Samara Portfolio Management, LLC and Joseph Onwuteaka v. Neda Zargari

CourtCourt of Appeals of Texas
DecidedJune 14, 2018
Docket13-17-00049-CV
StatusPublished

This text of Samara Portfolio Management, LLC and Joseph Onwuteaka v. Neda Zargari (Samara Portfolio Management, LLC and Joseph Onwuteaka v. Neda Zargari) is published on Counsel Stack Legal Research, covering Court of Appeals of Texas primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

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Samara Portfolio Management, LLC and Joseph Onwuteaka v. Neda Zargari, (Tex. Ct. App. 2018).

Opinion

NUMBER 13-17-00049-CV

COURT OF APPEALS

THIRTEENTH DISTRICT OF TEXAS

CORPUS CHRISTI - EDINBURG

SAMARA PORTFOLIO MANAGEMENT, LLC Appellants, AND JOSEPH ONWUTEAKA,

v.

NEDA ZARGARI, Appellee.

On appeal from the County Court at Law No. 2 of Travis County, Texas.

MEMORANDUM OPINION

Before Chief Justice Valdez and Justices Benavides and Hinojosa Memorandum Opinion by Chief Justice Valdez

Appellants Samara Portfolio Management, LLC and Joseph Onwuteaka appeal

the trial court’s judgment in favor of appellee, Neda Zargari. By six issues, appellants

contend that: (1) they are not debt collectors under the Fair Debt Collection Practices Act

(the “ACT”), see 15 U.S.C.A. § 1692a(6); (2) the statute of limitations bars Zargari’s Texas

Deceptive Trade Practices Act (“DTPA”) claim, see TEX. BUS. & COM. CODE ANN. § 17.46 (West, Westlaw through 2017 1st C.S.); (3) there is no evidence or insufficient evidence

of DTPA violations; (4) Zargari’s claims are compulsory counterclaims; (5) there is no

evidence or insufficient evidence to support the trial court’s post-answer default judgment;

and (6) the trial court erred in denying appellant’s motion for new trial. We affirm.

I. BACKGROUND 1

Zargari purchased jewelry from Kay Jewelers on May 6, 2005 in Austin, Texas.

Payment was due by June 6, 2005; however, Zargari failed to make payment. After it

purchased Zargari’s debt from Kay Jewelers, Samara sued Zargari for collection of the

unpaid debt on October 23, 2009. Zargari, acting pro se, filed an answer to Samara’s suit

asserting that Samara had violated the Act by filing it in the wrong county and past the

statute of limitations. 2 Samara filed a motion for summary judgment, which the trial court

set for a hearing. However, the suit was ultimately dismissed. 3

On March 11, 2011, Zargari sued Samara and its owner Onwuteaka in Travis

County claiming that appellants violated the Act by filing suit in the wrong county and past

the statute of limitations. Onwuteaka, who is a licensed attorney, also served as trial

counsel in this cause. The trial court granted a default judgment against appellants, and

it subsequently granted appellant’s motion for new trial. Samara then counterclaimed

against Zargari for the original debt and filed a motion to transfer venue to Harris County.

1 This case is before the Court on transfer from the Third Court of Appeals in Austin pursuant to an order issued by the Supreme Court of Texas. See TEX. GOV’T CODE ANN. § 73.001 (West, Westlaw through 2017 1st C.S.). 2 The trial court issued a finding of fact that Zargari lived in Travis County, Texas and that the

contract was entered in Travis County. Appellants sued Zargari in Harris County, Texas. 3 The trial court in this cause issued finding of fact 10 stating that appellants filed a nonsuit without

prejudice of the 2009 suit.

2 Zargari amended her petition on September 9, 2016 adding a DTPA claim. Trial

was held on September 28, 2016. Onwuteaka was late to the hearing. The trial court

rendered judgment before Onwuteaka appeared. According to appellants, prior to his

arrival, Onwuteaka called the court to inform it that he was running late, and he was told

that was fine; however, when Onwuteaka arrived, he discovered that the trial court had

already rendered verdict in favor of Zargari.

Appellants filed a motion for new trial claiming that the failure to appear for trial

was not intentional or the result of conscious indifference and that it had a meritorious

defense. The trial court denied the motion for new trial, and this appeal followed.

II. SUFFICIENCY OF THE EVIDENCE

By their first issue, appellants contend that the evidence is insufficient to show that

they are debt collectors as required by the Act. See 15 U.S.C.A. § 1692a(6). By their

third issue, appellants contend that there is no evidence that they violated the DTPA. By

their fifth issue, appellants contend that there is no evidence to support the trial court’s

post-answer default judgment. Specifically, appellants argue there is no evidence (1) of

a signed, written contract, (2) that substantiates $5,000 in actual damages, and what

actual damages were suffered, (3) to support the award of $2,500 for mental anguish,

and (4) to support the award of attorney’s fees.

A. Standard of Review and Applicable Law

The test for legal sufficiency is “whether the evidence at trial would enable

reasonable and fair-minded people to reach the verdict under review.” City of Keller v.

Wilson, 168 S.W.3d 802, 827 (Tex. 2005). We review the evidence in the light most

favorable to the verdict, crediting any favorable evidence if a reasonable fact-finder could

3 and disregarding any contrary evidence unless a reasonable fact-finder could not. Id. at

821–22, 827.

A no-evidence point will be sustained when (1) there is a complete absence of

evidence of a vital fact, (2) the court is barred by rules of law or evidence from giving

weight to the only evidence offered to prove a vital fact, (3) the evidence offered to prove

a vital fact is no more than a mere scintilla, or (4) the evidence conclusively establishes

the opposite of a vital fact. King Ranch, Inc. v. Chapman, 118 S.W.3d 742, 751 (Tex.

2003); see City of Keller, 168 S.W.3d at 810. Less than a scintilla of evidence exists

when the evidence is “so weak as to do no more than create a mere surmise or suspicion”

of a fact, and the legal effect is that there is no evidence. Kindred v. Con/Chem, Inc., 650

S.W.2d 61, 63 (Tex. 1983).

B. Debt Collector

By their first issue, citing Henson v. Santander Consumer USA, Inc, appellants

contend that because they were not collecting a debt for another, they were not debt

collectors under the ACT. 137 S. Ct. 1718, 1724 (2017). The term debt collector under

the Act means any person who: (1) uses any instrument of interstate commerce or the

mails in any business the principal purpose of which is the collection of any debts; or (2)

regularly collects or attempts to collect, directly or indirectly, debts owed or asserted to

be owed or due another. 15 U.S.C.A. § 1692a(6).

In Henson, the United States Supreme Court specified that it would only determine

whether the defendant was a debt collector pursuant to the second definition of section

1692a(6), i.e., whether the “statutory language defining the term ‘debt collector’ []

embrace[s] anyone who ‘regularly collects or attempts to collect . . . debts owed or

4 due . . . another.’” 137 S. Ct. at 1721. The Court held that, based on the second definition

of debt collector, the defendant was not a debt collector because it was not seeking to

collect a debt for another. Id. at 1724. However, the Henson court, explicitly stated it

would not address whether the defendant was a debt collector under section 1692a(6)’s

first definition, i.e., whether it “engaged ‘in any business the principal purpose of which is

the collection of any debts’” 4 Id. (emphasis added).

Thus, even assuming, without deciding, that appellants are not debt collectors

under the second definition of section 1692a(6), it is possible that the trial court concluded

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