Richardson v. Zurich Insurance Co.

27 S.W.3d 39, 2000 Tex. App. LEXIS 3547, 2000 WL 703669
CourtCourt of Appeals of Texas
DecidedMay 31, 2000
Docket04-99-00438-CV
StatusPublished
Cited by2 cases

This text of 27 S.W.3d 39 (Richardson v. Zurich Insurance Co.) is published on Counsel Stack Legal Research, covering Court of Appeals of Texas primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Richardson v. Zurich Insurance Co., 27 S.W.3d 39, 2000 Tex. App. LEXIS 3547, 2000 WL 703669 (Tex. Ct. App. 2000).

Opinion

*40 OPINION

Opinion by:

CATHERINE STONE, Justice.

Appellant John D. Richardson appeals from an adverse summary judgment entered in his bill of review proceeding. By way of the bill of review, Richardson sought to set aside an earlier favorable judgment rendered in a suit against his insurer. Richardson claimed the judgment in the earlier suit failed to award him sufficient damages. Because limitations and absolute privilege bar the majority of Richardson’s issues on appeal, and the remaining issues were established against Richardson as a matter of law, we affirm the judgment of the trial court.

Factual and PROCEDURAL Background

This case involves a long history of litigation and provides a new view of educator Jonathan Kozol’s advice that one should pick battles big enough to matter, but small enough to win. Appellant Richardson’s on-going battle against his insurer certainly matters to him, but it is a battle that he cannot win. The combat began in 1986, when Richardson’s boat, which he insured through United Services Automobile Association (“USAA”), capsized on a lake near Corpus Christi, Texas. Richardson, an attorney, filed suit against USAA after the parties failed to reach an agreement about the extent of coverage afforded under the policy. The issue in this suit addressed whether Richardson was entitled to recover under the insurance policy for loss of both the boat and its motor. The trial court granted a partial summary judgment entitling Richardson to recover from USAA in the amount of $5,500 for the loss of the boat exclusive of the motor, without the check being made jointly payable to the lienholder. The court held no coverage existed under the policy for the boat’s motor.

Following a severance of certain unrelated issues, the partial summary judgment was finalized. Richardson appealed, urging that the trial court erred in finding as a matter of law that no coverage existed under the policy for the motor. USAA appealed the trial court’s determination that it breached the insurance contract by seeking to require that its benefits check be made jointly payable to the lienholder of the boat.

In an unpublished opinion, this court held a fact issue existed about whether the motor was covered under the policy because of ambiguous terms. 1 Although this court reversed and remanded the trial court’s partial summary judgment on this issue, the court held the trial court did not err in holding that Richardson would be permitted to recover for his boat without condition that a lienholder be a co-payee.

After remand, the case proceeded to a jury trial in 1995. The jury determined that the policy covered both the boat and the motor, with a total limit of liability of $5,500.

Richardson brought a second appeal arguing in twenty-seven issues that he was entitled to a greater benefit sum under the insurance policy. The majority of the issues in this appeal concerned rulings by the trial court and sufficiency of the evidence challenges. In another unpublished opinion, this court rejected all of Richardson’s claims and affirmed the judgment of the trial court. 2 After an unsuccessful attempt to appeal to the supreme court via writ of error, Richardson filed a pro se bill of review in 1997.

In his bill of review, Richardson sought to vacate the final judgment in the 1995 jury trial alleging that USAA, its trial counsel, and its claims adjusters wrongfully introduced into evidence a 1986 proof of claim form, deceived the court into allowing USAA to plead alternative defenses, *41 and made deceptive and improper jury arguments. USAA and its counsel, Melvin Krenek, moved for summary judgment based on limitations, absolute privilege, and impermissible collateral attack of a final judgment. The trial court granted summary judgment and severance in favor of USAA and Krenek.

Richardson appealed again to this court. In yet another unpublished opinion, this court affirmed the summary judgment and held that Richardson’s bill of review was barred by limitations and that the conduct of USAA and Krenek was absolutely privileged within the context of judicial proceedings. 3

We now consider the trial court’s grant of summary judgment in favor of USAA’s adjuster, Zurich and its wholly-owned subsidiary, G.A.B. Business Services d/b/a G.A.B. Robins North America, Inc., (hereinafter “GAB”). To support his claim on bill of review that GAB committed extrinsic fraud in the 1995 jury trial, Richardson brings five issues on appeal.

STANDARD OF REVIEW

The movant for summary judgment has the burden of showing that there is no genuine issue of material fact and that it is entitled to judgment as a matter of law. Nixon v. Mr. Property Mgmt, 690 S.W.2d 546, 548 (Tex.1985). We review the grant of a general summary judgment in the light most favorable to the non-movant, resolving any doubts in its favor. Id. The movant must prove each element of a cause of action for summary judgment to be proper. City of Houston v. Clear Creek Basin Auth., 589 S.W.2d 671, 678 (Tex. 1979).

To prevail on a bill of review, a movant must allege: (1) a meritorious defense to the cause of action that supports the judgment; (2) which he was prevented from asserting by the fraud, accident, or wrongful act by the opposing party; (3) unmixed with any fault or negligence of his own. Ortega v. First RepublicBank, 792 S.W.2d 452, 453 (Tex.1990). A summary judgment will be granted against the bill of review proponent if the movant can establish the absence of any of three elements of the bill of review. Montgomery v. Kennedy, 669 S.W.2d 309, 311-12 (Tex. 1984). Absent a showing of extrinsic fraud, a bill of review must be filed within four years of the date of the signing of the judgment sought to be set aside. Ortega, 792 S.W.2d at 455.

Application

In his first issue, Richardson complains GAB failed to provide evidence in the record to support the summary judgment. He specifically argues the absence of an affidavit from GAB precludes the grant of summary judgment. The rules governing summary judgment do not require an affidavit to accompany a summary judgment motion. Rather, Texas Rule of Civil Procedure 166a(c) states that in addition to affidavits, support for a summary judgment may take the form of depositions, interrogatories, and pleadings. Tex.R. Civ. P. 166a(c) . The record here shows the trial court considered a total of eighteen exhibits comprising oral depositions, petitions, former judgments, trial testimony, insurance policies, reports from GAB’s adjusters, and copies of USAA and Krenek’s summary judgment. The absence of an affidavit is simply not disposi-tive in light of the substantial summary judgment evidence before the court.

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Cite This Page — Counsel Stack

Bluebook (online)
27 S.W.3d 39, 2000 Tex. App. LEXIS 3547, 2000 WL 703669, Counsel Stack Legal Research, https://law.counselstack.com/opinion/richardson-v-zurich-insurance-co-texapp-2000.