Sharin Joy Lutsch v. Mutual of Enumclaw Insurance Company

CourtDistrict Court, W.D. Washington
DecidedDecember 17, 2025
Docket2:25-cv-01580
StatusUnknown

This text of Sharin Joy Lutsch v. Mutual of Enumclaw Insurance Company (Sharin Joy Lutsch v. Mutual of Enumclaw Insurance Company) is published on Counsel Stack Legal Research, covering District Court, W.D. Washington primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Sharin Joy Lutsch v. Mutual of Enumclaw Insurance Company, (W.D. Wash. 2025).

Opinion

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5 6 7 UNITED STATES DISTRICT COURT 8 WESTERN DISTRICT OF WASHINGTON AT TACOMA 9 10 SHARIN JOY LUTSCH, CASE NO. 2:25-CV-1580-DWC 11 Plaintiff, v. ORDER GRANTING MOTION TO 12 CONTINUE AND DENYING MOTION MUTUAL OF ENUMCLAW FOR SUMMARY JUDGMENT AND 13 INSURANCE COMPANY, MOTION TO CONFIRM 14 Defendant.

15 Presently before the Court is Plaintiff Sharin Joy Lutsch’s Motion for Partial Summary 16 Judgment (Dkt. 17) and Motion to Confirm Unanimous Appraisal Award (Dkt. 20) and 17 Defendant Mutal of Enumclaw Insurance Company’s Motion to Continue Briefing Schedule 18 (Dkt. 29). After consideration of the relevant record, the Court interprets Defendant’s Motion as 19 a request under Rule 56(d), grants the Motion to Continue (Dkt. 29), and denies Plaintiff’s 20 Motion for Summary Judgment (Dkt. 17) and Motion to Confirm Unanimous Appraisal Award 21 (Dkt. 20) without prejudice and with the right to refile. 22 23 24 1 I. Background 2 This case arises from insurance contract dispute between Plaintiff, the insured, and 3 Defendant, the insurer. See Dkt. 1-3. On August 20, 2025, Defendant removed this action from 4 Whatcom County Superior Court to this Court. Dkt. 1. On October 1, 2025, Defendant filed the

5 answer and the parties’ joint discovery plan/joint status report (“JSR”). See Dkts. 13, 14. On 6 October 3, 2025, the Court entered an Order Setting Trial, Pretrial Dates, and Ordering 7 Mediation. Dkt. 15. 8 Plaintiff filed the Motion for Partial Summary Judgment and Motion to Confirm 9 Appraisal Award on October 30, 2025. Dkts. 17, 20. The Court granted an unopposed motion to 10 extend the briefing schedule, and Defendant’s response to the pending Motions was due on or 11 before December 12, 2025. Dkt. 28. On December 9, 2025, Defendant filed the Motion to 12 Continue the Briefing Schedule, requesting an additional 30 days to respond to the Motion for 13 Partial Summary Judgment and Motion to Confirm Unanimous Appraisal Award. Dkt. 29. 14 Plaintiff filed a response opposing the Motion to Continue, arguing discovery is not necessary to

15 respond to Plaintiff’s pending Motions. Dkt. 31. On December 11, 2025, the Court entered an 16 Order directing Defendant to file a reply addressing Plaintiff’s arguments. Dkt. 33. Defendant 17 filed the Reply on December 15, 2025. Dkts. 34, 35. The Court has considered the record and 18 finds oral argument is not necessary to resolve the matters before the Court. 19 II. Discussion 20 In the Motion for Partial Summary Judgment, Plaintiff states she is seeking dismissal of 21 Defendant’s two affirmative defenses. Dkt. 17. Plaintiff states Defendant’s first affirmative 22 defense – conditions precedent – is vague. Id. Plaintiff states Defendant’s second affirmative 23 defense – failure to cooperate – is based on outdated law. Id. In the Motion to Confirm

24 Unanimous Appraisal Award, Plaintiff requests the Court confirm a unanimous appraisal award 1 in the principal amount of $307,514.69. Dkt. 20. Defendant has now filed an extension of time 2 stating it needs additional time to conduct discovery related to the Motion for Partial Summary 3 Judgment and Motion to Confirm Unanimous Appraisal Award. Dkt. 29. 4 The Court will first address Defendant’s Motion to Continue the Briefing Schedule. Dkt.

