S.E. v. BMO Harris Bank National Ass'n

2025 IL App (2d) 240311
CourtAppellate Court of Illinois
DecidedFebruary 14, 2025
Docket2-24-0311
StatusPublished
Cited by1 cases

This text of 2025 IL App (2d) 240311 (S.E. v. BMO Harris Bank National Ass'n) is published on Counsel Stack Legal Research, covering Appellate Court of Illinois primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
S.E. v. BMO Harris Bank National Ass'n, 2025 IL App (2d) 240311 (Ill. Ct. App. 2025).

Opinion

2025 IL App (2d) 240311 No. 2-24-0311 Opinion filed February 14, 2025 ______________________________________________________________________________

IN THE

APPELLATE COURT OF ILLINOIS

SECOND DISTRICT ______________________________________________________________________________

S.E., J.E., and B.E., ) Appeal from the Circuit Court ) of Lake County. Plaintiffs-Appellants, ) ) v. ) No. 23-MR-371 ) BMO HARRIS BANK NATIONAL ) ASSOCIATION, d/b/a BMO Harris Bank, ) N.A., and/or BMO Harris Bank N.A., ) Individually and as Personal Representative ) of the Estate of William P.E. and as Trustee ) of the William P.E. Revocable Trust dated ) April 7, 1992, ) Honorable ) Charles W. Smith, Defendant-Appellee. ) Judge, Presiding. ______________________________________________________________________________

JUSTICE JORGENSEN delivered the judgment of the court, with opinion. Justices McLaren and Mullen concurred in the judgment and opinion.

OPINION

¶1 Plaintiffs, S.E., J.E., and B.E., are the adult children of the late William P.E. This is their

interlocutory appeal from the dismissal of count I of their three-count amended complaint (see Ill.

S. Ct. R. 304(a) (eff. Mar. 8, 2016)) against defendant, BMO Harris Bank National Association

(BMO). Count I sought recovery for William’s alleged intentional infliction of emotional distress

on plaintiffs. Plaintiffs contend that the trial court erred in holding that (1) most of count I’s

allegations were barred by the two-year statute of limitations (see 735 ILCS 5/13-202 (West 2022)) 2025 IL App (2d) 240311

and (2) the allegations not time-barred failed to state a cause of action for intentional infliction of

emotional distress. We affirm.

¶2 I. BACKGROUND

¶3 A. Plaintiffs’ Amended Complaint

¶4 On August 15, 2023, plaintiffs filed their initial complaint against BMO. On December 28,

2023, they filed their three-count amended complaint. Counts II and III alleged that BMO failed

to protect personal property in which plaintiffs claimed interests as William’s heirs. Count I

alleged, as noted, that William committed intentional infliction of emotional distress against

plaintiffs.

¶5 Plaintiffs alleged the following as background. They are the daughters of William and C.E.,

both deceased. BMO is the personal representative of William’s estate and the trustee of the

William P.E. Revocable Trust dated April 7, 1992 (Trust). S.E. was born on May 22, 1974, and

resides in Illinois. J.E., born January 17, 1978, and B.E., born April 21, 1980, reside in Virginia.

On August 15, 2021, William died testate.

¶6 Count I alleged that William intentionally inflicted emotional distress on plaintiffs for most

of their lives until he died. Many of plaintiffs’ allegations are mere conclusions, and some are

vague as to dates.

¶7 1. Alleged Abuse of S.E.

¶8 Count I alleged that, “[t]hroughout [S.E.]’s life,” William called her “dumb” if she

expressed an opinion different from his. When she was an infant, he rode her on his lap to get an

erection, then made her play with it. When S.E. was seven, she spilled water on the floor; William

pulled her onto the floor and wiped the spill up with her shirt. When S.E. was 14 or 15, William

made her kiss him on the lips. Thereafter, S.E. slept in the same bedroom with her sisters whenever

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possible. However, William routinely called for plaintiffs, especially S.E., to join him in bed.

Once, when S.E. was in her twenties, she was in her parents’ bed when William pushed his erection

through C.E.’s legs so that S.E. felt it. On another occasion, when S.E. was in her thirties, the

family was on vacation when William ordered her into a motel bathroom so that she could see him

naked.

¶9 2. Alleged Abuse of J.E.

¶ 10 Count I alleged that, in J.E.’s early childhood, William routinely abused her physically,

such as by (1) kicking her down the stairs when she was five or six years old and (2) repeatedly

beating her, hitting her head against stationary objects, and dragging her around by her hair when

she was eight or nine. He also threatened to hurt her sisters or C.E. This abuse caused J.E.

tremendous anxiety, for which she was still being treated. Further, when J.E. was 16, after enduring

an hour of William’s verbal abuse, she went outside and lay in the street, hoping that a car would

run her over. C.E. ran outside, and J.E. got up. After C.E. told William what had happened, he

came outside, slapped J.E., grabbed her by her hair, dragged her inside, and threw her into her

room.

¶ 11 3. Alleged Abuse of B.E.

¶ 12 Count I alleged that, once, when B.E. was in her twenties, William had her water his

garden. B.E. accidentally splashed water on his pants leg; he made her sit down, then turned on a

hose and repeatedly sprayed her until “[she] felt like [she] was being both punched in the chest

and waterboarded.” William “sabotaged every job [B.E.] tried to interview for” by telling her it

did not pay enough. William also molested B.E. and her siblings, such as by kissing them against

their will and snuggling with them while he was naked.

-3- 2025 IL App (2d) 240311

¶ 13 William repeatedly punished B.E. brutally for minor lapses. When she was eight or nine,

she took a pill and vomited; William made her dig through the vomit to extricate the pill and then

swallow it again. When she was 12, he punished her for poor oral hygiene by forcing her to chew

a piece of steak and then spit it out; he kept the piece of steak for two days and then forced her to

chew it, though by then, it was rotten. When she was 14, she was preparing to perform at a concert

but forgot something. William wrapped a bicycle chain around her neck and fastened the chain

with a padlock. She rode to the concert with the chain wrapped painfully around her neck.

¶ 14 When B.E. was in her teens and early twenties, William used her as “his personal servant,”

requiring her to dress him, comb his hair, and wash his socks. He punished her physically for any

lapses. If B.E. forgot to take out the garbage, he would dump it in her bed, underneath the covers.

If she did not sweep the kitchen perfectly, William would make her pick up the dirt by hand or

with her tongue. William made B.E. work with dangerous tools and chemicals but never provided

protective gear. He often made her scrape sewage out of a basement hole without gloves. William

also forced B.E. to watch him torture animals like squirrels or chipmunks that got into his plants.

In spring 2017, when B.E. lived in Virginia, William somehow obtained her number and called

her. In a menacing voice, he said, “ ‘Hello [B.E.],’ prolonging the greeting to convey to [her] that

she was not safe from [him.]”

¶ 15 4. Other Alleged Abuse

¶ 16 Count I alleged that William required C.E. to abide by and enable his abuse of plaintiffs.

He forced her to pay most of her attention to him and resented any show of affection between her

and plaintiffs. William refused plaintiffs any contact with C.E. outside his presence. When they

tried to contact C.E. by phone, he either refused the contact or stayed on the line.

-4- 2025 IL App (2d) 240311

¶ 17 In early 2014, J.E. learned that she was pregnant. In September 2014, after learning that

the baby had died in utero, she called and e-mailed her parents. William did not respond; when

C.E.

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