Rodriguez v. Banco Central

CourtCourt of Appeals for the First Circuit
DecidedApril 5, 1993
Docket91-2220
StatusPublished

This text of Rodriguez v. Banco Central (Rodriguez v. Banco Central) is published on Counsel Stack Legal Research, covering Court of Appeals for the First Circuit primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Rodriguez v. Banco Central, (1st Cir. 1993).

Opinion

UNITED STATES COURT OF APPEALS FOR THE FIRST CIRCUIT

No. 91-2220

RAUL F. RODRIGUEZ, ET AL., Plaintiffs, Appellants,

v.

BANCO CENTRAL CORPORATION, ET AL., Defendants, Appellees.

ERRATA SHEET

The opinion of this Court issued on March 30, 1993 is amended as follows:

On page 4, line 1: "finansite" should be "site".

March 30, 1993 UNITED STATES COURT OF APPEALS FOR THE FIRST CIRCUIT

RAUL F. RODRIGUEZ, ET AL.,

Plaintiffs, Appellants,

BANCO CENTRAL CORPORATION, ET AL.,

Defendants, Appellees.

APPEAL FROM THE UNITED STATES DISTRICT COURT

FOR THE DISTRICT OF PUERTO RICO

[Hon. Jose Antonio Fuste, U.S. District Judge]

Before

Breyer, Chief Judge,

Aldrich, Senior Circuit Judge,

and Boudin, Circuit Judge.

Harry E. Woods with whom Fernando L. Gallardo was on brief for

appellant. James G. McLaughlin Torres with whom Luis Sanchez-Betances,

Ivonne Cruz-Serrano, and Luis A. Melendez-Albizu were on brief for

appellee.

March 30, 1993

BOUDIN, Circuit Judge. In the district court, 152

buyers of lots of undeveloped real estate in Florida charged

the real estate company, the bank that financed the company,

and certain individuals with securities fraud under RICO, 18

U.S.C. 1962(c).1 Describing their land sale contracts as

"securities," the buyers claimed that their purchases were

induced by false representations that the land was suitable

for home sites and that the surrounding areas would develop

into a thriving community. In fact, the property turned out

to be worthless swamp land unfit for development. After a

lengthy jury trial, the district court directed a verdict for

the defendants, ruling that the land sale contracts were not

securities. The buyers appeal. We affirm the district

court.

I. BACKGROUND

The underlying facts, viewing the evidence in the light

most favorable to the buyers, can be briefly stated. The

buyers, most of whom are residents of Puerto Rico, acquired

their lots in Florida beginning in the early 1970's after

being approached by the real estate company's sales

representatives. During these meetings, the prospective

1RICO is the Racketeering Influenced and Corrupt Organizations chapter of the Organized Crime Control Act of 1970, 18 U.S.C. 1961-68. The real estate company was J.C. Investments, Inc. The original financing was by Banco Economias and a group of investors. Banco Central succeeded Banco Economias.

-2-

buyers were offered the opportunity to purchase subdivided

lots in an undeveloped site that would eventually, they were

told, include roads, schools, churches, stores and elaborate

recreational facilities. The project was touted as an

excellent investment due not only to prospective development,

but also to its close proximity to Disney World. These oral

assurances were bolstered by promotional brochures depicting

sporting activities at nearby locations and other literature

informing buyers of the development's progress.

A cautionary statement, written in small print in one of

the promotional brochures, advised that the development was

"not a homesite offering." Another pamphlet warned that

"[i]mprovements such as roads and drainage are not presently

on the property and are not contemplated." Yet another

warning, this one prominently featured in a Florida Land

Sales Board Offering Statement and included as well in a

brochure, advised buyers that the property was not usable for

building purposes, that the seller neither promised nor

contemplated any improvements, and that 35% of the land was

"marshy or swampy" and subject to flooding.

Most buyers did not read these warnings and those who

did were often told that the warnings were standard

boilerplate required for all Florida land sales. Another

response was that the swampy sites would be drained and the

water diverted to form ponds and lakes. The buyers,

-3-

according to their testimony, were assured that their land

could be used as a home site or for any other purpose.

Several chose their lots from a map which divided the

development into "residential" and "commercial" sections.

The vast majority of buyers, many of whom hoped to retire to

Florida, purchased their lots with the intention of building

a home. According to their testimony, only a few were

concerned solely with the re-sale value of their property and

had no intention of residing on or developing the lots

themselves.

The projected improvements were not made. The buyers

eventually learned, some through a local newspaper, that they

were the owners of swamp land worth a fraction of the

purchase price. At trial, the buyers produced experts who

testified that, as a result of zoning restrictions applicable

to flood-prone areas, few of the lots could be built on

legally. The experts said that, even absent the

restrictions, the area was physically unsuitable for any

broad-scale development.

On August 2, 1982, the buyers brought suit in the

district court, making claims against the real estate

company, the financing bank, and a number of individuals.

The complaint asserted claims under the Interstate Land Sales

Full Disclosure Act, 15 U.S.C. 1701 et seq., the

Securities Exchange Act, section 10(b), 15 U.S.C. 78j(b),

-4-

and RICO, 18 U.S.C. 1962(a) (use of racketeering derived

income). Much time was consumed with class action disputes,

discovery, statute of limitations issues, and various

attempts to amend the complaint. Eventually, the district

court in November 1989 dismissed all these claims but allowed

the buyers to amend in order to allege a RICO claim charging

securities fraud as predicate acts.2 Rodriquez v. Banco

Central, 727 F. Supp. 759 (D.P.R. 1989), aff'd in part and

vacated in part, 917 F.2d 664 (1st Cir. 1990).

On January 25, 1990, the district court refused to

dismiss the new RICO claim based on predicate acts of

securities fraud introduced by the new amended complaint. At

the same time the court declined to allow the buyers to

allege mail fraud under RICO. The distinction, the district

court explained, was that securities fraud had been an issue

in some form from the outset;3 mail fraud, in the court's

view, had not been alleged until after seven years of

litigation, including extensive discovery.

Trial commenced on August 5, 1991, and concluded on

September 24, 1991. The evidence submitted has already been

2The Land Sales Act and Securities Exchange Act claims were dismissed on statute of limitations grounds. The RICO claim under 1962(a), charging use of racketeering derived income, was dismissed for lack of standing.

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