Judgment rendered July 16, 2025. Application for rehearing may be filed within the delay allowed by Art. 2166, La. C.C.P.
No. 56,348-CA
COURT OF APPEAL SECOND CIRCUIT STATE OF LOUISIANA
*****
ROMONICA D. MCNEAL Plaintiff-Appellee
versus
JAMES JACKSON Defendant-Appellant CAR CITY LLC
Appealed from the Monroe City Court for the Parish of Ouachita, Louisiana Trial Court No. 2024-CV-01197
Honorable Tammy D. Lee, Judge
JAMES JACKSON In Proper Person, Agent for Car City LLC
ROMONICA D. MCNEAL In Proper Person
Before PITMAN, ROBINSON, and ELLENDER, JJ. ELLENDER, J.
James Jackson, owner of Car City LLC, appeals a judgment of the
Monroe City Court ordering him and Car City to pay the buyer, Romonica
McNeal, a refund of her down payment on a car plus incidental costs. For
the reasons expressed, we amend the judgment to conform to the
documentary proof of the down payment and to cast only Car City in
judgment, not Jackson individually.
THE PARTIES’ ALLEGATIONS
McNeal’s handwritten petition alleged she went to Car City, on
Winnsboro Road in Monroe, and bought a 2010 Camaro, canary yellow,
with 188,000 miles, for $11,800, paying $6,000 down and financing the rest.
The day she bought it, the headlights would not come on; Jackson told her
they would cut on eventually. The next day, when she cranked the car up, it
made all manner of noise and took 10 minutes to start; she then brought it to
a mechanic, who found “so many” diagnostic codes in the transmission and
motor. She then called Jackson, who told her the vehicle just needed a tune-
up and oil change; she brought it in, and Jackson carried it to Ink’s
Firestone, on Breard Street in Monroe, where they did some work on the car
but could not get the lights to work right. For two months she continued
trying to get Jackson to fix the car, but he kept putting her off. Meanwhile,
she lost her job with a trucking company, she asked for her down payment
back, and Jackson refused, so she filed this suit in Monroe City Court.
Jackson, also pro se, answered that McNeal bought the Camaro “as
is,” refusing to buy any warranty, on April 4, 2024. He denied she paid
$6,000 down, and asserted he refused to return her down payment because, under the contract, all deposits were nonrefundable. He felt the car drove
“very good,” and on April 18, 2024, McNeal posted to Facebook a picture of
herself standing in front of the car, bragging on it and saying how much she
loved the car. The problem, Jackson asserted, was that McNeal never made
one single payment on the car, so the lender repossessed it.
TRIAL EVIDENCE
The matter came to trial in Monroe City Court on July 29, 2024. Both
sides were self-represented, often testifying narratively and repetitively.
McNeal testified the sale price of the car was $11,800, she made a
down payment of $5,500, and, after costs, she still owed $8,381.92, which
she financed through Western Funding. From the impassive record, her
testimony is digressive and inconsistent; at various times, she said her down
payment was $5,000, $5,500, or $6,200. She admitted her first note was due
in June, but the car was still in the shop at the time, so she made no payment
and eventually returned the car. She added that Jackson subsequently placed
the same car for sale, on Facebook Marketplace, for $5,500 or $5,000, and
she thought he had sold it by the time of trial. She concluded that she
wanted her $6,000 deposit, a $275 “flag” on her license for failing to return
the tags, and $20 for the fine she paid for lack of registration.
McNeal offered three items of evidence. Ex. P-1, the bundle of
papers she signed when buying the car, includes a “Buyer’s Order” which
lists the down payment as $5,500 and the seller as Car City LLC (not
Jackson personally). Ex. P-2, papers from the Office of Motor Vehicles,
shows that she paid $20.00 to register the car, on April 8, 2024; her
registration and driver’s license were “blocked” because, as of May 20,
2024, she had dropped her liability coverage, with Progressive Paloverde 2 Insurance, and she would owe $275.00 for reinstatement. Ex. P-3, the
receipt from Ink’s Firestone, dated April 8, 2024, lists the customer as Car
City, shows work on the crankshaft, sensor, and spark plugs for a total of
$324.00, and is marked “Paid Cash.” It also bears the handwritten notation,
“Low beams are working properly – high beams are not.”