5 29. In the Motion, Defendant states it needs to conduct discovery to respond to Plaintiff’s two 6 pending Motions. Id. The Court interprets Defendant’s Motion as a Rule 56(d) request. 7 Pursuant to Rule 56(a) of the Federal Rules of Civil Procedure, “the court shall grant 8 summary judgment if the movant shows that there is no genuine dispute as to any material fact 9 and the movant is entitled to judgment as a matter of law.” However, Rule 56(d) “provides a 10 device for litigants to avoid summary judgment when they have not had sufficient time to 11 develop affirmative evidence.” United States v. Kitsap Physicians Serv., 314 F.3d 995, 1000 (9th Cir. 2002). Under Rule 56(d), if the nonmoving party “shows by affidavit or declaration that, for 12 specified reasons, it cannot present facts essential to justify its opposition, the court may: (1) 13 defer considering the motion or deny it; (2) allow time to obtain affidavits or declarations or to 14 take discovery; or (3) issue any other appropriate order.” Fed. R. Civ. P. 56(d). To prevail under 15 Rule 56(d), the party opposing summary judgment must make “‘(a) a timely application which 16 (b) specifically identifies (c) relevant information, (d) where there is some basis for believing 17 that the information sought actually exists.’” Emp’rs Teamsters Local Nos. 175 & 505 Pension 18 Trust Fund v. Clorox, 353 F.3d 1125, 1129 (9th Cir. 2004) (quoting VISA Int’l Serv. Ass’n v. 19 Bankcard Holders of Am., 784 F.2d 1472, 1475 (9th Cir. 1986)). The Ninth Circuit has held a 20 Rule 56(d) continuance “should be granted almost as a matter of course unless the non-moving 21 party has not diligently pursued discovery of the evidence.” Burlington N. Santa Fe R.R. Co. v. 22 The Assiniboine & Sioux Tribes of the Fort Peck Reservation, 323 F.3d 767, 773–74 (9th Cir. 23 2003) (internal quotation marks and citations omitted). 24 1 Here, Plaintiff filed the Amended Complaint on September 24, 2025. Dkt. 10. One week 2 later, on October 1, 2025, the parties filed a JSR and Defendant filed the Answer. Dkts. 13, 14. 3 In the JSR, the parties stated initial disclosures would be exchanged on October 16, 2025. Dkt. 4 13. The Court entered the Order setting the trial date and pretrial deadlines on October 3, 2025.

5 Dkt. 15. The deadline to complete discovery is March 13, 2026 (expert witness deadline) and 6 dispositive motions must be filed by May 14, 2026. Id. Approximately two weeks after initial 7 disclosures were exchanged, Plaintiff filed the two pending Motions. See Dkts. 17, 20. Thus, at 8 the time Plaintiff filed the dispositive Motions, initial disclosures had recently been exchanged 9 and the discovery period had been open for less than 30 days. 10 Defendant’s counsel submitted two declarations that state Defendant needs additional 11 discovery regarding Plaintiff’s intentions to repair and replace, a condition precedent of the 12 policy and information necessary to address the Motions. Dkt. 30, Thenell Dec., ¶ 5; Dkt. 35, 13 Thenell Dec., ¶ 2. Counsel states he needs to take Plaintiff’s deposition. Dkt. 30, Thenell Dec., ¶ 14 6. Counsel also states he has served discovery and retained an investigator and needs both the

15 discovery responses and investigator’s report to respond to Plaintiff’s Motions. Id. at ¶¶ 7-8. 16 While the declarations do not contain detailed information, the declarations state that Defendant 17 seeks to obtain information from specific sources and seeks to obtain information necessary to 18 respond to Plaintiff’s Motions. For example, Defendant needs to obtain information from 19 Plaintiff regarding a condition precedent. See id. at ¶¶ 4-5. As discovery had just commenced 20 when Plaintiff’s Motions were filed and Defendant has served discovery, hired an investigator, 21 and scheduled a time for the investigator to conduct the property inspection, there is no evidence 22 Defendant has not diligently pursued discovery in this case.

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Sharin Joy Lutsch v. Mutual of Enumclaw Insurance Company, Counsel Stack Legal Research, https://law.counselstack.com/opinion/sharin-joy-lutsch-v-mutual-of-enumclaw-insurance-company-wawd-2025.