Rider v. JPMorgan Chase Bank N.A.

CourtDistrict Court, N.D. California
DecidedJanuary 22, 2021
Docket5:20-cv-06888
StatusUnknown

This text of Rider v. JPMorgan Chase Bank N.A. (Rider v. JPMorgan Chase Bank N.A.) is published on Counsel Stack Legal Research, covering District Court, N.D. California primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Rider v. JPMorgan Chase Bank N.A., (N.D. Cal. 2021).

Opinion

8 UNITED STATES DISTRICT COURT

9 NORTHERN DISTRICT OF CALIFORNIA 10 SAN JOSE DIVISION 11

12 KAMALDEEP K RIDER, Case No. 20-CV-06888-LHK

13 Plaintiff, ORDER GRANTING DEFENDANT'S UNOPPOSED MOTIONS TO DISMISS 14 v. WITH PREJUDICE AND FOR SANCTIONS 15 JPMORGAN CHASE BANK N.A., Re: Dkt. Nos. 4, 14 16 Defendant. 17 18 Pro se Plaintiff Kamaldeep K. Rider sues Defendant JPMorgan Chase Bank for violations 19 of the Fair Debt Collection Practices Act (“FDCPA”), 15 U.S.C. § 1692 et seq., and various 20 California laws. Before the Court are Defendant’s (1) unopposed motion to dismiss Plaintiff’s 21 complaint, ECF No. 4; and (2) unopposed motion for sanctions under Rule 11 of the Federal Rules 22 of Civil Procedure, ECF No. 14. Having considered the submissions of the parties, the relevant 23 law, and the record in this case, the Court GRANTS Defendant’s motion to dismiss with prejudice 24 and GRANTS Defendant’s motion for sanctions. 25 I. BACKGROUND 26 On August 25, 2020, pro se Plaintiff Kamaldeep K. Rider sued Defendant JPMorgan 27 1 1 Chase Bank in the Small Claims Division of Santa Clara County Superior Court. ECF No. 1. The 2 complaint alleges that Defendant violated the FDCPA; the California Rosenthal Fair Debt 3 Collection Practices Act, Cal. Civ. Code Code § 1788 et seq.; the California Consumer Credit 4 Reporting Agencies Act, Cal. Civ. Code § 1785.1 et seq.; the California Unfair Competition Law, 5 Cal. Bus. & Profs. Code § 17200; Cal. Civ. Code § 1714(a); and California common law against 6 misrepresentation, concealment, and unjust Enrichment. ECF No. 1-1 (Plaintiff’s declaration 7 attached to complaint). Plaintiff specifically alleges that “Defendent [sic] never sent ‘conspicuous 8 notice’ telling me that a negative credit item was just reported or would be.” Id. Plaintiff further 9 alleges that Defendant has “NO right to report to my credit reports [sic]” and “had failed to note 10 the account with a dispute status.” Id. 11 On October 2, 2020, Defendant removed the instant case to this Court. ECF No. 1. On the 12 same day, Defendant filed the instant motion to dismiss the complaint with prejudice. ECF No. 4. 13 Defendant argues that claim preclusion (a.k.a. res judicata) and issue preclusion (a.k.a. collateral 14 estoppel) bar Plaintiff’s claims. Id. at 6. As support, Defendant relies on another suit that Plaintiff 15 against Defendant: Kamaldeep K. Rider vs. JPMorgan Chase Bank, No. SSC20200036 (filed Apr. 16 1, 2020; Small Claims Division of El Dorado County Superior Court) (the “El Dorado case”). Id. 17 at 3–4 (summarizing case); ECF No. 4-1 at 12 (complaint from the El Dorado case).1 There, 18 Plaintiff also alleged that “Defendent [sic] never sent ‘conspicuous notice’ telling me that a 19 negative credit item was just reported or would be.” Plaintiff likewise alleged that she “ran [her] 20 credit reports and see no [sic] required ‘dispute’ language on any of the credit reports.” Id. 21 The deadline for Plaintiff to respond to the motion to dismiss was October 16, 2020. ECF 22 23 1 The Court may take judicial notice of matters that are either “generally known within the trial 24 court’s territorial jurisdiction” or “can be accurately and readily determined from sources whose 25 accuracy cannot reasonably be questioned.” Fed. R. Evid. 201(b). Public records, including judgments and other publicly filed documents, are proper subjects of judicial notice. See, e.g., 26 United States v. Black, 482 F.3d 1035, 1041 (9th Cir. 2007). Here, the Court takes judicial notice 27 of publicly filed court complaints and judgments, which Defendant attaches to the instant motions. 