Ryder v. JPMorgan Chase Bank, National Assn.

227 Conn. App. 114
CourtConnecticut Appellate Court
DecidedAugust 6, 2024
DocketAC46128
StatusPublished

This text of 227 Conn. App. 114 (Ryder v. JPMorgan Chase Bank, National Assn.) is published on Counsel Stack Legal Research, covering Connecticut Appellate Court primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Ryder v. JPMorgan Chase Bank, National Assn., 227 Conn. App. 114 (Colo. Ct. App. 2024).

Opinion

************************************************ The “officially released” date that appears near the beginning of an opinion is the date the opinion will be published in the Connecticut Law Journal or the date it is released as a slip opinion. The operative date for the beginning of all time periods for the filing of postopin- ion motions and petitions for certification is the “offi- cially released” date appearing in the opinion. All opinions are subject to modification and technical correction prior to official publication in the Connecti- cut Law Journal and subsequently in the Connecticut Reports or Connecticut Appellate Reports. In the event of discrepancies between the advance release version of an opinion and the version appearing in the Connecti- cut Law Journal and subsequently in the Connecticut Reports or Connecticut Appellate Reports, the latest version is to be considered authoritative. The syllabus and procedural history accompanying an opinion that appear in the Connecticut Law Jour- nal and subsequently in the Connecticut Reports or Connecticut Appellate Reports are copyrighted by the Secretary of the State, State of Connecticut, and may not be reproduced or distributed without the express written permission of the Commission on Official Legal Publications, Judicial Branch, State of Connecticut. ************************************************ Page 0 CONNECTICUT LAW JOURNAL 0, 0

2 ,0 0 Conn. App. 1 Ryder v. JPMorgan Chase Bank, National Assn.

GARY RYDER v. JPMORGAN CHASE BANK, NATIONAL ASSOCIATION (AC 46128) Bright, C. J., and Alvord and Cradle, Js.

Syllabus

The plaintiff appealed from the judgment of the trial court, rendered after a jury trial, for the defendant bank. Following certain litigation over two mortgages on the plaintiff’s property, the parties executed a settle- ment and release agreement and a loan modification agreement. After the defendant commenced a foreclosure action against the plaintiff, claiming that he had defaulted on the modified loan, the plaintiff initiated the underlying action against the defendant, claiming, inter alia, breach of the loan modification agreement and settlement agreement, to which the defendant asserted the special defense of setoff. The jury returned its verdict, pursuant to which it found for the plaintiff on the count of his complaint alleging breach of the settlement agreement, and it awarded damages in the amount of $350,000. The jury also found that the defen- dant had proven that, due to the plaintiff’s ongoing default in his loan obligations, the plaintiff was indebted to the defendant for more than $4 million. The jury subtracted the amount of the indebtedness from the damages award on the interrogatories form. The jury, however, returned a verdict for the plaintiff. Following clarifying instructions from the court, the jury returned a defendant’s verdict on all counts of the complaint consistent with its responses to the interrogatories. The plain- tiff filed various postverdict motions, which the court denied. Held: 1. This court declined to review the plaintiff’s claims that the trial court improperly denied his motions to set aside the verdict and for judgment notwithstanding the verdict as those claims were unpreserved: the plain- tiff never sought to challenge the legal sufficiency of the defendant’s setoff defense by filing a motion to strike in accordance with the rules of practice and failed to distinctly raise his claim that the setoff defense was invalid prior to the submission of the case to the jury; moreover, the plaintiff failed to preserve his claim that the defendant’s material breach of the settlement agreement necessarily discharged his obliga- tions under the loan modification agreement by failing to submit a written request to charge or proposed jury interrogatories on the issue and by agreeing to the submission of interrogatories to the jury that plainly allowed it to find both that the defendant materially breached the settlement agreement and that the plaintiff was indebted to the defendant pursuant to his loan obligations; furthermore, because the plaintiff’s trial counsel neither objected to questions about the debt posed by the defendant’s counsel nor moved to strike the plaintiff’s 0, 0 CONNECTICUT LAW JOURNAL Page 1

0 Conn. App. 1 ,0 3 Ryder v. JPMorgan Chase Bank, National Assn. responses as to the amount of the debt, his claim that the court improp- erly concluded that his testimony as to the amount he owed the defen- dant was a judicial admission was unreviewable. 2. This court declined to review the plaintiff’s unpreserved claim that the trial court improperly precluded him from presenting evidence relevant to the damages he incurred after he transferred title to the property to a trust; the record did not reflect that the plaintiff distinctly raised this claim in opposition to the defendant’s motion in limine seeking to preclude the plaintiff from presenting evidence of such damages or at any other point during the trial. 3. The trial court did not abuse its discretion in denying the plaintiff’s motions to set aside the verdict as inadequate and for additur; because there was a reasonable basis in the evidence for the jury’s verdict and there was no evidence of mistakes or partiality, this court deferred to the jury’s judgment. 4. The plaintiff could not prevail on his claim that the trial court improperly denied his postverdict motion to consolidate the underlying action with the defendant’s related foreclosure action against him: after the defen- dant initiated the foreclosure action, the plaintiff initiated the underlying action instead of asserting his breach of contract claims in a counter- claim in the foreclosure action; moreover, the court properly considered the belated nature of the plaintiff’s motion to consolidate as well as the futility of doing so after a verdict had been returned and after the plaintiff’s motion for a new trial had been denied.

Argued March 12—officially released August 6, 2024

Procedural History

Action to recover damages for, inter alia, breach of contract, and for other relief, brought to the Superior Court in the judicial district of Stamford-Norwalk, and tried to the jury before Clark, J.; verdict for the defen- dant; thereafter, the court Clark, J., denied the plain- tiff’s motions to set aside the verdict, for judgment notwithstanding the verdict, and for additur; judgment for the defendant; subsequently, the court, Genuario, J., denied the plaintiff’s motion to consolidate, and the plaintiff appealed to this court. Affirmed. Ridgely Whitmore Brown, for the appellant (plain- tiff). Brian D. Rich, for the appellee (defendant). Page 2 CONNECTICUT LAW JOURNAL 0, 0

4 ,0 0 Conn. App. 1 Ryder v. JPMorgan Chase Bank, National Assn.

Opinion

BRIGHT, C. J. The plaintiff, Gary Ryder, appeals from the judgment of the trial court, rendered after a jury trial, in favor of the defendant, JPMorgan Chase Bank, National Association. On appeal, the plaintiff claims that the court improperly (1) denied his motions to set aside the jury’s verdict and for judgment notwithstand- ing the verdict ‘‘to the extent that the verdict awarded no damages to the plaintiff,’’ (2) precluded the plaintiff from presenting evidence relevant to the damages incurred after November, 2014, when he transferred title to the property to a trust, (3) denied his motions to set aside the verdict as inadequate and for additur, and (4) denied his postjudgment motion to consolidate the underlying action with the defendant’s related fore- closure action against the plaintiff. We disagree and, accordingly, affirm the judgment of the trial court. The following facts, as the jury reasonably could have found them, and procedural history are relevant to the plaintiff’s claims on appeal.

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Cite This Page — Counsel Stack

Bluebook (online)
227 Conn. App. 114, Counsel Stack Legal Research, https://law.counselstack.com/opinion/ryder-v-jpmorgan-chase-bank-national-assn-connappct-2024.