Sanders v. North End Building & Loan Ass'n

77 S.W. 833, 178 Mo. 674, 1903 Mo. LEXIS 383
CourtSupreme Court of Missouri
DecidedDecember 23, 1903
StatusPublished
Cited by5 cases

This text of 77 S.W. 833 (Sanders v. North End Building & Loan Ass'n) is published on Counsel Stack Legal Research, covering Supreme Court of Missouri primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Sanders v. North End Building & Loan Ass'n, 77 S.W. 833, 178 Mo. 674, 1903 Mo. LEXIS 383 (Mo. 1903).

Opinion

MARSHALL, J.

This is a suit upon five promissory notes, aggregating $4,625, dated between February 8 and December 10, 1896, and alleged to have been signed by Charles James, the president of the defendant association. The answer is a plea of non est factum, verified as the statute requires. The reply is a general denial, coupled with a plea of estoppel, but upon the trial the court limited the case to the plea of non est factmn. There was a verdict for the plaintiff for the amount claimed, with interest, from which the defendant appealed. The facts will be discussed in the opinion.

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The principal contention of the defendant is that, ‘‘There is no sufficient evidence to support plaintiff’s case and no merit in his claim. ’ ’

The question of whether the evidence is sufficient is for the jury and the trial court to decide. In actions [677]*677at law this court looks to the evidence only far enough to determine whether there is or is not any substantial evidence to support the verdict and judgment. If there is any such substantial evidence, and the verdict is not such as to show on its face that it was the result of passion, prejudice or misconduct of the jury, nor such as to shock the judicial sense of justice, this court will not interfere. “It is not enough that there is an insufficiency of evidence,” and “the fact that the verdict is not such as the appellate court would have reached upon the conflicting evidence adduced, will not warrant a reversal.” [James v. Ins. Co., 148 Mo. l. c. 16.]

The defendant tacitly concedes that there is some substantial evidence to support the verdict, but shows very persuasively that the great preponderance of the evidence is against the verdict. But the fact remains that there is some substantial evidence to support the verdict, and that the jury and the trial court decided against the defendant. So under the rule that obtains in this court, the judgment will not be reversed on this ground.

The plaintiff sued on five promissory notes, aggregating $4,625, which he alleged and testified .represented money he had loaned to the association. The notes purported to be signed by Charles James as president of the association. The defense is that the signature of Charles James is a forgery. One Obert was the secretary of the association and transacted the business with the plaintiff. In the fall of 1897, Obert defaulted and absconded. The solvency of the association was questioned, and the plaintiff became solicitous about his money. He went to see James about the matter, and told him he had the notes and showed them to him and asked him what he thought about them. James replied that they were as good as gold. James then left the plaintiff. The latter pursued the matter, however, and overtaking James, said to him, “James, you know that you signed them notes ? ’ ’ James took the notes, went to [678]*678the window, put on his spectacles, examined the notes and said, “They might he a little bit different, but I can’t swear I didn’t sign it.”

The plaintiff further testified that the first suggestion he had that there was any question about the genuineness of James’s signature was after Obert had absconded, and McCullom had been appointed secretary, and McCullom said it might be that James had not signed the notes, but that he supposed the association would have to pay them anyway, because Obert was secretary and he had given them to the plaintiff. The plaintiff also testified that he showed the notes to Hilke, one of the directors of the association.

For the plaintiff, one Lieb, a bookkeeper of the association, testified that the plaintiff frequently brought money to the office to be loaned to the association, and that he saw some of these notes to Sanders lying on Obert’s desk. August Denning, the office boy of the association, testified that Obert frequently sent notes by him to James to be signed, and that he remembered one such note that was payable to Sanders, but could not say whether or not it was one of the notes in suit. The plaintiff also offered in evidence an abandoned answer of the defendant, in which the defendant pleaded a want of consideration for the notes.

The notes were then offered in evidence, and were admitted, and handed to the jury for their inspection. The defendant demurred to the evidence, the court overruled the demurrer, and the defendant excepted.

To sustain the issues on its part the defendant called Charles James, the former president of the association, and had him identify his signature to nine checks, and defendant handed the checks to the jury for inspecction.

He then testified that none of the notes in suit were signed by him; that Sanders showed him the notes, just before Obert absconded, and he said to him, “I have my very serious doubts about this being my signature;” [679]*679that up to that time he had heard nothing about any forgeries. On cross-examination he was shown a number of notes, some of which he said he had signed and some he said he had not signed; at least one of the genuine notes was to the plaintiff, for some $1,350. He said that the first he knew of these notes was when Hilke .called his attention to them at a meeting of the directors held at his house, just after Obert was removed and McCullum was appointed, and that this occurred about two months before his conversation with the plaintiff about the notes.

The defendant offered in evidence a resolution of the association • constituting the president, vice-president and secretary a committee, with authority to borrow money for the association, to be evidenced by notes executed by the president and secretary. The defendant also proved by Wieshahn, an expert in handwriting; by Cummings, a former bookkeeper for James & Co.; by McCullum, the secretary of the association, and by Richardson, a former partner of James, that the signatures to the notes in suit are not James’s signatures.

In rebuttal, the plaintiff, over the defendant’s objection, read the testimony of Ceorge Hilke, a director of the association, who, after testifying to the fact that the plaintiff originally had his money loaned to the North St. Louis Building Association, and afterwards changed it to the defendant association, said that the plaintiff told him about a year before the failure that he had these notes; that he did not show them to him until after the failure; that he did not know James’s signature and could not say whether these notes were signed by James or not.

Upon this showing it can not fairly be said that there is no substantial evidence to support the verdict and judgment. The case made by the plaintiff in chief was by no means clear or strong or convincing, but there was evidence sufficient to take the case to the jury. The defendant identified and offered in evidence the various

[680]*680checks signed by Charles James, and thereby afforded the jury a legitimate basis of comparison by which to judge for themselves whether the notes in suit were signed by James or not. Formerly only such writings as were properly in a case to prove some issue in the ease or for a legitimate purpose and having a direct bearing upon the case, could be used as a basis of comparison by which to judge the genuineness of a paper or writing or signature that was in question in the ease. [State v. Thompson, 132 Mo. l. c.

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Bluebook (online)
77 S.W. 833, 178 Mo. 674, 1903 Mo. LEXIS 383, Counsel Stack Legal Research, https://law.counselstack.com/opinion/sanders-v-north-end-building-loan-assn-mo-1903.