Saunders v. AMG National Trust Bank

88 Va. Cir. 389
CourtNorfolk County Circuit Court
DecidedJune 23, 2014
DocketCase No. CL 13-9292
StatusPublished

This text of 88 Va. Cir. 389 (Saunders v. AMG National Trust Bank) is published on Counsel Stack Legal Research, covering Norfolk County Circuit Court primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Saunders v. AMG National Trust Bank, 88 Va. Cir. 389 (Va. Super. Ct. 2014).

Opinion

By Judge Mary Jane Hall

The matter came before the Court on the motion for summary judgment filed by Petitioners seeking judicial approval to terminate the Braden Vandeventer Trust for the Benefit of Mary Vandeventer Saunders. Petitioners are the three beneficiaries of the Trust. Respondent, AMG National Bank, is the trustee of the Trust and has filed a memorandum in opposition to the motion. Counsel have noticed the motion for oral argument on June 25, 2014. The parties have submitted comprehensive legal briefs with their arguments and legal authority. The Court requires no further argument on the motion and issues this ruling following review of the written submissions and relevant authority cited. For the reasons stated herein, the motion is sustained. The case presents no genuine issues of material fact that require an evidentiary hearing. The Court approves the termination of the Trust.

[390]*390 Facts

Mr. Braden Vandeventer executed his last will and testament on April 27, 1942, when his daughter Mary (now known as Mrs. Saunders) was nineteen years old. He died on September 28, 1943, and his will was probated thereafter. The will established a noncharitable irrevocable trust for Mary’s benefit, with his son Braden serving as the trustee for his sister. Originally, the Trust assets consisted largely of real estate and stock in a privately-held corporation. Currently, the assets consist only of cash, marketable securities, and fixed-income bonds.

The terms of the Trust provide that Braden manage its assets in trust for his sister’s lifetime, with the remainder to her heirs and distributees on her death. Petitioners Robert M. Saunders, Jr., and Eliza R. Saunders are Mrs. Saunders’ only heirs and distributees and are the remainder beneficiaries of the Trust. Respondent is the successor to the Old Dominion Trust Company, which in turn succeeded Braden Vandeventer, Jr., as the trustee when he resigned.

Petitioners recite in much detail their acute dissatisfaction with Respondent’s administration of the Trust, highlighting its poor performance and excessive fees, expenses and taxes. They seek to terminate the Trust in order for the assets to be paid into an account for Mrs. Saunders free of trust, with minimal fees and maintenance expenses, to be paid on death to. her two children. Respondent defends its performance and disagrees with Petitioners’ characterization of its handling of Trust assets. Whether Respondent has done a good or a bad job, however, is not the controlling issue. The only issue is whether a material purpose exists in continuing this Trust seventy-one years after a father established it to provide income for his nineteen-year old daughter.

Respondent has submitted a chart listing the statements in Petitioners’ Memorandum that it characterizes as genuine disputed issues of material fact that would preclude summary judgment. The Court does not consider that these disputed issues relate to material facts involving the relief requested by Petitioners. A trial, for which witnesses are summoned and called to testify, would shed no light on any of those factual issues. For example, in response to Petitioners argument that they are seeking termination because of a “lack of material purpose in having the Trust,” (Pet. Memo, at 4), Respondent states in the chart: “This is a major and material issue of fact. Material purposes include income during Mrs. Saunders’ lifetime and the importance of a spendthrift provision.”

Identification of an original material purpose of the Trust and whether continuance is unnecessary to achieve any ongoing material purpose must be determined from the language of the Will that established the Trust. Therefore, such issues must be characterized as issues of the law for the Court rather than factual issues about which either party would call witnesses.

[391]*391 Analysis

Petitioners’ claims are governed by Virginia Code § 64.2-729:

Modification or termination of noncharitable irrevocable trust by consent.... B. A noncharitable irrevocable trust may be terminated upon consent of all the beneficiaries if the court concludes that continuance of the trust is not necessary to achieve any material purpose of the trust.

The beneficiaries of the Trust are the three Petitioners, who consent to termination. The Court may thus terminate if it appears that continuance is not necessary to achieve any material purpose of the Trust. Petitioners argue that the material purpose of the Trust is to provide lifetime income to Mrs. Saunders. They suggest that such purpose could be accomplished by termination of the Trust and establishment of an account with lower fees and maintenance charges, reducing costs and income taxes and thus providing more income for Mrs. Saunders.

Respondent argues that the spendthrift provision in the Will, specifying that “the said property and said income shall not be assignable by the said Mary Dunn Vandeventer nor subject to her debts” states the material purpose of the Trust that would be defeated by termination.

Mr. Vandeventer did not spell out the material purpose that motivated him to create the Trust. The Court must divine the existence of such purpose from the words that he used and the uncontested evidence regarding the circumstances surrounding the creation of the Trust:

Occasionally, a settlor expressly states in the will, trust agreement, or declaration of trust that a specific purpose is the primary purpose or a material purpose of the trust. Otherwise, the identification and weighing of purposes under this Section frequently involve a relatively subjective process of interpretation and application of judgment to a particular situation, much as purposes or underlying objectives of settlors in other respects are often left to be inferred from specific terms of a trust, the nature of the various interests created, and the circumstances surrounding the creation of the trust.

Restatement (Third) of Trusts, § 65, comment (d). The authors caution that “material purposes are not readily to be inferred.” Id.

With no statement by the settlor about his material purpose and no known circumstance cited by either party that would elevate the inclusion of a spendthrift provision to the material purpose of the Trust (such as, for example, a swarm of creditors surrounding Mrs. Saunders about whom her father was aware), the Court rules that the mere inclusion of a spendthrift [392]*392restriction is not sufficient on its own to establish or create a presumption of a material purpose that prevents termination by consent of the beneficiaries. The Court is persuaded by the following discussion in the Restatement (Third) of Trusts, § 65, Comment (e):

A spendthrift clause may be included as a routine or incidental provision of a trust (unimportant or even unknown to the settlor), as a part of a trust established for tax purposes, merely to provide successive enjoyment, or for other reasons not inconsistent with allowing premature termination upon application of all the beneficiaries. Thus, for example, the fact that a lawyer had explained the effect and advised the inclusion of a spendthrift provision is not alone sufficient to establish that it represents more than an advantage that the beneficiaries are free to relinquish by consenting to termination of the trust.

The Court also notes the language of Uniform Trust Code § 410(c):

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Bluebook (online)
88 Va. Cir. 389, Counsel Stack Legal Research, https://law.counselstack.com/opinion/saunders-v-amg-national-trust-bank-vaccnorfolk-2014.