2 1 No. 4. To date, Plaintiff has failed to file a response. On October 23, 2020, Defendant filed a 2 timely reply in support of the motion to dismiss. ECF No. 9. Defendant argues that Plaintiff’s 3 failure to respond is another reason to grant the motion to dismiss. Id. 4 On December 29, 2020, Defendant filed the instant motion for sanctions. ECF No. 14. 5 Defendant argues that Plaintiff’s complaint is “frivolous, legally unreasonable, and constitutes 6 harassment due to the repeated filings.” Id. at 7. Defendant asks this Court to order Defendant to 7 pay reasonable attorneys’ fees of $6,900.67 and costs of $16.67. ECF No. 17 at 4. 8 The deadline for Plaintiff to respond to the motion for sanctions was January 12, 2021. 9 ECF No. 14. Here too, Plaintiff has failed to file a response. On January 19, 2021, Defendant filed 10 a timely reply in support of the motion for sanctions. ECF No. 17. As with the unopposed motion 11 to dismiss, Defendant argues that Plaintiff’s failure to respond is another reason to grant the 12 motion for sanctions. Id. at 3. 13 II. DISCUSSION 14 As a general matter, “[a] district court may properly grant a motion for failure to file an 15 opposition.” Joe Hand Promotions, Inc. v. Cookerly, No. 11-CV-03263-SBA, 2012 U.S. Dist. 16 LEXIS 37743, at *2 (N.D. Cal. Mar. 20, 2012); accord, e.g., Gwaduri v. INS, 362 F.3d 1144, 17 1146–47, n.3 (9th Cir. 2004) (holding that it “is beyond question” that courts may grant 18 unopposed motions); Ghazali v. Moran, 46 F.3d 52, 53 (9th Cir. 1995) (per curiam) (affirming 19 dismissal of case because plaintiff failed to file an opposition to motion to dismiss). Plaintiff’s 20 failure to respond to either motion thus allows the Court to grant both motions. 21 Even so, the Court briefly addresses the unopposed merits of Defendant’s motions. In 22 short, the Court agrees with Defendant. Claim preclusion bars Plaintiff’s claims; and Plaintiff’s 23 sanctionable litigation conduct supports awarding Defendant $6,900.67 in attorneys’ fees and 24 $16.67 in costs. 25 A. Claim preclusion bars Plaintiff’s claims. 26 Defendant argues that claim and issue preclusion bar Plaintiff’s claims. ECF No. 4 at 6–9. 27 3 1 As explained below, the Court agrees that claim preclusion bars Plaintiff’s claims. Thus, the Court 2 need not reach issue preclusion. 3 “Res judicata, also known as claim preclusion, bars litigation in a subsequent action of any 4 claims that were raised or could have been raised in the prior action.” W. Radio Servs. Co. v. 5 Glickman, 123 F.3d 1189, 1192 (9th Cir. 1997) (emphasis added). Claim preclusion “applies when 6 the earlier suit (1) involved the same ‘claim’ or cause of action as the later suit, (2) reached a final 7 judgment on the merits, and (3) involved identical parties or privies.” Mpoyo v. Litton Electro- 8 Optical Sys., 430 F.3d 985, 987 (9th Cir. 2005) (internal alterations omitted) (quoting Sidhu v. 9 Flecto Co., 279 F.3d 896, 900 (9th Cir. 2002)). Here, Plaintiff’s prior action—the aforementioned 10 El Dorado case, Kamaldeep K. Rider vs. JPMorgan Chase Bank, No. SSC20200036 (filed Apr. 1, 11 2020 in El Dorado County Superior Court)—satisfies all three elements of claim preclusion. 12 First, the El Dorado case involved the same cause of action as the instant case because “the 13 two suits arise out of the same transactional nucleus of facts.” Id.; accord id.

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