 Hour filed a summary judgment motion in which it argued that the exculpatory clause in Shive’s membership agreement barred his PLA claim. Shive responded that the exculpatory clause “cannot be reasonably interpreted to encompass the risk that [Shive] succumbed to and the location of [his] injury — a fall on ice outside of the building on an exterior sidewalk as he was leaving the [club].” He asserted that, “[w]hen read as a whole, [24 Hour]’s chosen language for its exculpatory provision would suggest a

member would be waiving claims based on the inherent risks posed by the use of a gym or fitness club and the activities one may participate in at such a facility.” For this reason, Shive said, “the potential member reviewing this language would at least conclude that this provision was limited to the use of or activities within the building of the facility.”

¶9 The court granted summary judgment to 24 Hour after considering the supreme court’s four-factor test for assessing the validity of exculpatory agreements. See Jones v. Dressel, 623 P.2d 370, 376 (Colo. 1981). Because Shive did not contest the first three Jones factors, the court focused on the fourth Jones factor — “whether the intention of the parties” to “insulate a party from liability from his own negligence” was expressed in “clear and unambiguous language.” Id.

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Shive v. 24 Hour Fitness, 2025 COA 87 (Colo. Ct. App. 2025).

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