Royal & Sun Alliance Insurance Limited v. Air General, Inc.

CourtDistrict Court, S.D. Indiana
DecidedDecember 29, 2025
Docket1:24-cv-00390
StatusUnknown

This text of Royal & Sun Alliance Insurance Limited v. Air General, Inc. (Royal & Sun Alliance Insurance Limited v. Air General, Inc.) is published on Counsel Stack Legal Research, covering District Court, S.D. Indiana primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Royal & Sun Alliance Insurance Limited v. Air General, Inc., (S.D. Ind. 2025).

Opinion

UNITED STATES DISTRICT COURT SOUTHERN DISTRICT OF INDIANA INDIANAPOLIS DIVISION

ROYAL & SUN ALLIANCE INSURANCE ) LIMITED, ) ) Plaintiff, ) ) v. ) No. 1:24-cv-00390-SEB-MG ) AIR GENERAL, INC., ) ) Defendant. )

ORDER DENYING PLAINTIFF'S MOTION FOR PARTIAL SUMMARY JUDGMENT

Now before the Court is Plaintiff's Motion for Partial Summary Judgment [Ruling] That the Montreal Convention Does Not Apply to Defendant and Denying All Affirmative Defenses Relying Thereon [Dkt. 38].1 This lawsuit arises out of the loss due to water damage of a shipment of pharmaceutical devices owned by an affiliate of Johnson & Johnson, which shipment was insured by Plaintiff Royal & Sun Alliance Insurance Limited ("Royal & Sun"). United Airlines contracted to perform international carriage by air for Plaintiff's insured cargo and the shipment was allegedly damaged during the time it was under the care of Defendant Air General, Inc. ("Air General"), a cargo handling agent for United Airlines that operates a warehouse located on the grounds of the Indianapolis International Airport. After paying out the insurance claim

1 Also pending before the Court is Plaintiff's Motion for Oral Argument on Pending Motion for Partial Summary Judgment [Dkt. 52]. Because we are able to reach our decision based on the parties' briefing of the matter, Plaintiff's request for oral argument is hereby DENIED. for the damaged shipment, Royal & Sun has brought this action against Air General in subrogation, alleging that Air General breached its contractual obligations when in

storing the pharmaceutical devices they were left uncovered outside of its warehouse, allowing rain to destroy the shipment. Air General maintains that the rights and liabilities of the parties and their agents are governed exclusively by the Montreal Convention for the Unification of Certain Rules for International Carriage by Air 1999 (the "Montreal Convention") such that Royal & Sun's state law causes of action against Air General are all preempted by the

Convention. Royal & Sun seeks summary judgment in its favor on Air General's affirmative defenses based on the Montreal Convention on the grounds that the Convention does not apply to the storage loss at issue. For the reasons detailed below, we DENY Plaintiff's Motion for Partial Summary Judgment. Factual Background

The Parties and the Shipment On July 21, 2022, a shipment of sterilized knee implant devices (the "Shipment") owned by Royal & Sun's insured DePuy Orthopedics Inc. ("DePuy"), a Johnson & Johnson ("J&J") affiliate, arrived at the Indianapolis International Airport after having been transported from London Heathrow Airport pursuant to Master Air Waybill2 No.

2 A "waybill" is "[a] document acknowledging the receipt of goods by a carrier or by the shipper's agent and the contract for the transportation of those goods. A waybill ordinarily records where the goods [are] being sent, how much they are worth, and how much they weigh." Waybill, Black's Law Dictionary (12th ed. 2024). An "air waybill," specifically, is "[a] waybill for transportation of cargo by air," id., and is a non-negotiable form mandated by the International Air Transportation Association. Article 4(1) of the Montreal Convention provides 016-92605586 ("MAWB"), dated July 19, 2022, and issued by Kuehne + Nagel ("K+N") to United Airlines ("United"), an international air carrier. Exh. 2 to Jones Decl. K+N

also issued to DePuy a House Air Waybill ("HAWB") regarding transportation of the Shipment from London Heathrow to Indianapolis International Airport that identified the Shipment as 15 pallets of "surgical instruments." Exh. 1 to Jones Decl. Defendant Air General is a warehouse operator with a storage facility located on the grounds of the Indianapolis International Airport where it stores cargo for various air carriers, including United, that are involved with both domestic and international cargoes.

