Sans Souci Condominium Association, Inc. v. American Coastal Insurance Company

CourtDistrict Court of Appeal of Florida
DecidedFebruary 5, 2025
Docket3D2024-0863
StatusPublished

This text of Sans Souci Condominium Association, Inc. v. American Coastal Insurance Company (Sans Souci Condominium Association, Inc. v. American Coastal Insurance Company) is published on Counsel Stack Legal Research, covering District Court of Appeal of Florida primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Sans Souci Condominium Association, Inc. v. American Coastal Insurance Company, (Fla. Ct. App. 2025).

Opinion

Third District Court of Appeal State of Florida

Opinion filed February 5, 2025. Not final until disposition of timely filed motion for rehearing.

________________

No. 3D24-0863 Lower Tribunal No. 20-8277-CA-01 ________________

Sans Souci Condominium Association, Inc., Appellant,

vs.

American Coastal Insurance Company, Appellee.

An Appeal from a non-final order from the Circuit Court for Miami-Dade County, William Thomas, Judge.

Alvarez, Feltman, Da Silva & Costa, P.L., and Paul B. Feltman, for appellant.

Bickford & Chidnese, LLP, and Patrick M. Chidnese and Frieda C. Lindroth (Tampa), for appellee.

Before EMAS, SCALES and MILLER, JJ.

PER CURIAM. In this first-party insurance case, Sans Souci Condominium

Association Inc. (the “Association”) appeals (i) an April 12, 2024 nonfinal

order denying the Association’s June 15, 2020 motion to compel appraisal

(“Appraisal Order”), and (ii) a May 6, 2024 order denying the Association’s

motion to reconsider (“Reconsideration Motion”) that was directed at the

Appraisal Order (“Reconsideration Order”). Because the Association

appealed both orders within thirty days from rendition of the Appraisal Order,

we have appellate jurisdiction over both orders. See Fla. R. App. P.

9.130(a)(3)(C)(iv) (providing Florida’s district courts appellate jurisdiction

over nonfinal orders that determine a party’s entitlement to appraisal under

an insurance policy); Alonso-Llamazares v. Int’l Dermatology Research, Inc.,

339 So. 3d 385, 392 n.5 (Fla. 3d DCA 2022) (“Because the order denying

Dr. Alonso’s motion for reconsideration was entered and appealed within 30

days from the entry of the temporary injunction, that order is also properly on

review.”).

We affirm the Appraisal Order because the trial court’s determination

that the requisite “disagreement” triggering the subject policy’s appraisal

provision had not yet been reached is supported by competent, substantial

evidence. See People’s Tr. Ins. Co. v. Garcia, 263 So. 3d 231, 233 (Fla. 3d

DCA 2019) (“In reviewing a trial court’s order denying a motion to compel

2 appraisal, ‘factual findings are reviewed for competent, substantial evidence,

and the application of the law to the facts is reviewed de novo.’” (quoting Fla.

Ins. Guar. Ass’n v. Waters, 157 So. 3d 437, 439-40 (Fla. 2d DCA 2015)));

Certain Underwriters at Lloyd’s v. Lago Grande 5-D Condo. Ass’n, 337 So.

3d 1277, 1280-81 (Fla. 3d DCA 2022) (“Simply put, the parties did not

engage in a meaningful exchange sufficient to establish a disagreement

regarding the value of the property or the amount of loss. . . . [T]he

Association did not provide a repair estimate to the Insurer, or put the Insurer

on notice that its repair estimate and scope of repairs was different from the

Insurer’s.”).

We affirm the Reconsideration Order because the Association’s

Reconsideration Motion failed to allege, much less establish, that the trial

court had overlooked undisputed facts or misapprehended an issue when

entering the Appraisal Order. See Bank of Am., N.A. v. Bank of N.Y. Mellon,

338 So. 3d 338, 341 n. 2 (Fla. 3d DCA 2022) (“A trial court does not abuse

its discretion in denying a motion for reconsideration or rehearing which

raises an issue that could have [been], but wasn’t, raised in the initial motion

or at the initial hearing.”). The Association’s Reconsideration Motion was

essentially a successive motion to compel appraisal based on facts

developed long after the Association filed its June 15, 2020 motion to compel

3 appraisal and after the trial court entered the Appraisal Order. Our affirmance

of the Reconsideration Order, therefore, (i) is not premised on the merits of

the arguments contained in the Association’s Reconsideration Motion, and

(ii) is without prejudice to the Association filing a renewed motion to compel

appraisal in the lower court proceeding.

