Rodolfo Espinosa Lua and Anel Lua v. Capital Plus Financial, LLC

CourtCourt of Appeals of Texas
DecidedMay 26, 2022
Docket05-19-01227-CV
StatusPublished

This text of Rodolfo Espinosa Lua and Anel Lua v. Capital Plus Financial, LLC (Rodolfo Espinosa Lua and Anel Lua v. Capital Plus Financial, LLC) is published on Counsel Stack Legal Research, covering Court of Appeals of Texas primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Rodolfo Espinosa Lua and Anel Lua v. Capital Plus Financial, LLC, (Tex. Ct. App. 2022).

Opinion

Affirmed and Opinion Filed May 26, 2022

In The Court of Appeals Fifth District of Texas at Dallas No. 05-19-01227-CV

RODOLFO ESPINOSA LUA AND ANEL LUA, Appellants V. CAPITAL PLUS FINANCIAL, LLC, Appellee

On Appeal from the County Court at Law No. 3 Dallas County, Texas Trial Court Cause No. CC-19-02051-C

OPINION Before Justices Osborne, Pedersen, III, and Nowell Opinion by Justice Osborne Rodolfo Espinoza Lua and Anel Lua appeal the trial court’s final judgment in

a forcible-detainer action in favor of Capital Plus Financial, LLC. The Luas raise

five issues on appeal arguing the county court erred because: (1) the presuit notice

to vacate was defective; (2) defects in the foreclosure sale deprived Capital Plus of

standing to pursue its claim for possession; and (3)–(5) (a) the trial court abused its

discretion when it admitted Capital Plus’s evidence and (b) Capital Plus offered no

evidence to show (i) the trustee’s deed is entitled to a presumption of validity so it

cannot be considered as evidence of Capital Plus’s superior right to possession,

(ii) its ownership of the property, or privity with the Luas which would allow Capital Plus to use the deed’s tenancy-at-sufferance clause to dispossess them of the

property, and (iii) the Luas’ continued occupancy of the subject property. The

county court’s judgment is affirmed.

I. FACTUAL AND PROCEDURAL BACKGROUND On February 28, 2017, the Luas executed a deed of trust to secure payment of

an extension of credit concerning real property. The security agreement provided

that, in the event of default, the lender could require immediate repayment of all

sums under the terms of the loan and invoke the power of sale. It also authorized

the foreclosure sale of the property to the highest bidder and permitted purchase of

the property by the lender or its designee. In addition, the security instrument stated

that, if the property was sold at a foreclosure sale, the Luas would immediately

surrender the property to the purchaser. However, if the Luas did not surrender

possession, they would become tenants at sufferance and could be removed by writ

of possession or other court proceeding.

The Luas defaulted, and the mortgage servicer initiated foreclosure

proceedings. On December 4, 2018, Capital Plus acquired the property at a non-

judicial foreclosure sale. On February 5, 2019, through its legal counsel, Capital

Plus sent written notice to vacate and demand for possession of the property to the

Luas.

Capital Plus filed an original petition for eviction in justice court (trial court

cause no. JE-1900284E). After a bench trial, the justice court signed a judgment in

–2– favor of Capital Plus for possession of the property and noted that the Luas had failed

to answer or deny the suit. The Luas appealed the justice court’s judgment to the

county court (trial court cause no. CC-19-02051-A) for a trial de novo.1

During a bench trial before the county court, Capital Plus offered three

exhibits to support its claim for possession: (1) a trustee’s deed documenting Capital

Plus’s purchase of the property at a foreclosure sale and the transfer of the deed of

trust to Capital Plus; (2) a notice to vacate addressed to the Luas and dated February

5, 2019, sent by Capital Plus’s legal counsel; and (3) a deed of trust documenting

the security interest. These documents were admitted into evidence without

objection. The county court judge rendered judgment in favor of Capital Plus and

signed written findings of fact and conclusions of law.

II. PRESUIT DEMAND

In issue one, the Luas argue the presuit notice to vacate was defective. They

contend that under the language of the statute, only Capital Plus could have properly

sent them the notice and the actions of Capital Plus’s attorney do not suffice. The

Luas maintain that Texas Property Code §§ 24.002(b) and 24.005 limit the types of

parties who may send the notice to vacate. As a result, they argue that only a demand

sent by Capital Plus would be sufficient.

1 See TEX. R. CIV. P. 510.10(c). –3– A. Applicable Law

In a suit involving a tenant at will or tenant by sufferance, § 24.005(b) requires

the plaintiff to give the tenant written notice to vacate three days before the plaintiff

files a forcible-detainer suit unless the parties contracted for a different notice period.

TEX. PROP. CODE ANN. § 24.005(b); see also Howard v. U.S. Bank Nat’l Ass’n as

Trustee of OWS REMIC Tr. 2013-1, No. 05-19-00315-CV, 2020 WL 3786215, at *2

(Tex. App.—Dallas July 7, 2020, pet. denied) (mem. op.). The demand for

possession must be made in writing by a person entitled to possession of the

property. PROP. § 24.002(b); see also Howard, 2020 WL 3786215, at *2. The Texas

Property Code does not forbid a corporation or other business entity from using an

agent to deliver demand for possession. Howard, 2020 WL 3786215, at *2. This

sort of agency arrangement is approved and contemplated by the governing rules for

this type of suit, which recognize that “in an eviction case,” a corporation may “be

represented by a property manager or other authorized agent.” TEX. R. CIV. P.

500.4(b)(2); see also Howard, 2020 WL 3786215, at *2. Written demand for

possession by a corporation’s or business entity’s property manager or other

authorized agent is sufficient to satisfy the requirement in § 24.005 of the Texas

Property Code that the demand for possession be made in writing by a person entitled

to possession of the property. Howard, 2020 WL 3786215, at *2.

–4– B. Application of the Law to the Facts

We construe the Luas’ argument to challenge the following finding of fact

made by the county court:

8. The [county] [c]ourt f[inds] that the notice requirements under the Property Code were met by [Capital Plus] by sending the 3[- ]day letter dated February 5, 2019 to the [Luas] prior to [Capital Plus] filing the eviction suit, and the [county] [c]ourt admitted said letter into evidence without objection.

Also, we construe the Luas’ argument to challenge the following conclusions of law

by the county court:

7. The [county court] applied Texas Property Code [§] 24.005.

8. The [county court] applied Texas Property Code [§] 24.002.

The Luas do not contend that they did not receive a notice to vacate or deny

that they refused to vacate the premises. Rather, they claim that the notice to vacate

was inadequate under the statute because it was sent by Capital Plus’s attorney. The

record shows that the notice to vacate was sent by a law firm representing Capital

Plus. This sort of agency arrangement is approved and contemplated by the

governing rules for this type of suit, which recognize that “in an eviction case,” a

corporation may “be represented by a property manager or other authorized agent.”

TEX. R. CIV. P. 500.4(b)(2); see also Howard, 2020 WL 3786215, at *2. Here, the

law firm stated in the demand that it was representing Capital Plus. We considered—

and rejected—this identical argument in Howard, 2020 WL 3786215, at *2.

–5– Accordingly, we conclude that Capital Plus acted properly through its law firm in

sending the presuit demand.

The Luas also argue that the foreclosure sale was void because the foreclosure

violated a temporary restraining order (TRO). This argument fails because: (1) the

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Rodolfo Espinosa Lua and Anel Lua v. Capital Plus Financial, LLC, Counsel Stack Legal Research, https://law.counselstack.com/opinion/rodolfo-espinosa-lua-and-anel-lua-v-capital-plus-financial-llc-texapp-2022.