Security First Insurance Company D/B/A Security First Florida v. Artie M. Echavarria and Argiro Echavarria

District Court of Appeal of Florida

Security First Insurance Company D/B/A Security First Florida v. Artie M. Echavarria and Argiro Echavarria

CourtDistrict Court of Appeal of Florida

DecidedSeptember 12, 2025

Docket5D2024-1476

StatusPublished

This text of Security First Insurance Company D/B/A Security First Florida v. Artie M. Echavarria and Argiro Echavarria (Security First Insurance Company D/B/A Security First Florida v. Artie M. Echavarria and Argiro Echavarria) is published on Counsel Stack Legal Research, covering District Court of Appeal of Florida primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Security First Insurance Company D/B/A Security First Florida v. Artie M. Echavarria and Argiro Echavarria, (Fla. Ct. App. 2025).

Pincite

Opinion

FIFTH DISTRICT COURT OF APPEAL STATE OF FLORIDA _____________________________

Case No. 5D2024-1476 LT Case No. 2020-030510-CICI _____________________________

SECURITY FIRST INSURANCE COMPANY d/b/a Security First Florida,

Appellant,

v.

ARTIE M. ECHAVARRIA and ARGIRO ECHAVARRIA,

Appellees. _____________________________

On appeal from the Circuit Court for Volusia County. Mary G. Jolley, Judge.

Mark D. Tinker and Brandon J. Tyler, of Cole, Scott & Kissane, P.A., Tampa, for Appellant.

Mark A. Nation, of The Nation Law Firm, LLP, Longwood, for Appellees.

September 12, 2025

PER CURIAM.

In this breach of an insurance contract action, Security First Insurance Company appeals the final judgment entered against it and in favor of the appellees, Artie Echavarria and Argiro Echavarria, after a jury trial that awarded the Echavarrias damages for what was referred to at trial as “tear out” costs. We reverse the final judgment and remand with directions for the trial court to enter final judgment in favor of Appellant. See People’s Tr. Ins. v. Diaz, 411 So. 3d 444 (Fla. 5th DCA 2023); People’s Tr. Ins. v. Banks, 388 So. 3d 862 (Fla. 3d DCA 2023); People’s Tr. Ins. v. Gunsser, 373 So. 3d 422 (Fla. 6th DCA 2023).

REVERSED and REMANDED, with directions.

MAKAR, LAMBERT, and HARRIS, JJ., concur.

_____________________________

Not final until disposition of any timely and authorized motion under Fla. R. App. P. 9.330 or 9.331. _____________________________

Free access — add to your briefcase to read the full text and ask questions with AI

FIFTH DISTRICT COURT OF APPEAL STATE OF FLORIDA _____________________________

Case No. 5D2024-1476 LT Case No. 2020-030510-CICI _____________________________

SECURITY FIRST INSURANCE COMPANY d/b/a Security First Florida,

Appellant,

v.

ARTIE M. ECHAVARRIA and ARGIRO ECHAVARRIA,

Appellees. _____________________________

On appeal from the Circuit Court for Volusia County. Mary G. Jolley, Judge.

Mark D. Tinker and Brandon J. Tyler, of Cole, Scott & Kissane, P.A., Tampa, for Appellant.

Mark A. Nation, of The Nation Law Firm, LLP, Longwood, for Appellees.

September 12, 2025

PER CURIAM.

In this breach of an insurance contract action, Security First Insurance Company appeals the final judgment entered against it and in favor of the appellees, Artie Echavarria and Argiro Echavarria, after a jury trial that awarded the Echavarrias damages for what was referred to at trial as “tear out” costs. We reverse the final judgment and remand with directions for the trial court to enter final judgment in favor of Appellant. See People’s Tr. Ins. v. Diaz, 411 So. 3d 444 (Fla. 5th DCA 2023); People’s Tr. Ins. v. Banks, 388 So. 3d 862 (Fla. 3d DCA 2023); People’s Tr. Ins. v. Gunsser, 373 So. 3d 422 (Fla. 6th DCA 2023).

REVERSED and REMANDED, with directions.

MAKAR, LAMBERT, and HARRIS, JJ., concur.

_____________________________

Not final until disposition of any timely and authorized motion under Fla. R. App. P. 9.330 or 9.331. _____________________________

Cite This Page — Counsel Stack

Bluebook (online)

Security First Insurance Company D/B/A Security First Florida v. Artie M. Echavarria and Argiro Echavarria, Counsel Stack Legal Research, https://law.counselstack.com/opinion/security-first-insurance-company-dba-security-first-florida-v-artie-m-fladistctapp-2025.