Sheane v. Phoenix Insurance Co. of Hartford

208 F. Supp. 407, 1962 U.S. Dist. LEXIS 6112
CourtDistrict Court, E.D. Louisiana
DecidedSeptember 7, 1962
DocketCiv. A. No. 8431, Div. “C”
StatusPublished
Cited by1 cases

This text of 208 F. Supp. 407 (Sheane v. Phoenix Insurance Co. of Hartford) is published on Counsel Stack Legal Research, covering District Court, E.D. Louisiana primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Sheane v. Phoenix Insurance Co. of Hartford, 208 F. Supp. 407, 1962 U.S. Dist. LEXIS 6112 (E.D. La. 1962).

Opinion

WEST, District Judge.

REASONS FOR JUDGMENT

This case involves a claim for damages for personal injuries allegedly sustained by petitioner, Mrs. Doris Sheane, as a result of an automobile accident in which she was involved on October 18, 1957. In the alternative, petitioner demands benefits as for total and permanent disability pursuant to the provisions of the Louisiana Workmen’s Compensation Act. The case was tried to the Court, without a jury, on June 11, 1962, after which counsel for both parties submitted briefs. After considering the testimony adduced on trial, and the briefs submitted by counsel, the Court now makes the following Findings of Fact and Conclusions of Law.

FINDINGS OF FACT

1.

Petitioner, Mrs. Doris Sheane, is a resident of the State of Louisiana, residing within the Eastern District of Louisiana, and respondent, Phoenix Insurance Company, is a foreign insurance corporation, authorized to do and doing business within the State of Louisiana.

2.

The defendant issued a policy of public liability insurance to J. E. Sheane, d/b/a Sheane’s Buick Company, which was actually a' garage liability policy, providing for limits of liability for personal injury of $25,000 for each person, and $50,000 for each accident, which said policy was in full force and effect at all times pertinent hereto, and did, in fact, cover the automobile in which petitioner was riding at the time of the accident complained of. The defendant also issued a standard policy of workmen’s compensation insurance to J. E. Sheane, d/b/a Sheane’s Buick Company, which covered all employees of the Sheane Buick Company, and which policy was in full force and effect at all times pertinent hereto.

3.

Petitioner, Doris Sheane, is the lawful wife of James E. Sheane, and was living with her said husband at all times pertinent to this suit.

4.

On October 18, 1957, petitioner, while riding as a passenger in an automobile owned by her husband, James E. Sheane, doing business as Sheane Buick Company, was injured when that automobile, driven at the time by petitioner’s daughter, Maureen Elizabeth Sheane, collided with another automobile at the intersection of Madison and Eighteenth Streets in Covington, Louisiana.

5.

There was not one scintilla of evidence introduced at the trial of this case to even indicate that Maureen Elizabeth Sheane was guilty of any negligence whatsoever, either causing or contributing to the cause of this accident.

6.

Petitioner’s husband, James E. Sheane, purchased the business known as Heisler Buick Company, in September of 1956, which business, after being purchased by him, became known as the Sheane Buick Company. This business was bought by Sheane with funds belonging to the community of acquets and gains existing between him and his wife, petitioner herein.

7.

Mr. Sheane never worked in the business at all, it being managed and operated by his wife, petitioner herein, Mrs. Doris Sheane. Mr. Sheane had full time employment with the Poole Lumber Company.

8.

Petitioner, Mrs. Sheane, had regular duties which she performed for the Sheane Buick Company, which included being in charge of the office; acting as-both a new car and used car saleswoman; preparing cars for delivery; washing and polishing automobiles; cleaning up[409]*409holstery; tomobiles, etc. picking up and delivering au-

9.

Petitioner had previously been employed in the same capacity for the Heisler Buick Company, the preceding owner, and she had, before that, been employed in the same capacity by the next preceding owner, the Charles Morse Buick Company.

10.

While employed by Sheane Buick Company, petitioner was paid a regular weekly wage, out of which income taxes were regularly withheld. She and her husband filed joint income tax returns. Petitioner’s daughter, Maureen, also worked on occasions for Sheane Buick Company, and was also paid wages therefor.

11.

On the day of the accident in question, petitioner had delivered an automobile to a customer, and her daughter, Maureen, had followed in another automobile belonging to Sheane Buick Company to provide return transportation for petitioner. After the automobile had been delivered to the customer, and while petitioner and Maureen were on their way back to the Sheane Buick Company, this accident occurred. There was absolutely no evidence of any kind introduced at the trial of this case to show how the accident happened, except that there was a collision between this automobile being driven by Maureen, and in which petitioner was riding as a passenger, and another automobile being driven by one Charles David Whitley. No attempt was made whatsoever to prove negligence on the part of either driver.

12.

The injuries sustained by petitioner as a result of this accident were diagnosed as a laceration of the right knee; a bruise of her left chest and breast; and a bruise of the left leg.

13.

The evidence clearly shows that petitioner had been suffering with a severe case of varicose veins at least as far back as 1955, at which time she was hospitalized because of this condition. At that time she had a clot and infection in her left leg, caused by what was described as a very severe case of varicose veins.

14.

Petitioner has been troubled continuously, at least since 1955, with varicose veins, causing both discoloration and swelling of her legs, particularly, her left leg.

15.

In the normal course of events, it would be expected that the swelling and pain in her leg would get progressively worse due to her varicose veins, and due to her obesity. (Petitioner weighed 230 pounds at the time of trial.)

16.

On March 9, 1957, petitioner was involved in another accident in which she received multiple fractures of her ribs; a fracture of the right side of the pelvis in two places; a large laceration of the scalp; multiple bruises and contusions over the pelvic, area, and a fracture of her shoulder. She also, at that time, was suffering with varicose veins, causing swelling and pain in her left leg. She was hospitalized from March 9, 1957, to April 30, 1957, as a result of this accident. Even though there was no direct injury to her legs in that accident, she suffered with severe pain in her leg for which she was regularly given sedation while in the hospital.

17.

Following the accident involved in this present suit, petitioner did not attempt to return to work for one week, after which she did, in fact, return to her regular occupation, even though she contends that she could perform only “limited” duties. She continued to perform these duties until the business was sold by her husband in March of 1958.

18.

It is significant to note that following this accident, no claim was made by pe[410]*410titioner for workmen’s compensation benefits. Almost exactly one year elapsed from the date of the accident until petitioner filed this suit, which was originally a suit claiming only benefits for tort liability. Almost three years then elapsed from the filing of the initial suit until the petitioner, by supplemental and amending petition, finally made a claim for workmen’s compensation benefits.

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Related

Taylor v. Fidelity & Casualty Co. of New York
180 So. 2d 847 (Louisiana Court of Appeal, 1965)

Cite This Page — Counsel Stack

Bluebook (online)
208 F. Supp. 407, 1962 U.S. Dist. LEXIS 6112, Counsel Stack Legal Research, https://law.counselstack.com/opinion/sheane-v-phoenix-insurance-co-of-hartford-laed-1962.