Ringo v. Garrison Property and Casualty Insurance Company

CourtDistrict Court, D. Nevada
DecidedJune 30, 2025
Docket2:24-cv-00013
StatusUnknown

This text of Ringo v. Garrison Property and Casualty Insurance Company (Ringo v. Garrison Property and Casualty Insurance Company) is published on Counsel Stack Legal Research, covering District Court, D. Nevada primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Ringo v. Garrison Property and Casualty Insurance Company, (D. Nev. 2025).

Opinion

1 UNITED STATES DISTRICT COURT

2 DISTRICT OF NEVADA

3 * * *

4 HEATHER RINGO, Case No. 2:24-cv-00013-JAD-EJY

5 Plaintiff, ORDER 6 v.

7 GARRISON PROPERTY AND CASUALTY INSURANCE COMPANY, et al., 8 Defendants. 9

10 I. Background 11 Pending before the Court is Plaintiff’s Motion to Strike Defendant’s Seventh Supplemental 12 F.R.C.P. 26(a)(1) Disclosures (the “Disclosure” or “Disclosures”), filed on March 6, 2025. ECF No. 13 42.1 There is no dispute that Defendant’s Disclosures were “submitted” to Plaintiff on January 17, 14 2025 (ECF No. 42 at 3), and, at that time, discovery did not close until April 7, 2025. ECF No. 35. 15 There is also no dispute that less than two weeks later—that is, on January 30, 2025—the parties 16 stipulated to extend discovery to June 6, 2025 (ECF No. 37), which provided Plaintiff with close to 17 five months of discovery after the documents produced by Defendant were received by Plaintiff. 18 Plaintiff nonetheless argues the disclosures were so late that they must be struck. 19 II. Discussion 20 Rule 26 of the Federal Rules of Civil Procedure requires parties to promptly disclose the 21 identity of each witness and document or other exhibit it intends to present at trial. Fed. R. Civ. P. 22 26(a)(3)(A). Documents and witnesses not disclosed as required by Rule 26 are precluded from use 23 as evidence in support of motions, hearings, or a trial “unless the failure was substantially justified 24 or is harmless.” Fed. R. Civ. P. 37(c)(1); Yeti by Molly, Ltd. v. Deckers Outdoor Corp., 259 F.3d 25 1101, 1106 (9th Cir. 2001); R & R Sails, Inc. v. Insurance Co. of Pennsylvania, 673 F.3d 1240, 1246 26 (9th Cir. 2012). When assessing whether a violation of Rule 26(a)(3)(A) is substantially justified or 27 harmless, the Court considers: “(1) prejudice or surprise to the party against whom the evidence is 1 offered; (2) the ability of that party to cure the prejudice; (3) the likelihood of disruption of the trial; 2 and (4) bad faith or willfulness involved in not timely disclosing the evidence.” Ruiz v. Walmart 3 Inc., Case No. CV 20-01129-RAO, 2021 WL 4796960, at *3 (C.D. Cal. Apr. 27, 2021), quoting 4 Lanard Toys Ltd. v. Novelty, Inc., 375 Fed.Appx. 705, 713 (9th Cir. 2010) (citing David v. 5 Caterpillar, Inc., 324 F.3d 851, 857 (7th Cir. 2003)). See also Monroe v. Davis, Case No. 2:13-CV- 6 00863-GMN-NJK, 2014 WL 3845121, at *2 (D. Nev. Aug. 4, 2014). The non-compliant party has 7 the burden to show that its discovery error was substantially justified or harmless. Marquez v. 8 Okuma America Corp., Case No. 2:20-cv-11120-JVS (JPRx), 2022 WL 2062328, at *2 (C.D. Cal. 9 May 4, 2022) (citing R&R Sails, Inc., 673 F.3d at 1246; Yeti by Molly, Ltd., 259 F.3d at1107. 10 Importantly, as indicated by the language of Rule 37, the exclusion sanction under Rule 11 37(c)(1) is not mandatory. Rago v. Select Comfort Retail Corp., Case No. ED CV 19-2291-FMO 12 (SPx), 2020 WL 8611033, at *4 (C.D. Cal. Dec. 9, 2020). The decision to exclude evidence is 13 discretionary, and district courts are granted “particularly wide latitude” to issue sanctions under 14 Rule 37(c)(1). Id., citing Ollier v. Sweetwater Union High Sch. Dist., 768 F.3d 843, 859 (9th Cir. 15 2014); see also Cortez v. Chipotle Mexican Grill, Case No. CV 17-4787-GW (JPRx), 2018 WL 16 6017033, at **13-14 (C.D. Cal. May 7, 2018) (ordering additional discovery to be conducted instead 17 of Rule 37(c)(1) sanctions because the late disclosure was not so harmful as to justify exclusion of 18 these documents at trial). Indeed, Rule 37(c)(1) states: “In addition to or instead of … [the exclusion] 19 sanction, the court, on motion and after giving an opportunity to be heard (A) may order payment of 20 the reasonable expenses, including attorney’s fees, caused by the failure; (B) may inform the jury of 21 the party’s failure; and (C) may impose other appropriate sanctions, including any of the orders listed 22 in Rule 37(b)(2)(A)(i)—(vi).” 