Robinson v. BMO Harris Bank NA

CourtDistrict Court, D. Arizona
DecidedJanuary 12, 2024
Docket2:23-cv-02334
StatusUnknown

This text of Robinson v. BMO Harris Bank NA (Robinson v. BMO Harris Bank NA) is published on Counsel Stack Legal Research, covering District Court, D. Arizona primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Robinson v. BMO Harris Bank NA, (D. Ariz. 2024).

Opinion

1 WO 2 3 4 5 6 IN THE UNITED STATES DISTRICT COURT 7 FOR THE DISTRICT OF ARIZONA

9 Barbara Stuart Robinson, No. CV-23-02334-PHX-DJH

10 Plaintiff, ORDER

11 v.

12 BMO Bank NA,

13 Defendant. 14 15 Plaintiff Barbara Stuart Robinson (“Plaintiff”) has filed an Application to Proceed 16 in District Court Without Prepaying Fees or Cost (Doc. 2). Upon review, Plaintiff’s 17 Application, signed under penalty of perjury, indicates that she is financially unable to pay 18 the filing fee. The Court will grant Plaintiff’s Application and allow her to proceed 19 in forma pauperis (“IFP”). Pursuant to 28 U.S.C. § 1915(e)(2), the Court will proceed to 20 screen Plaintiff’s Complaint (Doc. 1).1 21 I. Legal Standard 22 The determination that Plaintiff may proceed IFP does not end the inquiry under 23 28 U.S.C. § 1915. When a party has been granted IFP status, the Court must review the 24 complaint to determine whether the action: 25 (i) is frivolous or malicious; 26 (ii) fails to state a claim on which relief may be granted; or 27 (iii) seeks monetary relief against a defendant who is immune from such relief. 28 1 Plaintiff has also filed a Declaration (Doc. 7) in support of her Complaint. 1 See 28 U.S.C. § 1915(e)(2)(B).2 In conducting this review, “section 1915(e) not only 2 permits but requires a district court to dismiss an [IFP] complaint that fails to state a claim.” 3 Lopez v. Smith, 203 F.3d 1122, 1127 (9th Cir. 2000) (citation omitted). Rule 8(a) of the 4 Federal Rules of Civil Procedure requires that: 5 A pleading which sets forth a claim for relief, whether an original claim, 6 counter-claim, cross-claim, or third-party claim, shall contain (1) a short and plain statement of the grounds upon which the court’s jurisdiction depends, 7 unless the court already has jurisdiction and the claim needs no new grounds 8 of jurisdiction to support it, (2) a short and plain statement of the claim showing that the pleader is entitled to relief, and (3) a demand for judgment 9 for the relief the pleader seeks. Relief in the alternative or of several different 10 types may be demanded. 11 Fed. R. Civ. P. 8(a). While Rule 8 does not demand detailed factual allegations, “it 12 demands more than an unadorned, the defendant-unlawfully-harmed-me accusation.” 13 Ashcroft v. Iqbal, 556 U.S. 662, 678 (2009).3 “Threadbare recitals of the elements of a 14 cause of action, supported by mere conclusory statements, do not suffice.” Id. A complaint 15 “must contain sufficient factual matter, accepted as true, to state a claim to relief that is 16 plausible on its face.” Id. (quoting Bell Atlantic Corp. v. Twombly, 550 U.S. 544, 570 17 (2007)). A claim is plausible “when the plaintiff pleads factual content that allows the 18 court to draw the reasonable inference that the defendant is liable for the misconduct 19 alleged.” Id. (citing Twombly, 550 U.S. at 556). A complaint that provides “labels and 20 conclusions” or “a formulaic recitation of the elements of a cause of action will not do.” 21

22 2 “While much of § 1915 outlines how prisoners can file proceedings in forma pauperis, §1915(e) applies to all in forma pauperis proceedings, not just those filed by prisoners.” 23 Long v. Maricopa Cmty. College Dist., 2012 WL 588965, at *1 (D. Ariz. Feb. 22, 2012) (citing Lopez v. Smith, 203 F.3d 1122, 1126 n. 7 (9th Cir. 2000) (“[S]ection 1915(e) applies 24 to all in forma pauperis complaints[.]”); see also Calhoun v. Stahl, 254 F.3d 845 (9th Cir. 2001) (“[T]he provisions of 28 U.S.C. § 1915(e)(2)(B) are not limited to prisoners.”) 25 (citation omitted). Therefore, section 1915 applies to this non-prisoner IFP complaint.