McNeal’s cousin, Talvin Eleam (Jackson called him a “friend” of
hers), tried to corroborate her testimony. He testified Jackson called McNeal
several times, begging her to make the first payment, so he (Jackson) would
not have to retake the car and refund Western Funding. However, the car
was such a lemon that she refused and returned the car to Car City.
Jackson’s testimony, like McNeal’s, was narrative and inconsistent,
and unreconcilable with McNeal’s. He said the buyer was aware the vehicle
was a sports car, with a “cam” in it, a “bumblebee Camaro,” all souped up;
she posted a picture of herself with the car on April 3, plainly showing the
lights were working. At various times, Jackson said the down payment was
$5,500 or $4,800. He described his financing arrangement with Western
Funding: if a borrower failed to make the first payment, he (Jackson) would
have to take back the car and repay Western Funding its advance (here,
$5,567). He was also out of pocket $1,393 for registration and plates.
Almost every other page of the trial transcript, he called McNeal a “liar” or a
“compulsive liar.”
Jackson also introduced several items of evidence. Ex. D-1 is a
screenshot of McNeal posing in front of the car, at night and with the lights
on; the picture is not dated. Ex. D-4 is a “funding notice” from Western
Funding, undated, but saying Car City’s sale to McNeal was “booked” and
Jackson would be receiving a net check of $5,567.00 within 30 days. Ex. D- 3 5 is a “notice of payment default and reassignment demand” from Western
Funding to Car City, dated May 26, 2024, saying the customer “failed to
tender one (1) payment * * * by the due date in the Contract,” and
demanding that Car City remit to Western Funding the advance plus a fee,
totaling $5,817.00. Ex. D-6 is a copy of Car City’s wire transfer of this
amount to Western Funding, dated May 28, 2024. Ex. D-12 is a screenshot
of McNeal’s Facebook page, April 18, 2024, with a picture of the Camaro
and her message, “Thanks bae /bd/bff 4 my new whip … loving it[.]” Ex.
D-13 is another screenshot from McNeal’s Facebook page, June 22, 2024,
saying, “Please do not purchase anything from this Carlot … he will take
your down payment … and lie to you and say it is A1 … He is a crook and
call himself a God fearing man. * * * u a low down dirty dog[.] * * * Didn’t
no bank repo no car. I told the bank to come get the car before the payment
was due.”1
ACTION OF THE CITY COURT
The City Court ruled from the bench that Jackson was “not telling the
truth.” The court found the sale was April 3, 2024, for a 2010 Chevy
Camaro, mileage 181,878, at a price of $11,800; however, the “book value”
was only $3,600, and it was “crazy” that Jackson would sell a car in this
condition at this price.2 The court initially stated the down payment was
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Judgment rendered July 16, 2025. Application for rehearing may be filed within the delay allowed by Art. 2166, La. C.C.P.
No. 56,348-CA
COURT OF APPEAL SECOND CIRCUIT STATE OF LOUISIANA
*****
ROMONICA D. MCNEAL Plaintiff-Appellee
versus
JAMES JACKSON Defendant-Appellant CAR CITY LLC
Appealed from the Monroe City Court for the Parish of Ouachita, Louisiana Trial Court No. 2024-CV-01197
Honorable Tammy D. Lee, Judge
JAMES JACKSON In Proper Person, Agent for Car City LLC
ROMONICA D. MCNEAL In Proper Person
Before PITMAN, ROBINSON, and ELLENDER, JJ. ELLENDER, J.
James Jackson, owner of Car City LLC, appeals a judgment of the
Monroe City Court ordering him and Car City to pay the buyer, Romonica
McNeal, a refund of her down payment on a car plus incidental costs. For
the reasons expressed, we amend the judgment to conform to the
documentary proof of the down payment and to cast only Car City in
judgment, not Jackson individually.
