Sharon Lynn Herrington v. Sandcastle Condominium Association

CourtCourt of Appeals of Texas
DecidedJune 6, 2006
Docket14-05-00168-CV
StatusPublished

This text of Sharon Lynn Herrington v. Sandcastle Condominium Association (Sharon Lynn Herrington v. Sandcastle Condominium Association) is published on Counsel Stack Legal Research, covering Court of Appeals of Texas primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Sharon Lynn Herrington v. Sandcastle Condominium Association, (Tex. Ct. App. 2006).

Opinion

Affirmed as Reformed and Opinion filed June 6, 2006

Affirmed as Reformed and Opinion filed June 6, 2006.

In The

Fourteenth Court of Appeals

____________

NO. 14-05-00168-CV

SHARON LYNN HERRINGTON, Appellant

V.

SANDCASTLE CONDOMINIUM ASSOCIATION, Appellee

On Appeal from the 405th District Court

Galveston County, Texas

Trial Court Cause No. 04CV0180

O P I N I O N

Appellant Sharon Lynn Herrington appeals a judgment in favor of Sandcastle Condominium Association (ASandcastle@).  Herrington brought suit against Sandcastle for declaratory judgment and wrongful foreclosure.  The trial court found the foreclosure valid and awarded Sandcastle damages for reasonable rent of $13,450 and attorney=s fees of $5,453.73.  In two issues, Herrington contends the trial court erred in finding the foreclosure valid and awarding damages for reasonable rent and attorney=s fees.  We reform the judgment to delete the rent award and affirm the judgment as reformed.


Factual and Procedural Background

The parties filed an agreed stipulation of facts in which they agreed that Herrington defaulted on payments of condominium assessments she owed Sandcastle.  In a January 16, 2003 letter, Sandcastle notified Herrington that she had past due assessments and demanded that she pay $4,907.23 in delinquent assessments and late fees, plus $150 in attorney=s fees, by February 15, 2003.  The letter also advised Herrington that if she failed to pay by that date, Sandcastle would assert its right to file a lien under the Condominium Declaration (the ADeclaration@) and proceed with foreclosure under section 51.002 of the Texas Property Code.  Herrington failed to pay by the deadline.

On March 10, 2003, Sandcastle sent Herrington a second letter demanding payment and giving notice of foreclosure.  On the same date, Sandcastle filed a Notice of Lien and Notice of Substitute Trustee=s Sale with the county.  On April 1, 2003, Sandcastle conducted a substitute trustee=s sale and purchased the property for $4,907.23.  It then notified Herrington of its purchase and advised her of her redemption rights.  After the redemption period expired, Herrington filed suit against Sandcastle for declaratory judgment and wrongful foreclosure.  The trial court found the foreclosure valid and awarded Sandcastle damages for reasonable rent and attorney=s fees.

Validity of Foreclosure

In her first issue, Herrington claims the trial court erred in finding the foreclosure was valid.  She argues that Sandcastle gave her insufficient notice of default under section 51.002 of the Texas Property Code.  Subsection (d) of section 51.002 provides as follows:

Notwithstanding any agreement to the contrary, the mortgage servicer of the debt shall serve a debtor in default . . . with written notice by certified mail stating that the debtor is in default . . . and giving the debtor at least 20 days to cure the default before notice of sale can be given under Subsection (b).


Tex. Prop. Code Ann. _ 51.002(d) (Vernon Supp. 2005) (emphasis added).  Subsection (b) provides that notice of the sale Amust be given at least 21 days before the date of the sale.@  Id. _ 51.002(b).  Sandcastle=s January 16, 2003 letter provides in pertinent part:

Demand is hereby made that you pay $4907.23, plus accrued interest and $150.00 in attorney=s fee[s] on or before February 15, 2003. . . .

The Declaration provides that the Association is granted a lien in its favor for its assessments, including interest thereon at ten percent (10%) per annum.  Therefore, if you fail to pay as demanded, the Association will assert it=s [sic] lien on your property by filing of a Notice of Lien in the real property records of Galveston County and proceed with foreclosure by exercising its power of sale pursuant to Section 51.002 of the Texas Property Code.

Herrington claims this was merely a demand for payment and notice of intent to assert a lien under the Declaration, not a notice of default or opportunity to cure the default.  She appears to argue that subsection (d) mandates use of the word Adefault@ to satisfy the notice requirement.  However, she cites no case law supporting this contention, and we have found none.  Moreover, Sandcastle=s January 16, 2003 letter stated that Herrington had Apast due@ assessments, demanded payment of the delinquent amount, and referred specifically to section 51.002, entitled ASale of Real Property Under Contract Lien.@  It notified Herrington of its intent to assert its lien if she failed to pay by February 15, 2003, giving her more than twenty days to cure the default.  We find this sufficient to constitute notice of default and opportunity to cure default under subsection (d).


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Sharon Lynn Herrington v. Sandcastle Condominium Association, Counsel Stack Legal Research, https://law.counselstack.com/opinion/sharon-lynn-herrington-v-sandcastle-condominium-as-texapp-2006.