26 3 “Although the Iqbal Court was addressing pleading standards in the context of a Rule 12(b)(6) motion, the Court finds that those standards also apply in the initial screening of 27 a complaint pursuant to 28 U.S.C. §§ 1915(e)(2) and 1915A since Iqbal discusses the 28 general pleading standards of Rule 8, which apply in all civil actions.” McLemore v. Dennis Dillon Automotive Group, Inc., 2013 WL 97767, at *2 n. 1 (D. Idaho Jan. 8, 2013). 1 Twombly, 550 U.S. at 555. Nor will a complaint suffice if it presents nothing more than 2 “naked assertions” without “further factual enhancement.” Id. at 557. 3 The Court must accept all well-pleaded factual allegations as true and interpret the 4 facts in the light most favorable to the plaintiff. Shwarz v. United States, 234 F.3d 428, 5 435 (9th Cir. 2000). That rule does not apply, however, to legal conclusions. Iqbal, 556 6 U.S. at 678. The Court is mindful that it must “construe pro se filings liberally when 7 evaluating them under Iqbal.” Jackson v. Barnes, 749 F.3d 755, 763–64 (9th Cir. 2014) 8 (quoting Hebbe v. Pliler, 627 F.3d 338, 342 (9th Cir. 2010)). 9 II. Statutory Screening 10 Plaintiff has filed suit against Defendant BMO Bank NA (“BMO Bank”). Plaintiff 11 alleges that, after she asked BMO Bank about pending funds that never posted to her 12 account, BMO Bank retaliated against her when it “intentionally withheld [her] pending 13 funds that [were] refunded by merchant due to BMO Bank[‘s] malicious motives and intent 14 the control the customer FDIC4 inquiry to post available funds.” (Doc. 1 at 6). Plaintiff 15 characterizes her claim as one for “unconstitutional retaliation of FDIC insurer and 16 customer rights, on violation of individual rights protected under the Ninth Amendment.” 17 (Id. at 7). For relief, Plaintiff seeks $36,000 compensation for her pain, suffering, and 18 emotional distress caused after BMO Bank withheld the pending funds. (Id. at 4–5, 7). 19 Plaintiff also seeks punitive damages. (Id. at 7). 20 Plaintiff seeks to invoke this Court’s federal question jurisdiction by asserting 21 BMO Bank violated her constitutional rights under the Ninth Amendment. (Id. at 3). The 22 Court will liberally construe Plaintiff’s claims as brought under 42 U.S.C. § 1983, which 23 creates a private right of action for a plaintiff to assert a violation of their federal 24 constitutional rights. To state a Section 1983 claim, a plaintiff must allege both (1) “the 25 deprivation of a right secured by the federal Constitution or statutory law,” and (2) “that 26 the deprivation was committed by a person acting under color of state law.” Anderson v. 27 Warner,

Related

West v. Atkins
487 U.S. 42 (Supreme Court, 1988)
Bell Atlantic Corp. v. Twombly
550 U.S. 544 (Supreme Court, 2007)
Ashcroft v. Iqbal
556 U.S. 662 (Supreme Court, 2009)
Hebbe v. Pliler
627 F.3d 338 (Ninth Circuit, 2010)
Michael Henry Ferdik v. Joe Bonzelet, Sheriff
963 F.2d 1258 (Ninth Circuit, 1992)
Jesse J. Calhoun v. Donald N. Stahl James Brazelton
254 F.3d 845 (Ninth Circuit, 2001)
Michael Lacey v. Joseph Arpaio
693 F.3d 896 (Ninth Circuit, 2012)
Frederick Jackson v. Michael Barnes
749 F.3d 755 (Ninth Circuit, 2014)
McHenry v. Renne
84 F.3d 1172 (Ninth Circuit, 1996)
Lopez v. Smith
203 F.3d 1122 (Ninth Circuit, 2000)
Shwarz v. United States
234 F.3d 428 (Ninth Circuit, 2000)
Strandberg v. City of Helena
791 F.2d 744 (Ninth Circuit, 1986)

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