THE PARTIES’ ALLEGATIONS
McNeal’s handwritten petition alleged she went to Car City, on
Winnsboro Road in Monroe, and bought a 2010 Camaro, canary yellow,
with 188,000 miles, for $11,800, paying $6,000 down and financing the rest.
The day she bought it, the headlights would not come on; Jackson told her
they would cut on eventually. The next day, when she cranked the car up, it
made all manner of noise and took 10 minutes to start; she then brought it to
a mechanic, who found “so many” diagnostic codes in the transmission and
motor. She then called Jackson, who told her the vehicle just needed a tune-
up and oil change; she brought it in, and Jackson carried it to Ink’s
Firestone, on Breard Street in Monroe, where they did some work on the car
but could not get the lights to work right. For two months she continued
trying to get Jackson to fix the car, but he kept putting her off. Meanwhile,
she lost her job with a trucking company, she asked for her down payment
back, and Jackson refused, so she filed this suit in Monroe City Court.
Jackson, also pro se, answered that McNeal bought the Camaro “as
is,” refusing to buy any warranty, on April 4, 2024. He denied she paid
$6,000 down, and asserted he refused to return her down payment because, under the contract, all deposits were nonrefundable. He felt the car drove
“very good,” and on April 18, 2024, McNeal posted to Facebook a picture of
herself standing in front of the car, bragging on it and saying how much she
loved the car. The problem, Jackson asserted, was that McNeal never made
one single payment on the car, so the lender repossessed it.
TRIAL EVIDENCE
The matter came to trial in Monroe City Court on July 29, 2024. Both
sides were self-represented, often testifying narratively and repetitively.
McNeal testified the sale price of the car was $11,800, she made a
down payment of $5,500, and, after costs, she still owed $8,381.92, which
she financed through Western Funding. From the impassive record, her
testimony is digressive and inconsistent; at various times, she said her down
payment was $5,000, $5,500, or $6,200. She admitted her first note was due
in June, but the car was still in the shop at the time, so she made no payment
and eventually returned the car. She added that Jackson subsequently placed
the same car for sale, on Facebook Marketplace, for $5,500 or $5,000, and
she thought he had sold it by the time of trial. She concluded that she
wanted her $6,000 deposit, a $275 “flag” on her license for failing to return
the tags, and $20 for the fine she paid for lack of registration.
McNeal offered three items of evidence. Ex. P-1, the bundle of
papers she signed when buying the car, includes a “Buyer’s Order” which
lists the down payment as $5,500 and the seller as Car City LLC (not
Jackson personally). Ex. P-2, papers from the Office of Motor Vehicles,
shows that she paid $20.00 to register the car, on April 8, 2024; her
registration and driver’s license were “blocked” because, as of May 20,
2024, she had dropped her liability coverage, with Progressive Paloverde 2 Insurance, and she would owe $275.00 for reinstatement. Ex. P-3, the
receipt from Ink’s Firestone, dated April 8, 2024, lists the customer as Car
City, shows work on the crankshaft, sensor, and spark plugs for a total of
$324.00, and is marked “Paid Cash.” It also bears the handwritten notation,
“Low beams are working properly – high beams are not.”
McNeal’s cousin, Talvin Eleam (Jackson called him a “friend” of
hers), tried to corroborate her testimony. He testified Jackson called McNeal
several times, begging her to make the first payment, so he (Jackson) would
not have to retake the car and refund Western Funding. However, the car
was such a lemon that she refused and returned the car to Car City.
Jackson’s testimony, like McNeal’s, was narrative and inconsistent,
and unreconcilable with McNeal’s. He said the buyer was aware the vehicle
was a sports car, with a “cam” in it, a “bumblebee Camaro,” all souped up;
she posted a picture of herself with the car on April 3, plainly showing the
lights were working. At various times, Jackson said the down payment was
$5,500 or $4,800. He described his financing arrangement with Western
Funding: if a borrower failed to make the first payment, he (Jackson) would
have to take back the car and repay Western Funding its advance (here,
$5,567). He was also out of pocket $1,393 for registration and plates.
Almost every other page of the trial transcript, he called McNeal a “liar” or a
“compulsive liar.”
