Ruch v. First National Bank

39 N.W.2d 240, 326 Mich. 52, 1949 Mich. LEXIS 266
CourtMichigan Supreme Court
DecidedOctober 10, 1949
DocketDocket No. 7, Calendar No. 44,407.
StatusPublished
Cited by5 cases

This text of 39 N.W.2d 240 (Ruch v. First National Bank) is published on Counsel Stack Legal Research, covering Michigan Supreme Court primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Ruch v. First National Bank, 39 N.W.2d 240, 326 Mich. 52, 1949 Mich. LEXIS 266 (Mich. 1949).

Opinion

Carr, J.

This case involves the ownership of moneys deposited in the First National Bank of Three Rivers, Michigan, in the sum of $3,396.25, and of certain articles of personal property described in the bill of complaint. Defendant Gladys R. Hansen is the daughter of plaintiff and his only child. Plaintiff’s wife deceased in 1936. During the ensuing-years, and until shortly before the present suit was started, the relations between plaintiff and defendant were cordial. Plaintiff lived with defendant and her husband for some time in the city of Chicago, apparently rendering some services to them, and was not charged for board or room. Loans were made by plaintiff evidenced by obligations payable *55 to himself and defendant. It is a fair conclusion that during such period plaintiff intended that his daughter should eventually receive all of his property. The funds in question here were deposited in a joint savings account in the bank referred to, in the names of plaintiff and defendant, with the ostensible right in either to make withdrawals. Deposits were made from time to time by plaintiff, in part from payments received from others on obligations in terms payable to both parties.

Plaintiff’s bill of complaint in the instant case, as originally filed, alleged the making of the deposit in question, his attempt to withdraw it from the bank, and the refusal on the part of the bank to permit such withdrawal. The proofs indicate that plaintiff did not have the passbook in his possession, and the action of the bank was based on the failure to present it. Subsequently, shortly before the present suit was instituted, plaintiff executed an indemnity bond to the bank reciting that the passbook was supposed to be lost or stolen. Thereupon he was permitted to withdraw the money, which apparently was redeposited in his own name. Defendant notified the bank verbally that she claimed the fund.

As a result of the situation thus created, plaintiff filed suit in November, 1947, asking that he be decreed to be the sole owner of the money on deposit and that the bank be required to pay it to him. By subsequent amendment to the bill of complaint, plaintiff further asked that defendant be required to return to him a refrigerator and other articles of personal property alleged by him to be in her possession, and that she be required to account to him for moneys received by her from the sale at auction of certain personal property belonging to plaintiff. Defendant Hansen filed answer to the amended bill of complaint, asking that the court decree the payment of the funds in question to her, and that relief *56 be denied to plaintiff. The bank also filed answer, admitting the amount of the fund on deposit, and asking that it be permitted to pay the same into court and be. discharged. Pursuant to such request an order was entered authorizing such payment and dismissing the bank as a defendant in the cause.

On the trial of the case defendant contended that the funds in the bank deposit had been given to her by plaintiff, and that with certain exceptions he had also given to her the various articles of personal property sought to be recovered under the amended bill of complaint. Plaintiff denied making any of the gifts claimed by defendant. After listening to the proofs of the parties the trial court determined the principal issues in favor of the defendant and entered a decree declaring her to be the owner of the money in question on deposit in the bank, and further finding that she was indebted to the plaintiff in the sum of $90.70 out of the proceeds of the auction sale before referred to, and that certain Plaviland china dishes in her possession were the property of the plaintiff. It does not appear that there was any dispute as to the items so found in plaintiff’s favor. Prom the decree entered, plaintiff has appealed.

On the trial defendant offered in evidence a promissory note in the sum of $4,000, bearing date November 5,1917, and payable on or before 1 year after date to the order of Aclelia Rockwell, defendant’s grandmother, or of defendant. The note purported to be signed by plaintiff and by Jennie Gr. Ruch, his wife. Another note payable to Mrs. Rockwell in the sum of $800, dated December 8, 1923, and ostensibly signed by Mr. and Mrs. Ruch, was also offered. It was the claim of the defendant that these notes were executed for loans made to plaintiff by Mrs. Rockwell, and that defendant became the owner of all the property that Mrs. Rockwell owned at the *57 time of her death in 1931. Defendant further claimed that she talked with plaintiff concerning the payment of these notes, but that because of their mutual understanding that she eventually would receive all of plaintiff’s property she did not insist upon payment. Defendant contended in her testimony that the deposit in the bank was made in the joint names of herself and her father in order to protect her. She further testified that in May, 1947, plaintiff gave her the passbook at her home in Chicago, stating at the time that it was hers. Defendant was corroborated by the testimony of her witness Gregory T. Piesarch. Plaintiff, testifying as a witness in his own behalf, denied the execution of the notes and asserted that his purported signatures thereon were forgeries. He denied specifically that he had ever borrowed any money from Mrs. Rockwell. The testimony of the handwriting expert corroborated defendant’s testimony as to the genuineness of plaintiff’s signatures. Based on the proofs before him, the trial court came to the conclusion that the notes were not forgeries as claimed by plaintiff.

The notes were first offered in evidence on the cross-examination of the plaintiff, but were not received in evidence at that time because of plaintiff’s claim that he had not signed them. Following the introduction of defendant’s proofs, the record indicates that the parties to the case, and the court, considered the exhibits as in evidence. On behalf of plaintiff it is claimed that the notes were not competent evidence because not pleaded in defendant Hansen’s answer. Such claim appears to be based on the theory that they were in fact offered as evidence of a counterclaim asserted by defendant against plaintiff’s alleged cause of action. Such was not the situation. As before noted, defendant claimed that plaintiff gave her the funds on deposit in the bank; *58 and the notes in question, with the testimony as to the circumstances under which they were executed, were offered for the purpose of showing the relations between the parties and in corroboration of defendant’s claim as to the making of the alleged , gift. In view of the purpose for which they were offered and received, it was unnecessary to refer to the notes in defendant’s pleading in order to render them admissible.

In the course of her testimony defendant Hansen referred to conversations between herself and her grandmother, and also to statements made by her mother. Plaintiff insists that such statements should not have been received in evidence. Insofar as statements by Mrs.

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Cite This Page — Counsel Stack

Bluebook (online)
39 N.W.2d 240, 326 Mich. 52, 1949 Mich. LEXIS 266, Counsel Stack Legal Research, https://law.counselstack.com/opinion/ruch-v-first-national-bank-mich-1949.