Shelter Mut. Ins. Co. v. Jones

2026 Ohio 1482
Ohio Court of Appeals·Decided April 24, 2026·No. C-250521·Published

Opinion

IN THE COURT OF APPEALS

FIRST APPELLATE DISTRICT OF OHIO HAMILTON COUNTY, OHIO

SHELTER MUTUAL INSURANCE CO., : APPEAL NO. C-250521 TRIAL NO. 23CV23501

Plaintiff-Appellant, :

vs. :

JUDGMENT ENTRY

DAJUAN HENRY JONES, :

Defendant-Appellee, :

and : ANTWOINE JENKINS, :

Defendant. :

This cause was heard upon the appeal, the record, the briefs, and arguments.

For the reasons set forth in the Opinion filed this date, the judgment of the trial court is reversed and the cause is remanded.

Further, the court holds that there were reasonable grounds for this appeal, allows no penalty, and orders that costs be taxed under App.R. 24.

The court further orders that (1) a copy of this Judgment with a copy of the Opinion attached constitutes the mandate, and (2) the mandate be sent to the trial court for execution under App.R. 27.

To the clerk: Enter upon the journal of the court on 4/24/2026 per order of the court.

By:_______________________ Administrative Judge

IN THE COURT OF APPEALS

FIRST APPELLATE DISTRICT OF OHIO HAMILTON COUNTY, OHIO

SHELTER MUTUAL INSURANCE CO., : APPEAL NO. C-250521 TRIAL NO. 23CV23501

Plaintiff-Appellant, :

vs. :

OPINION

DAJUAN HENRY JONES, :

Defendant-Appellee, :

and : ANTWOINE JENKINS, :

Defendant. :

Civil Appeal From: Hamilton County Municipal Court Judgment Appealed From Is: Reversed and Cause Remanded Date of Judgment Entry on Appeal: April 24, 2026

Kiefer Peters and Daran P. Kiefer, for Plaintiff-Appellant, Dajuan Henry Jones, pro se.

OHIO FIRST DISTRICT COURT OF APPEALS

ZAYAS, Judge.

{¶1} This appeal presents the question of whether the trial court properly set aside a default judgment entered against defendant-appellee Dajuan Henry Jones. Plaintiff-appellant Shelter Mutual Insurance Company (“SMIC”) appeals from the trial court’s entry setting aside the default judgment. Raising three assignments of error, SMIC argues that the trial court erred in setting aside the default judgment where Jones failed to provide an affidavit contradicting proper service and filed the motion to set aside more than one year after judgment was entered and where the trial court lacked any evidence to support its decision to set aside the judgment. For the reasons that follow, we sustain the assignments of error, reverse the trial court’s judgment setting aside the default judgment, and remand the cause for the trial court to deny Jones’s motion under Civ.R. 60(B) as untimely and to hold an evidentiary hearing on Jones’s assertions that service was improper.

I. Background

{¶2} On October 20, 2023, SMIC filed a complaint against Jones and defendant Antwoine Jenkins.1 The complaint alleged that, on or about May 13, 2022, SMIC was the insurer and subrogee of Tracy Braswell (“the insured”) and that, on that day, Jones “negligently operated a motor vehicle” owned by Jenkins by failing to control the vehicle and “striking” the insured’s “legally parked vehicle.” As a result of the accident, the insured sustained damages in the amount of $12,107.71, $11,607.71 of which SMIC paid to the insured pursuant to her property-damage coverage and $500 of which became out-of-pocket loss for the insured.

{¶3} The complaint listed Jones’s address as “701 Stonelick Woods Dr.

1 Default judgment was separately granted against Jenkins on February 9, 2024.

OHIO FIRST DISTRICT COURT OF APPEALS

Batavia, OH 45103.” The docket reflects that certified mail service of the summons and complaint was delivered to “Dajuan Jones” on October 25, 2023, at “701 Stonelick Woods.” The summons informed Jones that the complaint would be taken as true and default judgment would be rendered against him unless he served plaintiff with a written answer to the complaint within 28 days after he received the summons.

{¶4} On December 4, 2023, SMIC filed a motion for a default judgment against Jones. SMIC’s counsel averred in an attached affidavit that Jones was properly served but never filed an answer or contacted counsel for an extension of time to move or plead. The trial court granted SMIC’s motion for a default judgment the following day, rendering judgment in SMIC’s favor in the amount of $12,107.71.

{¶5} On July 3, 2025, Jones filed a motion “pursuant to Ohio Civil Rule 60(B)

to vacate the default judgment entered” against him. The motion claimed that he “was not properly served” and did not “become aware of the existence” of the action or the default judgment “until on or around February 9, 2024.” The motion further asserted that he has a meritorious defense to the action as he “has already proven in court, through a separate trial, that Defendant was not responsible for the motor vehicle accident at issue in this case.” He continued, “Furthermore, Defendant was a victim of identity theft in connection with the incident that gave rise to this lawsuit.” Jones asserted that he “promptly” filed the motion after he learned of the default judgment. Attached to his response was a copy of a “Not Guilty Verdict,” in the case numbered 23/TRD/11750/B. The entry lists “Dajuan Jones” as the defendant and shows that a jury found Jones “Not Guilty for Failure to Stop After Accident in violation of Ohio Revised Code 4549.02.”

{¶6} SMIC responded to the motion and argued that the motion should be denied where Jones “signed for certified mail service, failed to present any evidence

OHIO FIRST DISTRICT COURT OF APPEALS

regarding service or to undo the judgment, and the motion was ‘untimely’ as a matter of law.”

{¶7} Jones filed a reply in support of his motion and asserted that SMIC “repeatedly” identifies him as “Dejuan Jones,” which is not his legal name and indicates “misidentification.” He claimed that SMIC “based their identification” on “an expired Ohio identification card that expired on January 12, 2022.” However, at the time of the accident, he held a valid “Ohio driver’s license issued on February 3, 2021.” He asserted that SMIC “made no reasonable effort to verify the identity of the party involved in the accident.” He additionally asserted that he was at work the day of the accident and did not have any involvement. He further asserted that the address used in the complaint was not his residence “at the time.” He argued, “The repeated misspelling of Defendant’s name and reliance on invalid identification shows that [SMIC] has pursued legal action against the wrong individual.” Attached to his response was a copy of an Ohio driver’s license with the name, “Dajuan Henry Jones, Sr.” The license was issued on February 3, 2021, and lists an address at 1822 Emerson Avenue in Cincinnati.

{¶8} On September 5, 2025, the trial court granted Jones’s “Motion to Set Aside” the default judgment, without explaining its rationale. SMIC now appeals, raising three assignments of error for this court’s review.

II. Law and Analysis

{¶9} In the first assignment of error, SMIC argues that the trial court erred in granting the Civ.R. 60(B) motion “or other challenge to service” where Jones failed to file an affidavit contesting the presumption of proper service.

{¶10} In the second assignment of error, SMIC argues that the trial court erred in granting the Civ.R. 60(B) motion where the decision lacks evidentiary support.

OHIO FIRST DISTRICT COURT OF APPEALS

{¶11} In the third assignment of error, SMIC argues that the trial court erred in granting the Civ.R. 60(B) motion where the motion was filed more than one year after the default judgment was entered.

{¶12} Because all the assignments of error challenge whether the trial court erred in granting Jones’s motion, they will be addressed together.

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Shelter Mut. Ins. Co. v. Jones, 2026 Ohio 1482 (Ohio Ct. App. 2026).

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