Richardson v. Maine Fire & Marine Insurance

6 Mass. 102
CourtMassachusetts Supreme Judicial Court
DecidedNovember 15, 1809
StatusPublished
Cited by18 cases

This text of 6 Mass. 102 (Richardson v. Maine Fire & Marine Insurance) is published on Counsel Stack Legal Research, covering Massachusetts Supreme Judicial Court primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Richardson v. Maine Fire & Marine Insurance, 6 Mass. 102 (Mass. 1809).

Opinion

Parsons, C. J.,

delivered the opinion of the Court.

After reciting the facts in the case, and observing that it might not be necessary to state the arrest, the rescue, and the subsequent embargo, which occurred after the master had discontinued his voyage to Malaga, and was returning to Salem, his honor proceeded —

A principal question in the case is, whether, on these facts, the plaintiffs can recover a total loss, arising from the restraint and [90]*90detention of princes insured against, it being admitted that after the notice and warning, the vessel and her cargo would have been exposed to great danger of capture and condemnation, by pursuing her voyage to Malaga.

From the facts, it is manifest that the privateer, by coming on board the barque, and by giving the notice, warning, u * 109 ] *and advice stated, did not capture her. A capture is a seizure as prize, with the intent or expectation of obtaining a condemnation. In this case, there does not appear to be any actual seizure. The barque was brought to, and examined by the privateer, as was lawful for her commander. From this examination, the vessel appears to be neutral, and bound to a port declared by his sovereign to be blockaded, of which the master had not received notice. The privateer does not then proceed to seize ner as a prize, but, after giving the master notice of the blockade, dismisses her.

Neither, from these facts, can the privateer be considered as bavng arrested, restrained, or detained the barque, so as to entitle the owner to abandon, within the intent of the policy. For in this instrument I know of no difference between the import of restraint and detention. They are respectively the effect of superior force, operating directly on the vessel. So long as a ship is under restraint, so long she is detained ; and whenever she is detained, she is under restraint. Neither have I found a book or case, relating to insurances, in which a different construction has been given to these vrards.

Now, it was lawful for the commander of .he privateer to detain the barque as a neutral vessel, for the purpose of search ; and after the search, she was discharged from this restraint. And, indeed, in considering the conduct of the privateer, as amounting either to capture, arrest, detention, or restraint, within the policy, during the search, the plaintiffs cannot prevail for that cause, as, on the termination of the search, and after the notice, warning, and advice, the barque was abandoned by the privateer to the master, who immediately had the exclusive possession of her.

It has been argued that the notice and warning, given by the privateer, is a restraint or detention of a prince, within the meaning of the policy; because the barque could not afterwards proceed to her destined port, without great danger of capture and condemnation.

[ * 110 ] * But it cannot be admitted, that information at sea to a master of a neutral vessel, that her port of destination is blockaded, is of itself a restraint or detention of the vessel; for this nformation may as well be received from another neutral vessel, as [91]*91from a privateer belonging to subjects of the blockading sovereign And as to the warning not to proceed to the blockaded port, it cannot be material in this question ; for the future danger of capture was not in any degree caused by the warning, but wholly by the knowledge of the blockade; for after this knowledge the barque, continuing her voyage to the blockaded port, would have been equally liable to capture and condemnation, as she would have been, had the notice only been given, and the warning to discontinue her voyage been omitted.

If, therefore, it can be concluded from these facts, that the barque has been detained or restrained by a prince, within the intention of the policy, so as to entitle the owners to abandon, that conclusion must result from the blockade of the port of her destination, by one of the belligerent sovereigns, by which she was prohibited from attempting to enter that port, on penalty of condemnation as prize of war, if captured in the attempt.

In deciding on this point, it is not necessary to inquire whether the blockade was actual, or only constructive, or whether the orders in council were, or were not, an interruption of the lawful rights of neutral commerce. These are questions which may be discussed and settled by the neutral and belligerent sovereigns. But as between the parties to a contract of insurance, the effect is the same, whether the blockade is, or is not, authorized by the laws of war; because the danger to the assured is the same, and arises from the same cause, — the act of one of the powers at war.

Every species of neutral merchandise bound to a port known to be blockaded, are goods contraband of war; and the blockading power, on seizing them, will condemn them * as prize of war, on the ground that the neutral owner [ * 111 ] has forfeited his neutral rights, by a breach of his neutral duty. If, therefore, the master of the barque, after the knowledge of the blockade of Malaga, had continued his voyage, and been captured by any British armed ship, she would have been condemned, with her cargo, as prize of war, for this supposed breach of neutrality.

To avoid this danger, which was great, the master discontinued his voyage, and returned to Salem. The voyage being thus wholly lost, the assured, on seasonably offering to abandon, claim a total loss. This claim is resisted by the assurers, on the ground that the voyage was not lost by any of the perils insured against; that the insurance did not cover a voyage to a blockaded port; and that if they had insured a cargo on such a voyage, the voyage would have been illegal, and the policy would have been void.

Several points are involved this defence, which deserve atten [92]*92tion: we will first consider the supposed nullity of a policy, arising, as it is said, from insuring goods on illicit voyages.

Illicit voyages may be ranked in several classes, some of which we will mention.

When the sovereign of the country to which the ship belongs, shall prohibit his subjects from trading with a foreign country or port, whether the prohibition be a consequence of his declaring war against the foreign country, or be made by an express ordinance for any cause at the will of the sovereign, a voyage to that country for the purpose of trade is illicit, and all insurances on such voyages by his subjects are void, whether the assurers had, or had not, knowledge of the prohibition. For the law will not allow any effect to a contract made to protect a traffic which it has prohibited. A prohibition of this kind is considered by Emerigon, c. 12, <§> 31, vol. i. 542, under the head of “ Interdiction of Commerce.”

[*112] * Another class of illicit voyages are those which are prohibited by the trade laws of a foreign, state, whether those laws wholly exclude the merchant ships of other states from its ports, or only prohibit the importation or exportation of particular species of goods. Because the municipal laws of any state have not the force of laws without its jurisdiction, voyages prohibited in one state are not in any other state deemed for that reason to be illegal. These voyages may, therefore, be the subjects of insurance in any state in which they are not prohibited.

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Bluebook (online)
6 Mass. 102, Counsel Stack Legal Research, https://law.counselstack.com/opinion/richardson-v-maine-fire-marine-insurance-mass-1809.