Air General was hired by United to store the Shipment at its warehouse upon the cargo's arrival in Indianapolis until the Shipment was delivered to Depuy, the co-signee on the air waybill. The Air Waybills and K+N's Terms and Conditions The front side of the MAWB and the HAWB states in relevant part as follows:

Not Negotiable … It is agreed that the goods described herein are accepted in apparent good order and condition (except as noted) for carriage SUBJECT TO THE CONDITIONS OF CONTRACT ON THE REVERSE HEREOF (same applies to Electronic HAWBs) … THE SHIPPER'S ATTENTION IS DRAWN TO THE NOTICE CONCERNING CARRIER'S LIMITATION OF LIABILITY. Shipper may increase such limitation of liability by declaring a higher value for carriage and paying a supplemental charge if required.

Exh. 1 to Jones Decl.; Dkt. 48-3 at 2. The back side of the MAWB and HAWB provides in relevant part as follows:

that "[i]n respect of the carriage of cargo, an air waybill shall be delivered." Montreal Convention art. 4(1). NOTICE CONCERNING CARRIER'S LIMITATION OF LIABILITY

If the carriage involves an ultimate destination or stop in a country other than the country of departure, the Montreal Convention or the Warsaw Convention may be applicable to the liability of the Carrier in respect of loss of, damage or delay to cargo. Carrier's limitation of liability in accordance with those Conventions shall be as set forth in subparagraph 4 unless a higher value is declared.

CONDITIONS OF CONTRACT 1. In this contract and the Notices appearing hereon: CARRIER includes the air carrier issuing this air waybill and all carriers that carry or undertake to carry the cargo or perform any other services related to such carriage. …

2.1 Carriage is subject to the rules relating to liability established by the Warsaw Convention or the Montreal Convention unless such carriage is not "international carriage" as defined by the applicable Conventions.

2.2 To the extent not in conflict with the foregoing, carriage and other related services performed by each Carrier are subject to:

2.2.2 provisions contained in the air waybill, Carrier's conditions of carriage and related rules, regulations and timetables … and applicable tariffs of such Carrier, which are made part hereof ….

Exh. 1 to Jones Decl.; Dkt. 48-3 at 3. The front side of the MAWB and HAWB also provides: GOODS HEREIN ACCEPTED FOR CARRIAGE ARE SUBJECT TO OUR GENERAL CONDITIONS OF CONTRACT. A COPY MAY BE RETRIEVED FROM HOME.KUEHNE-NAGEL.COM/-/SERVICES/AIR- FREIGHT/TERMS-CONDITIONS OR YOUR NEAREST KUENE + NAGEL LOCATION. Exh. 1 to Jones Decl.; Dkt. 48-3 at 2. The K+N terms and conditions (the "K+N T&C"), in turn, provide in relevant part as follows:

These terms and conditions of service constitute a legally binding contract between the "Company" and the "Customer." In the event the Company renders services and issues a document containing Terms and Conditions governing such services, the Terms and Conditions set forth in such other document(s) shall govern those services.

1. Definitions

(a) "Company" shall mean Kuehne & Nagel, Inc., its subsidiaries, related companies, agents and/or representatives;

(b) "Customer" shall mean the person for which the Company is rendering service, as well as its agents and/or representatives, including, but not limited to, shippers, importers, exporters, carriers, secured parties, warehousemen, buyers and/or sellers, shipper's agents, insurers and underwriters, breakbulk agents, consignees, etc. It is the responsibility of the Customer to provide notice and copy(s) of these terms and conditions of service to all such agents or representatives;

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Royal & Sun Alliance Insurance Limited v. Air General, Inc., Counsel Stack Legal Research, https://law.counselstack.com/opinion/royal-sun-alliance-insurance-limited-v-air-general-inc-insd-2025.