Affirmed.

4 Sans Souci Condominium Association, Inc., v. American Coastal Insurance Company 3D24-0863

SCALES, J., concurring.

I concur with the opinion affirming both appealed orders and write only

to explain this Court’s exercise of appellate jurisdiction to review the

Reconsideration Order.

On April 12, 2024, the trial court entered the Appraisal Order. The

Association filed its Reconsideration Motion nineteen days later, on May 1,

2024. The trial court summarily denied the Reconsideration Motion without

a hearing, rendering the Reconsideration Order on May 6, 2024. On May 10,

2024, the Association filed its notice of appeal that identifies both the

Appraisal Order and the Reconsideration Order as the challenged orders.

We obviously have appellate jurisdiction to review the Appraisal Order

because the order, denying the Association’s motion to compel an appraisal

pursuant to the underlying insurance policy’s appraisal clause, is contained

in Florida Rule of Appellate Procedure 9.130(a)(3)’s schedule of appealable

nonfinal orders. See Fla. R. App. P. 9.130(a)(3)(C)(iv). Our appellate

jurisdiction to review the Reconsideration Order, however, is not so clear cut.

Florida’s district courts of appeal generally lack appellate jurisdiction to

review trial court orders that deny motions for reconsideration of nonfinal

5 orders appealable under rule 9.130. See Samara v. Tenet Fla. Physician

Servs., LLC, 317 So. 3d 187, 189 (Fla. 3d DCA 2021) (dismissing the appeal

of an order denying a motion for reconsideration directed at an appealable

nonfinal order because “[a]n order that simply denies a motion for

reconsideration . . . of an underlying non-final order . . . is not in itself an

appealable order” (quoting Agere Sys. Inc. v. All Am. Crating, Inc., 931 So.

2d 244, 245 (Fla. 5th DCA 2006))); Wells Fargo Bank, Nat’l Ass’n v. Sawh,

194 So. 3d 475, 476 n.1 (Fla. 3d DCA 2016) (“[O]rders denying

reconsideration of a non-final order are not independently reviewable under

rule 9.130.”). Indeed, even where the appeal of the appealable nonfinal order

is timely, Florida’s district courts have dismissed that aspect of the appeal

seeking review of an order denying a motion for reconsideration directed at

the nonfinal order that is reviewable under rule 9.130. See Solman-Staropoli

v. Califano, 645 So. 2d 84, 84 (Fla. 4th DCA 1994) (affirming a timely

appealed nonfinal order that is appealable under rule 9.130, but dismissing

the appeal of the order denying reconsideration of the appealable nonfinal

order); Ryland v. Beachside Physical Therapy, Inc., 302 So. 3d 509, 510

(Fla. 5th DCA 2020) (same, citing Califano with approval); see also Fabre v.

4647 Block, LLC, 49 Fla. L. Weekly D1914, 2024 WL 4219455, at * 2 n.4

(Fla. 3d DCA Sept. 18, 2024) (observing same, in dicta).

6 In Alonso-Llamazares v. International Dermatology Research, Inc.,

339 So. 3d 385, 392 n. 5 (Fla. 3d DCA 2022), though, a panel of this Court

relied upon Panama City General Partnership v. Godfrey Panama City

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Related

Florida Insurance Guaranty Ass'n Ex Rel. Homewise Preferred Insurance Co. v. Waters
157 So. 3d 437 (District Court of Appeal of Florida, 2015)
Wells Fargo Bank, National Ass'n v. Sawh
194 So. 3d 475 (District Court of Appeal of Florida, 2016)
People's Trust Ins. Co. v. Garcia
263 So. 3d 231 (District Court of Appeal of Florida, 2019)
Panama City General Partnership v. Godfrey Panama City Investment, LLC
109 So. 3d 291 (District Court of Appeal of Florida, 2013)
Solman-Staropoli v. Califano
645 So. 2d 84 (District Court of Appeal of Florida, 1994)
Agere Systems Inc. v. All American Crating, Inc.
931 So. 2d 244 (District Court of Appeal of Florida, 2006)

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