Jackson also introduced several items of evidence. Ex. D-1 is a
screenshot of McNeal posing in front of the car, at night and with the lights
on; the picture is not dated. Ex. D-4 is a “funding notice” from Western
Funding, undated, but saying Car City’s sale to McNeal was “booked” and
Jackson would be receiving a net check of $5,567.00 within 30 days. Ex. D- 3 5 is a “notice of payment default and reassignment demand” from Western
Funding to Car City, dated May 26, 2024, saying the customer “failed to
tender one (1) payment * * * by the due date in the Contract,” and
demanding that Car City remit to Western Funding the advance plus a fee,
totaling $5,817.00. Ex. D-6 is a copy of Car City’s wire transfer of this
amount to Western Funding, dated May 28, 2024. Ex. D-12 is a screenshot
of McNeal’s Facebook page, April 18, 2024, with a picture of the Camaro
and her message, “Thanks bae /bd/bff 4 my new whip … loving it[.]” Ex.
D-13 is another screenshot from McNeal’s Facebook page, June 22, 2024,
saying, “Please do not purchase anything from this Carlot … he will take
your down payment … and lie to you and say it is A1 … He is a crook and
call himself a God fearing man. * * * u a low down dirty dog[.] * * * Didn’t
no bank repo no car. I told the bank to come get the car before the payment
was due.”1
ACTION OF THE CITY COURT
The City Court ruled from the bench that Jackson was “not telling the
truth.” The court found the sale was April 3, 2024, for a 2010 Chevy
Camaro, mileage 181,878, at a price of $11,800; however, the “book value”
was only $3,600, and it was “crazy” that Jackson would sell a car in this
condition at this price.2 The court initially stated the down payment was
$5,500 and rejected Jackson’s testimony that the car was surrendered for
1 Three-dot ellipses are on the original FB post; three-asterisk ellipses are this court’s redaction of the profanity in the post. 2 This court notes that nobody asked the City Court to take judicial notice of the car’s value, nobody offered a copy of NADA, Kelley Blue Book, Edmunds, or any other standard price guide, and nobody had the chance to traverse the City Court’s “finding” as to value. We question whether the value of a used car is “not subject to reasonable dispute” and thus a proper matter for judicial notice, La. C.E. art. 201 (B)(2), but, in light of our resolution of the case, we decline to address this issue. 4 nonpayment; rather, the court found, McNeal returned it because it was a
“lemon.” The court further found Jackson was dishonest in telling McNeal
the car needed only an oil change; the court labeled the whole deal a
“scheme.” The court awarded McNeal damages of (1) $275 for license tags
she never received, (2) $324 for repairs at Ink’s Firestone, (3) $6,000 for the
down payment, and (4) $20 for the duplicate registration.
The clerk of court prepared the judgment, in favor of McNeal and
against “Mr. James Jackson, owner, representing the Defendant herein, Car
City LLC, appearing as a Self-Represented Litigant,” for $6,619.00.
Jackson took this pro se suspensive appeal.
DISCUSSION
We note at the outset that Jackson’s brief does not comply with
URCA 2-12.4 in several particulars – no jurisdictional statement, concise
statement of facts, assignments of errors, list of issues presented, statement
of relevant facts, argument, or conclusion stating the relief sought. In the
interest of justice, this court will read pro se filings indulgently and attempt
to construe a brief as though assignments were properly raised. Greenwood
Cmty. Ctr. v. Calep, 48,737 (La. App. 2 Cir. 1/15/14), 132 So. 3d 470;
Capital One NA v. Walters, 47,157 (La. App. 2 Cir. 6/20/12), 94 So. 3d 972.
We therefore did not reject the brief for noncompliance. However, even
with the leeway or patience extended to a pro se litigant in the form of
liberally construed pleadings, the pro se claimant is required to meet his
burden of proof. Greenwood Cmty. Ctr. v. Calep, supra.
