Saddler v. National Bank

80 N.E.2d 387, 335 Ill. App. 18, 1948 Ill. App. LEXIS 352
CourtAppellate Court of Illinois
DecidedMay 27, 1948
DocketGen. No. 9,583
StatusPublished
Cited by1 cases

This text of 80 N.E.2d 387 (Saddler v. National Bank) is published on Counsel Stack Legal Research, covering Appellate Court of Illinois primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Saddler v. National Bank, 80 N.E.2d 387, 335 Ill. App. 18, 1948 Ill. App. LEXIS 352 (Ill. Ct. App. 1948).

Opinion

Mr. Justice Dady

delivered the opinion of the court.

This is an action by William E. Saddler, plaintiff appellant, against the National Bank of Bloomington, defendant appellee, to recover the alleged loss of $7,500, plus interest, in currency and bonds, which plaintiff claims he placed in a safety deposit bóx rented by him from defendant,' and which he claims were afterwards permitted by defendant, without the consent or approval of plaintiff, to be taken from such box by plaintiff’s wife. A jury trial resulted in a verdiet and judgment for defendant. The plaintiff brings this appeal.

The plaintiff was married to Elma Saddler on March 15,1939. Thereafter until December 1945, they lived together as husband and wife, most of the time in Bloomington, Illinois, — except when he was in the military service. They were divorced on December 13, 1945. Since the divorce Mrs. Saddler has married one Fitzgerald, but she will hereafter be referred to as ‘Mrs. Saddler. ’ ’

On September 30, 1941, the plaintiff went to the vault of defendant, rented a safety deposit box and paid the rental. The receipt given him was on a printed form, filled out by Nellie Gf. Roberts, custodian, and, so far as is material, read:

“Received from Mr. or Mrs. Wm. E. Saddler . . ■ rent to October 26, 1942, $2.50 . . . for rent of a safe in the vault of this bank.

“The lessor . . . leases to the undersigned lessee its safe deposit box bearing the above number for a period of one year from the date hereof, renewable in subsequent terms of one year each, upon the same general terms, conditions and agreement as are herein contained, and in the event that a renewal lease in writing shall not be executed and delivered then this instrument shall of itself operate as and be held to be a renewal or successor renewal hereof, subject to the right of cancellation as herein contained.

“The lessor and lessee convenant and agree . . . that said box ... is leased subject to . . . regulations as herein provided.

“The National Bank of Bloomington . . .

“By Nellie G. Roberts, Custodian.

“Wm. E. Saddler, Lessee.

“-, Lessee.

“-hereby designate and appoint- as deputy and agent to have access to the box covered by this contract, to take and remove from or add to the contents thereof, . . . hereby waiving any liability of the lessor arising out of the exercise by the said deputy of any of the powers herein contained.

-Lessor.

-Lessee.

-Deputy."

The signatures were those of Nellie Gr. Roberts, vault custodian, and of plaintiff. Nellie Gr. Roberts will hereafter be referred to as “Miss Roberts.”

The words “Mr. or Mrs. Wm. E. Saddler” were typed in the blank before the same was executed. The custodian kept a duplicate copy of such receipt for defendant’s files. ' , ■

On the back of such receipt and copy was printed the following:

“8. The liability of lessor in respect to property deposited in said box, is limited to ordinary care in the performance of employees and officers of lessor of their duties and shall consist only of: . . . (b) Allowing no person access to said box except lessee or authorized deputy. . . . ”

At that time plaintiff received two keys to the box. Thereafter the box could be opened only by the joint use of a master key kept by defendant and one of the keys given plaintiff. Each -time a renter entered a box he or she was required to sign an entry card which was left with and kept by defendant.

On October 5, 1942, plaintiff and his sister, Ada Saddler, went to the vault. Plaintiff then paid the rental to October 5,1943, and received a receipt therefor, which receipt is the contract sued on. It was identical with the first receip't, — except that the blank form was so filled out as to designate Ada Saddler as deputy, and Ada Saddler signed as deputy. The box had two compartments, and plaintiff testified he then gave his sister one of the two keys and the use of one compartment. On August 20, 1943, Mrs. Saddler first came to the vault and she then signed the defendant’s copy of the receipt dated October 5, 1942.

On October 13, 1943, Mrs. Saddler paid the rental for such box to October 26, 1944, and received a receipt which was identical with the receipt sued on, except that it was signed only by Mrs. Saddler as lessee, and she thereby appointed Ada Saddler “our' deputy,” but Ada Saddler did not sign the same. On October 23, 1944, Mrs. Saddler paid the rental for another year.

The entry cards show that on April 19, 1944¡ plaintiff entered the box, and that the next time he entered was on October 31, 1945, Such cards show that after April 18,1944, Ada Saddler entered 22 times, her last entry being on October 20,1945. Such cards show that" Mrs. Saddler' first entered on August 20, 1943, that thereafter in 1943, she entered five times, that her first entry in 1944, was on April 24, that thereafter in 1944, she entered two times and in 1945, entered six times, the last entry being on September 18, 1945.

Plaintiff testified that he did not remember whether when he first rented the box he told Miss Roberts that he was married, that “I won’t say I did, and I won’t say I did not, ’ ’ that he never told his wife that he had rented or had a safety box, and-made no arrangement for his wife to pay renewals, but his sister was to pay renewals, that after renting the box he put money therein from time to time, that he was inducted into the Army on June 14, 1943, and then left his effects, including his key ring and keys, with his wife at his home, and did not get back to Bloomington until the middle of April 1944; that in April 1944, he was stationed at Bucyrus, Ohio, and his wife lived there with him, that on April 18,1944, he and his wife came from Bucyrus to Bloomington and stayed over night at a hotel, and the next morning he asked his wife,where his belongings were and she said at her mother’s home, and he said, “Where are my keys?” and she said, “They must be out at my mother’s with your stuff,” so they drove to her mother’s and the wife went in and came out with his key ring with six or seven keys on it, and they then drove to the bank and his wife stayed in the car, that he then opened the box and found it in the same condition as when he last entered it on June 14, 1943, that he then took some money out of the box but left in his compartment $4,000 in currency, a cashier’s check for $1,000, and $5,650 maturity value in bonds, that he never kept any record of the moneys in the box but depended on his memory, and never told his wife that he had purchased the bonds, that a day or two later he and his wife returned to Bucyrus and he then packed his wearing apparel and his key ring with the keys on it in a suit case and left the same at Bucyrus with his wife, but did not tell his wife the keys were in the suit case, that he.

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Bluebook (online)
80 N.E.2d 387, 335 Ill. App. 18, 1948 Ill. App. LEXIS 352, Counsel Stack Legal Research, https://law.counselstack.com/opinion/saddler-v-national-bank-illappct-1948.