23 Plaintiff contends Defendant unnecessarily and prejudicially delayed producing documents 24 until January 17, 2025. At the risk of redundancy, the Court notes that Defendant’s January 2025 25 Disclosure was close to three months before the close of discovery on April 7, 2025, and close to 26 five months before the close of discovery once the stipulation to which the parties agreed on January 27 30, 2025 was granted. ECF Nos. 37, 38. These undisputed facts undermine Plaintiff’s contention 1 the ability to cure any disadvantage Plaintiff may claim, there is no disruption to a trial, and there is 2 no evidence of bad faith. 3 Defendant explains that its February 5, 2024 initial disclosure referenced the AIS documents 4 produced in January 2025, including the social media investigation and nurses report to which 5 Plaintiff refers. ECF No. 53 at 4 n.19 citing ECF No. 42-6 at 3 (providing a long list of Bates 6 stamped documents including, but not limited to, the statement that “Garrison provided Plaintiff with 7 the AIS review of billing records at Garrison_Ringo_000559-564”). Defendant also explains it 8 produced the entire AIS file in response to Plaintiff’s discovery request, the at-issue nurse review 9 was performed through AIS and was, therefore, in the AIS file, and the medical and social media 10 canvas were not in the claims file for reasons explained by claims adjuster Mary Kilpatrick at her 11 January 13, 2025 deposition. ECF No. 42-5 at 3. 12 Further, while Plaintiff propounded her first set of Requests for Production on April 2, 2024, 13 and responses were provided on May 29, 2024, Plaintiff admits she did not hold a meet and confer 14 regarding alleged incomplete responses until September 11, 2024—approximately three and one- 15 half months later. ECF No. 54 at 6. Defendant then supplemented its disclosures approximately 16 four months later on January 17, 2025. Id. The Court finds both parties engaged in some delay, but 17 any prejudice that may have attached to that delay was ameliorated through cooperation leading to 18 an extension of discovery. 19 Plaintiff mentions the expert disclosure deadline of April 4, 2025 (ECF No. 42 at 4); however, 20 this was more than two full months after Defendant’s Disclosures. Plaintiff does not state her expert 21 was prohibited from issuing a full report or was otherwise in some way impeded from performing 22 the work for which he/she was engaged. See id., generally. Moreover, Defendant is willing to 23 produce its two claims adjusters for second depositions and has offered an additional extension of 24 discovery to accommodate any other discovery Plaintiff believes is necessary. ECF No. 53 at 12.2 25 26

27 2 The Court finds Plaintiff’s reliance on Liberty Ins. Corp. v. Brodeur, 41 F.4th 1185 (9th Cir.

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Related

Lanard Toys Limited v. Novelty, Inc.
375 F. App'x 705 (Ninth Circuit, 2010)
R & R Sails, Inc. v. Insurance Co. of Pennsylvania
673 F.3d 1240 (Ninth Circuit, 2012)
Lori David v. Caterpillar, Incorporated
324 F.3d 851 (Seventh Circuit, 2003)
Veronica Ollier v. Sweetwater Union High School
768 F.3d 843 (Ninth Circuit, 2014)

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Ringo v. Garrison Property and Casualty Insurance Company, Counsel Stack Legal Research, https://law.counselstack.com/opinion/ringo-v-garrison-property-and-casualty-insurance-company-nvd-2025.