Rs v. Frankenmuth Mutual Insurance Company

Michigan Court of Appeals·Decided July 17, 2026·No. 374951·Unpublished

Opinion

If this opinion indicates that it is “FOR PUBLICATION,” it is subject to revision until final publication in the Michigan Appeals Reports.

STATE OF MICHIGAN

COURT OF APPEALS

AMY SERRATOS, as Next Friend to RS, Minor UNPUBLISHED July 17, 2026 Plaintiff-Appellant, 9:44 AM

v No. 374951 Oakland Circuit Court FRANKENMUTH MUTUAL INSURANCE LC No. 2024-206447-NI COMPANY,

Defendant, and

DONNA WALL and GARY WALL,

Defendants-Appellees.

Before: GADOLA, C.J., and BOONSTRA and CAMERON, JJ.

PER CURIAM.

In this negligence action, plaintiff, RS, a minor, through his next friend, Amy Serratos, appeals by right the trial court’s order granting defendants1 Donna and Gary Wall’s motion for summary disposition under MCR 2.116(C)(10). We affirm.

I. PERTINENT FACTS AND PROCEDURAL HISTORY

On November 22, 2022, thirteen-year-old RS was hit by a pickup truck while crossing a street near his school in Waterford. He was walking along a sidewalk parallel to Civic Center Drive, toward the parking lot of a nearby church, where he was to be picked up by his neighbor, Heather Mitchell. At the time, there was a line of cars stopped at a red light in the lane closest to RS. RS saw Mitchell’s car parked in the church’s parking lot, so he decided to “get to the car faster” by cutting across the street instead of using the crosswalk. He walked between two large

1 By stipulation of the parties, plaintiff’s claims against defendant Frankenmuth Mutual Insurance Company were dismissed with prejudice, and Frankenmuth Mutual is not a party to this appeal.

-1- vehicles that were stopped at the light, and then he was struck by the pickup truck driving in the opposite lane of traffic. RS testified that he was “[w]alking at a somewhat fast pace” and that he looked both ways before crossing into the lane of stopped traffic but did not stop before continuing into the opposite lane of traffic. He did not see the oncoming vehicle until he looked to the right just a “split second” before the accident, so he “didn’t really have any time to react.”

The driver’s-side corner of the pickup struck RS on his right side. His head hit the vehicle, and he fell to the ground. RS testified that he lost consciousness for a few seconds, then woke up in the grass on the side of the road nearest to the church, but three other eyewitnesses testified that he stood up and limped out of the road before collapsing on the grass. He was bleeding from his head, wrists, and knees. Paramedics responded to the scene and transported RS to a hospital for treatment. RS testified that he suffered from a concussion, bruised wrists and knees, fluid in his knees, and a fractured tailbone.

Defendant Donna Wall was driving the pickup at the time of the accident; the vehicle was owned by her husband, defendant Gary Wall. Donna testified that she was stopped at a red light on an intersecting road, and she turned left onto Civic Center Drive after her traffic light changed to green. She did not see any traffic in her lane after she completed the turn. She was familiar with driving on Civic Center Drive, and she was aware that school had just ended. She did not know the exact speed limit on Civic Center Drive and did not see any signs posted about the speed limit, but she believed that the speed limit in a school zone was normally 25 miles per hour. She believed that she was driving under that limit—about 15 miles per hour—because she completed her turn at about two miles per hour, and she had only driven straight for about two car-lengths before the accident.

Donna testified that “a young man darted out from between a line of cars that were at the light,” and “[i]t happened too fast for [her] to stop.” Aside from the line of cars stopped at the light on Civic Center Drive, there was nothing else to obstruct her view. She testified that as she was accelerating out of her left turn, she saw RS and slammed on her brakes. The impact dented the hood of the pickup. After the impact, she parked, shut off, and exited the pickup, and she then saw that RS was crawling on the grass. She testified that when she checked to see if he was okay, he told her “I’m sorry. I didn’t see you.”

Watership Township Police Officer Kolton Decker responded to the accident and prepared a crash report. When he arrived, he spoke with RS, who complained of head and leg pain. Officer Decker marked in the crash report that RS was transported to the hospital “with suspected severe injuries.” After speaking with Donna and two eyewitnesses, Melinda Maxwell and Traci Donnelly, he concluded that RS had darted out from between the stopped cars and left Donna no time to stop. He also marked in the crash report that RS had “failed to yield,” meaning that RS was at fault for the accident, but Officer Decker did not issue a citation to RS because of his age. During his investigation, Officer Decker did not hear anyone say that Donna had been speeding at the time of the accident.

On March 27, 2024, plaintiff filed a negligence claim against defendants, alleging that Donna had driven the pickup without reasonable care and caution and that Gary, as the vehicle’s owner, was also liable for damages caused by the negligent operation of the vehicle. The trial court set the deadline for dispositive motions as November 22, 2024. On November 19,

-2- defendants moved for summary disposition under MCR 2.116(C)(10). Attached to the motion were the complaint, excerpts from several depositions, the crash report, and RS’s relevant medical records.2 A hearing on the motion was scheduled for December 18. On December 4, plaintiff filed a request for defendants to produce the vehicle to plaintiff’s expert for an inspection, which was scheduled for December 11.3

Plaintiff’s counsel requested that defendants’ counsel adjourn the hearing on the motion. Meanwhile, on December 11, plaintiff filed a response to defendants’ motion that did not address the merits of the motion. Instead, plaintiff merely stated that the vehicle inspection, which began that day and was expected “to continue in the coming weeks,” was “essential to the Plaintiff’s ability to fully and adequately respond to the Defendant’s Motion.” Plaintiff described defendant’s motion as “premature,” and explained that “it is Plaintiff’s understanding that Defendant is in the process of rescheduling the hearing on this Motion to allow for the completion of the inspection and any related discovery.” Plaintiff requested that the trial court “defer ruling on the Motion” until the inspection was completed. Later that afternoon, defendants’ counsel responded that she was unable to reschedule the hearing. The next day, on December 12, plaintiff filed a second response to defendants’ motion, which more substantively addressed the merits of defendants’ motion, but which again argued that the inspection was a “vital part” of responding to the motion and that the motion was therefore premature.

On December 17, the trial court granted defendants’ motion for summary disposition without a hearing. In its written opinion and order, the trial court mentioned only plaintiff’s first response, not the second. It granted the motion for summary disposition because “the evidence presented indicates Defendant was not negligent” and because plaintiff did not “file a substantive response” and had therefore “fail[ed] to sufficiently present documentary evidence establishing a genuine issue regarding any material fact.” Plaintiff moved for reconsideration. Plaintiff requested that the trial court accept the “supplemental response,” noting that “[t]his supplemental response provided additional details regarding the incomplete inspection and the necessity of further discovery to adequately respond to the motion,” and asked the court to defer ruling on the motion until the inspection was completed.

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Rs v. Frankenmuth Mutual Insurance Company, (Mich. Ct. App. 2026).

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