Saliba v. KS Statebank Corporation

District Court, D. Arizona·Decided October 13, 2021·No. 2:20-cv-00503·Unknown

Opinion

1 WO 2 3 4 5 6 IN THE UNITED STATES DISTRICT COURT 7 FOR THE DISTRICT OF ARIZONA

9 Ricci Saliba, No. CV-20-00503-PHX-JAT

10 Plaintiff, ORDER

11 v.

12 KS Statebank Corporation,

13 Defendant. 14 15 Pending before the Court is Plaintiff’s Unopposed Motion for Final Approval of 16 Class Action Settlement (Doc. 55) and Plaintiff’s Motion for Attorneys’ Fees. (Doc. 56). 17 The Court conducted a Final Fairness Hearing on Plaintiff’s Motion for Final Approval 18 and Plaintiff’s Motion for Attorneys’ Fees on October 6, 2021. Having considered the 19 matter, the Court will approve the settlement in its entirety and award attorneys’ fees to 20 class counsel in the amount of 28% of the common fund. 21 I. BACKGROUND 22 Defendant is a bank that, among other things, offers various loan products to 23 consumers. From October 18, 2019 through January 16, 2020, Defendant’s employee 24 sent approximately 3,900 marketing text messages to Plaintiff and approximately 360 25 individuals. (Doc. 55 at 2). 26 Plaintiff filed suit, claiming that these messages violated the Telephone Consumer 27 Protection Act (TCPA) and that Defendant was vicariously liable for their employee’s 28 alleged violations. (Id.). Defendant denied any wrongdoing. (Id.). 1 After actively litigating the action, the Parties reached a proposed settlement 2 agreement in January 2021. (Doc. 51 at 10). The settlement agreement establishes a 3 $775,000 Settlement Fund to be distributed on a pro rata basis to class members. (Doc. 55 4 at 2). Class members stand to receive approximately $198 per text message received. 5 (Id.). 6 On May 25, 2021, this Court granted preliminarily approval of the settlement 7 agreement. (Doc. 54). Plaintiff now seeks Final Approval of the Class Settlement. (Doc. 8 55). Additionally, Plaintiff’s counsel seeks an award of fees in the amount of 28% or 9 $217,000 of the common fund and reimbursement of litigation costs and expenses of 10 $12,638.89. (Doc. 56). Finally, Plaintiff seeks an incentive award of $10,000. (Id.). 11 II. Motion for Final Approval of Agreement 12 A. Settlement Class Meets Requirements for Class Certification under Rule 13 23(a) and (b). 14 Before granting final approval of a class action settlement agreement, the Court 15 must first determine whether the proposed class can be certified. Amchem Prods., Inc. v. 16 Windsor, 521 U.S. 591, 620 (1997) (holding that a district court must apply “undiluted, 17 even heightened, attention [to class certification] in the settlement context” in order to 18 protect absentees). Class actions are governed by Federal Rule of Civil Procedure 23. In 19 order to certify a class, each of the four requirements of Rule 23(a) must be met. Zinser v. 20 Accufix Research Inst., Inc., 253 F.3d 1180, 1186 (9th Cir. 2001). In addition to 21 satisfying the Rule 23(a) requirements, the proposed class must satisfy the requirements 22 of one of the subdivisions of Rule 23(b). Id. 23 The Court previously preliminarily certified the Settlement Class for settlement 24 purposes only. (Doc. 54). Because nothing has changed to affect the propriety of 25 certification of the Settlement Class, the Court’s analysis is largely the same as set forth 26 in its May 25, 2021 Order. (Id.). 27 1. Numerosity: Approximately 360 individuals are members of the proposed 28 Settlement Class. The proposed Settlement Class is thus so numerous that joinder 1 of all members is impracticable. 2 2. Commonality: “[C]ommonality requires the plaintiff to demonstrate that the class 3 members ‘have suffered the same injury.’” Wal-Mart Stores, Inc. v. Dukes, 564 4 U.S. 338, 349–50 (2011) (citation omitted). Additionally, it must be “capable of 5 classwide resolution -- which means that determination of its truth or falsity will 6 resolve an issue that is central to the validity of each one of the claims in one 7 stroke.” Id. at 350. Here, the class-wide settlement satisfies the commonality 8 requirement by resolving the common questions Plaintiff contends underlie her 9 claims. 10 3. Typicality: The typicality requirement is satisfied because the settlement 11 uniformly and fairly resolves claims concerning the same set of alleged practices, 12 legal theories, and alleged harms. Malta v. Fed. Home Loan Mortg. Corp., No. 10- 13 CV-1290 BEN (NLS), 2013 U.S. Dist. LEXIS 15731, at *3 (S.D. Cal. Feb. 4, 14 2013) (finding plaintiffs’ claims typical of the class in part because their claims 15 were “based on the same legal theory as that applicable to the class: that the calls 16 violated the TCPA”). 17 4. Adequacy: The named Plaintiff must fairly and adequately protect the interests of 18 the class. Ellis v. Costco Wholesale Corp., 657 F.3d 970, 985 (9th Cir. 2011). “To 19 determine whether [the] named plaintiffs will adequately represent a class, courts 20 must resolve two questions: (1) do the named plaintiffs and their counsel have any 21 conflicts of interest with other class members and (2) will the named plaintiffs and 22 their counsel prosecute the action vigorously on behalf of the class?” Id. (internal 23 quotation marks omitted). “Adequate representation depends on, among other 24 factors, an absence of antagonism between representatives and absentees, and a 25 sharing of interest between representatives and absentees.” Id.; see also Ahmed v. 26 HSBC Bank USA, No. ED CV 15-2057 FMO (SPx), 2019 U.S. Dist. LEXIS 27 104401, at *17 (C.D. Cal. June 21, 2019). Plaintiff has been diligent in 28 prosecuting her claims and the putative class claims. Plaintiff and her counsel have 1 actively litigated the case and there are no known conflicts of interest. (Doc. 51-2 2 at 3). 3 A class action may be maintained if Rule 23(a) is satisfied and if the proposed 4 class satisfies one of the requirements of Rule 23(b). Zinser, 253 F.3d at 1186. In this 5 case, Plaintiff seeks to certify the Settlement Class under subdivision Rule 23(b)(3), 6 which permits certification if “questions of law or fact common to class members 7 predominate over any questions affecting only individual members,” and “a class action 8 is superior to other available methods for fairly and efficiently adjudicating the 9 controversy.” Fed. R. Civ. P. 23(b)(3). 10 Here, Rule 23(b)(3) is satisfied because the common legal and alleged factual 11 issues presented by the settlement agreement predominate over individualized issues, and 12 resolution of the common issues for the members of the Settlement Class in a single, 13 coordinated proceeding is superior to hundreds of individual lawsuits addressing the 14 same legal and factual issues. See Hanlon v. Chrysler Corp., 150 F.3d 1011, 1022 (9th 15 Cir. 1998). Plaintiff also satisfied the notice provisions of Rule 23(c)(2). (Doc. 55 at 4). 16 In conclusion, this Court reconfirms its Order certifying a class. 17 B. The Settlement Agreement Meets the Requirements for Final Approval 18 Having certified the settlement class, the Court must next determine whether the 19 proposed settlement is “fair, reasonable, and adequate” pursuant to Federal Rule of Civil 20 Procedure 23(e). In this Circuit, a district court examining whether a proposed settlement 21 comports with Rule 23(e)(2) is guided by the eight “Churchill factors.” See Churchill 22 Vill., L.L.C. v. GE, 361 F.3d 566 (9th Cir. 2004).

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