Selective Ins. Co. of Am. v. Bratton

88 Va. Cir. 139, 2014 Va. Cir. LEXIS 12
CourtRoanoke County Circuit Court
DecidedApril 8, 2014
DocketCase No. CL10-1395; Case No. 11-1367
StatusPublished
Cited by1 cases

This text of 88 Va. Cir. 139 (Selective Ins. Co. of Am. v. Bratton) is published on Counsel Stack Legal Research, covering Roanoke County Circuit Court primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Selective Ins. Co. of Am. v. Bratton, 88 Va. Cir. 139, 2014 Va. Cir. LEXIS 12 (Va. Super. Ct. 2014).

Opinion

By Judge Charles N. Dorsey

In these declaratory judgment actions, Karen Slone Bratton seeks underinsured-motorist coverage from Selective Insurance Co. Ms. Bratton represents the estate of Richard Linwood Slone. On February 20,2008, two [140]*140drunk drivers killed Richard Slone as he worked as a dump-truck driver for S. R. Draper Paving on a construction site. After a civil jury trial, Ms. Bratton obtained a $4.35 million joint-and-several judgment against the two drivers, but their insurance coverage is insufficient to cover their liability. Selective insured Mr. Slone’s Draper Paving dump truck and a Draper Paving pick-up truck an employee drove to the jobsite that night. Under Selective’s policy, each vehicle has $1 million in underinsured-motorist coverage available. Ms. Bratton argues she is entitled to this coverage.

This matter has a long and complicated procedural histoiy. This insurance-coverage dispute arose after Ms. Bratton obtained a verdict in the civil jury trial against the two drivers. Over the course of this subsequent insurance-coverage dispute, the parties briefed two motions for summary judgment. Material issues of fact remained in dispute, however, and the Court held a bench trial on September 4, 2013. After the parties offered all of their evidence and the trial concluded, the parties submitted post-trial briefs arguing their factual and legal positions. After post-trial briefing concluded, Selective moved to strike a portion of Ms. Bratton’s Reply Trial Memorandum.

For the reasons that follow, the Court will strike part of Ms. Bratton’s Reply Trial Memorandum. In addition, having considered the facts and each party’s arguments, the Court finds that Ms. Bratton is not entitled to Selective’s UIM coverage because she has failed to prove that Mr. Slone was using the dump truck or the Draper Paving pick-up truck.

Facts

In February 2008, Mr. Slone worked for S. R. Draper Paving. Trial Tr. 15. At that time, Draper Paving was a subcontractor working for Ray Sink Pipeline Co., which was working on a project on Route 419 in Roanoke County. Ray Sink was laying water lines along the right edge of Route 419’s southbound lanes. Id. 14-15. This required Ray Sink to cut a channel in the existing asphalt, and the channel needed to be patched. Draper Paving workers worked behind Ray Sink’s workers, filling the open water-line channel with asphalt. Id. 15.

LMC Barricade, L.L.C., was also a subcontractor for Ray Sink, and it was responsible for coordinating the project’s lane closures. Id. 42, 158. It obtained all the safety permits and set up the work zone, managing the safety logistics, and traffic control. Draper Paving did not play any role in managing the lane closures. Selective’s Ex. 1, at 49.

On February 20, 2008, the Ray Sink and Draper Paving work crew was working south of Route 419’s intersection with Ogden Road. There, Route 419 has two southbound lanes, and LMC Barricade set up the work zone as a right lane closure, closing the right southbound lane. Trial Tr. 114. Back in front of Tanglewood Mall, a flashing arrow board told drivers to merge left, and a sign warned that flaggers were ahead. Id. at 139-40. Just after [141]*141Ogden Road, traffic cones cut across Route 419 from the right-hand side at an angle towards the centerline, closing the right shoulder and southbound lane from there forward. Id. 36. LMC Barricade was unaware that Draper Paving would have to periodically work in the left lane. Id. 46-47.

Mr. Slone brought dump-truck loads of asphalt to the jobsite, and he would raise and lower the truck bed to pour asphalt into the bucket of a front-end loader. The front-end loader would then transfer the asphalt into the open water-line channel, and the Draper Paving workers would level the asphalt. Id. 19.

Draper Paving did not originally intend to use the front-end loader for this job. Instead, the crew planned to use a road widener, but it malfunctioned. Id. 18. This created at least two other concerns.

First, using the front-end loader changed the traffic pattern through the work zone. Originally, LMC Barricade only planned to close the right shoulder and lane because the road widener did not require the workers to go into the left lane. Id. 43-46. To use the front-end loader, however, the operator had to turn it around in the left lane, requiring periodic closures of that lane. Id. 17-19. No one at Draper Paving told anyone at LMC Barricade that Draper Paving now needed to encroach on the left lane, and LMC Barricade did not adjust the safety setup or traffic pattern to accommodate this change. Id. 46-47. Instead, a Draper Paving employee would grab a stop-slow sign and go out into the left lane to stop traffic whenever the front-end loader needed to maneuver into the left lane. Id. 19. Nothing gave drivers any advance warning that the left lane would be closed periodically. Id. 139.

Second, because the dump truck’s bed was wider than the front-end loader’s bucket, molten asphalt would spill around the bucket’s sides when Mr. Slone would lift the bed. Id. 20. The crew was working at night in February, so the spilled asphalt cooled quickly on the ground, becoming rock hard. To avoid leaving rock-hard piles of asphalt on the road, Mr. Slone exited the dump truck periodically to check on this spillage. If it needed to be scraped up, he pulled the dump truck forward so the crew could scrape it from the road. Id. 20-21. The driver of the front-end loader, James Harmon, testified that Mr. Slone would get out and check for spillage “every two, three, four” pours of asphalt. Id. 20. According to Mr. Harmon, this was the only reason Mr. Slone exited the truck while on the jobsite. Id. 28-30.

The work proceeded this way until just after midnight on February 20, 2008, the second night of work. Right as Mr. Harmon was going to drop a load of asphalt into the open channel, he heard a shout. Id. 22, 24. He turned, noticed headlights approaching quickly, and braced for impact. Two drunk drivers had disregarded the flagger stopping traffic, and one after the other they crashed into the front-end loader, spinning it clockwise and into the dump truck. Id. 22. Soon after the accident, the Draper Paving employees found Mr. Slone pinned between the front-end loader and the dump truck’s left-rear tires, which killed him. Id. 30-31.

[142]*142 Issues

1. Roger Hawks’ deposition testimony, which Selective submitted to support its summary-judgment motion, states that he yelled at the oncoming drunk drivers as they approached. Mr. Hawks testified at the trial but did not testify that he yelled. Post-trial, Selective argues that Mr. Hawks did not yell at the cars. Should the Court estop Selective from arguing that Hawks did not yell, binding Selective to Mr. Hawks’ deposition testimony?

2. Ms. Bratton is entitled to the dump truck’s UIM coverage if Mr. Slone was using the dump truck. It was Mr. Slone’s habit to exit the dump truck to check for spillage, and this was the only reason he would exit his truck. He was killed while he was out of his truck, but no one knows why he exited it. Based on this evidence, can the Court find by a preponderance of the evidence that Mr. Slone was using the dump truck?

3. On the night of the accident, Mr.

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88 Va. Cir. 139, 2014 Va. Cir. LEXIS 12, Counsel Stack Legal Research, https://law.counselstack.com/opinion/selective-ins-co-of-am-v-bratton-vaccroanokecty-2014.