The bulk of Jackson’s brief is a reiteration of his own testimony, a
broadside on McNeal’s credibility, and a general sense that the City Court
got it wrong. The standard of appellate review, recently confirmed in 5 Hayden v. Boutte, 23-00864 (La. 10/25/24), 395 So. 3d 835, is that the
appellate court may not set aside the trial court’s finding in the absence of
manifest error or unless the finding is clearly wrong. “When findings are
based on determinations regarding the credibility of witnesses, the manifest
error-clearly wrong standard demands great deference to the trier of fact’s
findings; for only the factfinder can be aware of the variations in demeanor
and tone of voice that bear so heavily on the listener’s understanding and
belief in what is said.” Id., quoting Rosell v. ESCO, 549 So. 2d 840, 844
(La. 1989).3
Recognizing both witnesses’ credibility issues, we cannot find
manifest error in the City Court’s decision to credit McNeal over Jackson.
His testimony – like his handwritten brief – is defensive and recriminating to
such as degree as to diminish its reliability. The legal underpinning is
redhibition: the seller warrants the buyer against redhibitory defects, or
vices, in the thing sold. La. C.C. art. 2520. The thing sold must be
reasonably fit for its ordinary use. La. C.C. art. 2524. If the seller is unable
or fails to repair, remedy, or correct the defect, he is bound to return the
price to the buyer. La. C.C. art. 2531. On this record, the City Court was
fully justified in finding the Camaro was not reasonably fit for its ordinary
use, Jackson was unable or failed to repair it, McNeal returned it to him, and
Jackson was bound to restore the price. We perceive no manifest error in the
court’s general finding.
3 We acknowledge the vivid, nearly eidetic formulation in a federal case cited by McNeal in brief: “To be clearly erroneous, a decision must strike us as more than just maybe or probably wrong; it must, as one member of this court recently stated during oral argument, strike us as wrong with the force of a five-week old, unrefrigerated dead fish.” Parts & Elec. Motors Inc. v. Sterling Elec. Inc., 866 F. 2d 228, 233 (7 Cir. 1988), cert. denied, 493 U.S. 847, 110 S. Ct. 141, 104 L. Ed. 2d 100 (1989). 6 There is, however, an important corollary to the manifest error rule:
when, among other things, documents or objective evidence contradict a
witness’s story to such an extent that a reasonable factfinder would not
credit the story, the appellate court “may find manifest error or clear
wrongness even in a finding purportedly based on a credibility
determination.” Jones v. Market Basket Stores Inc., 22-00841 (La. 3/17/23),
359 So. 3d 452, citing Rosell v. ESCO, supra. On close review, we find two
such errors in the judgment.
First is the amount of the down payment. The testimony was all over
the board, with McNeal stating it variously between $5,000 and $6,200,
Jackson between $4,800 and $5,500, and the City Court initially stating
$5,500. The Buyer’s Order, introduced in evidence as both Ex. P-1 and Ex.
D-11, states $5,500. The parties’ unreliable recollections of other amounts
simply do not alter this. The City Court was plainly wrong to award any
other amount. The judgment will be amended to this effect.
Second is the identity of the seller. The judgment ambiguously refers
to “Mr. James Jackson, owner, representing the Defendant herein, Car City
LLC, appearing as a Self-Represented Litigant.” The documents in evidence,
uniformly and consistently, list the seller as Car City LLC, not Jackson. No
member, manager, employee, or agent of a limited liability company is
liable in such capacity for a debt, obligation, or liability of the limited
liability company. La. R.S. 12:1230 (B). While the City Court labeled the
transaction a “scheme” and “fraudulent,” it did not find “fraud practiced
upon” the buyer sufficient to hold the member, manager, employee, or agent
personally liable. La. R.S. 12:1230 (D). The decree will be amended to cast
only Car City LLC in judgment. 7 CONCLUSION
For the reasons expressed, we amend the judgment to state as follows:
IT IS HEREBY ORDERED, ADJUDGED, AND DECREED that there be judgment herein in favor of the plaintiff, ROMONICA D. McNEAL, and against the defendant, CAR CITY LLC, in the amount of Six Thousand, One hundred Nineteen dollars and 00/100 ($6,119.00), together with judicial interest thereon from June 10, 2024, until paid.
Appellate costs are to be paid one-half by Car City LLC and one-half
by Romonica McNeal.
JUDGMENT AMENDED.