Rynelle Anne Minkley, Respondent/cross-appellant V. James Donald Minkley, Appellant/cross-respondent

CourtCourt of Appeals of Washington
DecidedOctober 30, 2023
Docket83636-6
StatusUnpublished

This text of Rynelle Anne Minkley, Respondent/cross-appellant V. James Donald Minkley, Appellant/cross-respondent (Rynelle Anne Minkley, Respondent/cross-appellant V. James Donald Minkley, Appellant/cross-respondent) is published on Counsel Stack Legal Research, covering Court of Appeals of Washington primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

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Rynelle Anne Minkley, Respondent/cross-appellant V. James Donald Minkley, Appellant/cross-respondent, (Wash. Ct. App. 2023).

Opinion

IN THE COURT OF APPEALS OF THE STATE OF WASHINGTON

In the Matter of the Marriage of: DIVISION ONE RYNELLE ANNE MINKLEY, No. 83636-6-I Respondent/Cross Appellant, UNPUBLISHED OPINION v.

JAMES DONALD MINKLEY,

Appellant/Cross Respondent.

DWYER, J. — James Minkley challenges the superior court’s distribution of

property in the dissolution of his marriage to Rynelle Minkley. James asserts that

the superior court erred by characterizing as community property two duplexes

purchased by the parties during their marriage and a financial account that, he

contends, contains proceeds from postseparation stock market trading. James

additionally contends that, if the duplexes were properly characterized as

community property, he is entitled to an equitable lien for his purported separate

contribution. Finding no error, we affirm.

I

James and Rynelle Minkley were married on March 25, 2011 and became

separated on November 18, 2019. On November 10, 2021, following a six-day

trial, their marriage was dissolved. The parties have two children, who were

seven and nine years old at the time of trial. No. 83636-6-I/2

When the parties married, James owned a condominium on Mercer Island

that he had purchased in 1993. The record indicates that, at the time of the

parties’ marriage, the condominium had equity of approximately $19,500, and

James owed over $190,500 on the property. Although Rynelle had previously

sold her own real property, she had other assets at the time, including savings,

investments, and a Microsoft 401(k) plan.

Just prior to their marriage, Rynelle and James made an offer on a

property in Sammamish where they intended to, and subsequently did, build their

family residence. The purchase closed in June 2011, less than three months

after the parties were married. They obtained the Sammamish property for

$670,000 with a down payment of approximately $79,000. Rynelle paid

approximately $37,000 from her premarital funds, including proceeds from the

sale of Microsoft stock, toward the down payment.

The Mercer Island condominium became a rental property when Rynelle

and James married and was consistently rented through the end of a lease term

in June 2016. Evidence introduced at trial indicated that the monthly expenses

for the condominium, including first and second mortgages and homeowner

association dues, exceeded $1,850 during this time. James testified that the

monthly rent received was initially $1,300 but was increased to $1,400. Thus, at

the time, monthly expenses for the condominium exceeded the monthly income

obtained therefrom. Rynelle testified that the expenses for the Mercer Island

property were paid from a joint personal account. She further testified that the

parties’ finances, including those pertaining to the condominium, were “very

2 No. 83636-6-I/3

much” intermingled. According to Rynelle, James had made no attempt to

segregate monies related to the Mercer Island property from the parties’ other

marital finances.

In 2014, James and Rynelle made a “joint decision to refinance the Mercer

Island property into both of [their] names and . . . merge the first and the second

loan so [they] could get a better interest rate and . . . have a more positive cash

flow.” The parties were listed on the refinanced loan as co-borrowers, and

Rynelle’s name was added to the title of the property. The refinance reduced the

monthly mortgage payment to $900. According to James, the rental proceeds

exceeded the costs of the condominium following the refinance. Rental

payments were deposited into the parties’ joint personal account.

In December 2016, Rynelle and James sold the Mercer Island

condominium for $309,000, netting a profit of $115,000 from the sale. The

parties engaged in a “1031 tax exchange,” which enabled them to use the

proceeds from the condominium sale to directly purchase other property without

being subject to a capital gains tax. Thus, in March 2017, Rynelle and James

purchased a duplex in Renton, referred to by the parties as the “Ferndale

duplex.” Two months later, in May 2017, they additionally purchased a duplex in

Auburn.

James and Rynelle purchased the Ferndale duplex for $240,500, using

proceeds from the condominium sale for a $61,403 down payment. The parties

used their joint credit to finance approximately $171,000 of the purchase price,

and they titled the duplex in both of their names as “community property.”

3 No. 83636-6-I/4

Rynelle and James renovated the Ferndale duplex immediately after its

purchase, financing the renovation with a home equity line of credit against their

Sammamish home of approximately $35,000.

The parties purchased the Auburn duplex for $312,800. Financial

documents indicate that the down payment was financed using approximately

$53,000 from the condominium sale proceeds and approximately $29,000 from a

joint account. James and Rynelle obtained a $234,000 loan to finance the

remainder of the purchase price. The Auburn duplex, too, was titled in both of

their names. Although James was listed as a co-borrower, the loan was based

solely on Rynelle’s income. The parties renovated the Auburn duplex using

approximately $23,000 from joint accounts.

Two and a half years later, on November 20, 2019, Rynelle filed a petition

for dissolution of the parties’ marriage. A six-day trial commenced. James

testified at trial that, because the proceeds of the Mercer Island condominium

sale were used to finance down payments for the Ferndale and Auburn duplexes,

he believed those properties to be entirely his separate property. He stated that

he had “opened separate checking accounts . . . for each property” and, thus,

that the funds were not commingled—an assertion disputed by Rynelle. James

additionally testified regarding a TD Ameritrade account, referred to by the

parties as the “New Life Financial #2187” account. According to James, the

account was opened in August 2020, after the parties had separated. He

testified at trial that the money in the account, totaling $41,943.37, was “money

made in stock market trading” and “money that [he] borrowed on lines of credit.”

4 No. 83636-6-I/5

In an oral ruling made on September 3, 2021, the superior court

characterized as community property each of the three parcels of real property in

question—the Sammamish family residence, the Ferndale duplex, and the

Auburn duplex. The court ruled that the properties “in almost every way” had

“the hallmarks of community property.” Because their property was “so

commingled,” the court rejected both parties’ assertions of a separate property

interest in the real property—Rynelle’s in the Sammamish home and James’s in

the Ferndale and Auburn duplexes.

On November 10, 2021, the superior court entered findings and

conclusions consistent with its oral ruling. The court found that the Sammamish

home and the Ferndale and Auburn duplexes were acquired during the parties’

marriage. The court noted that “[b]oth parties claimed to have retained some or

all of the property in the form of a separate interest.” However, the court found

that each parcel is properly characterized as community property, concluding that

“[n]either party established that they used separate funds such that they could

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Rynelle Anne Minkley, Respondent/cross-appellant V. James Donald Minkley, Appellant/cross-respondent, Counsel Stack Legal Research, https://law.counselstack.com/opinion/rynelle-anne-minkley-respondentcross-appellant-v-james-donald-minkley-washctapp-2023.