Richardson v. Empire Trust Co.

94 S.W.2d 966, 230 Mo. App. 580, 1936 Mo. App. LEXIS 138
CourtMissouri Court of Appeals
DecidedMay 25, 1936
StatusPublished
Cited by18 cases

This text of 94 S.W.2d 966 (Richardson v. Empire Trust Co.) is published on Counsel Stack Legal Research, covering Missouri Court of Appeals primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Richardson v. Empire Trust Co., 94 S.W.2d 966, 230 Mo. App. 580, 1936 Mo. App. LEXIS 138 (Mo. Ct. App. 1936).

Opinion

REYNOLDS, J.

This cause arose in the Circuit Court of.Buchanan County and is an action for damages.

On December 15, 1933, the plaintiff filed her original petition in the office of the clerk of such court, returnable to the January, 1934, term of the court and thereafter,'on May 2, 1935, filed her second amended petition, as follows :

“Comes now Nadine Richardson, plaintiff in the above entitled action and amending her petition herein, for cause of action against defendant, Empire Trust Company, avers:—

“Plaintiff is and at all times herein mentioned was a citizen and resident of St. Joseph, Buchanan County, Missouri.

“Defendant, Empire Trust Company, is and at all times herein mentioned was a trust company, organized and existing under and by virtue of the laws of the State of Missouri, and engaged in the transaction of a general banking business in the city of St. Joseph, wherein said corporation is located, having in said city its office and principal place of business.

*582 “Lloyd B’. Richardson, hereinafter mentioned, is and at all times referred to in this petition, he was the husband of plaintiff, as defendant at all said times well knew, and was a stockholder, officer, and general manager of Mid-American Food Products, Incorporated, hereinafter mentioned as ‘Mid-America.’

“Saturday, November 11, 1933, said Mid-America executed and delivered to plaintiff, who then was in its service, a. check in the sum, of $12, drawn upon defendant, Empire Trust Company, whereby said Mid-America ordered defendant to pay plaintiff, or her order, the sum last aforesaid.

“Said check was signed by Lloyd E. Richardson, manager of said Mid-America, and countersigned by R. J. Richardson; and as so executed it was delivered to plaintiff, who accepted it in due course and for full value, being for salary due plaintiff .from said Mid-America on the date thereof.

‘ ‘ Said Mid-America at said time and on said date and at all times up to and including the date of the presentation of said cheek to defendant for payment as hereinafter set forth, had on deposit an open checking account in defendant, subject to cheeks of the character aforesaid, a balance due to said Mid-America in an amount greatly exceeding that of said check.

“Said Lloyd E. Richardson and said R. J. Richardson were duly authorized by said Mid-America and also by defendant to execute checks of such character, and upon such execution having occurred and the presentation to defendant of said check properly endorsed, it was the duty of defendant to pay the same.

‘ ‘ On the date plaintiff received said check as hereinabove set forth, she endorsed and negotiated the same to ‘The Vogue,’ a mercantile establishment in the city of St. Joseph, which accepted the same from plaintiff in consideration of full value delivered and paid to her; and thereafter ‘The Vogue’ presented said cheek or caused the 'same to be presented, to defendant for payment.

“Although the foregoing transactions with respect to said check occurred in due course, nevertheless defendant wrongfully refused to pay said check upon its presentation, and attached thereto a slip bearing the words ‘Account Closed,’ marked said words in pencil, rejected said check, and returned it unpaid and dishonored to ‘The Vogue’ bearing said ‘Account Closed’ slip thereto attached. Also, defendant falsely informed the manager of ‘The Vogue,’ Harry B. Cushman, that the account on which said check had been drawn was exhausted, that there was no account in defendant from which to pay it, and that it would be useless to again present it to defendant, and defendant’s failure, neglect and refusal to pay said check have ever since continued.

*583 “Defendant not only made the aforesaid representations to said Cushman, but at the same time wrongfully withheld and concealed from him the following facts:—

“(a) That whatever might have been the condition of the Mid-America account with defendant at the time said check actually was presented to defendant for payment, nevertheless at the time when said check was issued by said Mid-America and negotiated by plaintiff on November 11, 1933, the account of said Mid-America with defendant was amply sufficient to pay said check.

“(b) That up to the time defendant rejected said check, it had not given or caused to be.given to said Mid-America, nor to said Lloyd E. Richardson, nor to this plaintiff, nor to anyone connected with said Mid-America, any notice or intimation of intent on the part of defendant not to pay any such check of said Mid-America which it might draw upon defendant within the limits of its deposit aforesaid.

“(e) That defendant knew of no reason why either plaintiff or her husband should believe or suspect that defendant would not pay said $12 check at sight.

“Defendant knew or by due care could have known or anticipated that by its aforesaid acts and representations and by its silence and concealment aforesaid, it would, and the fact is that it did, cause said Cushman to act as hereinafter set forth. .

“In manner aforesaid defendant slandered and libeled this plaintiff, and thus caused said Cushman to lodge with the prosecuting attorney of Buchanan County, Missouri, an accusation charging plaintiff and her husband with having issued, endorsed and negotiated said check to cheat and defraud ‘The Vogue’ in violation of law in such cases made and provided,, including sections 4304 and 4305 of the 1929 Revised Statutes of Missouri.

‘ ‘ Thereupon said matter was turned over to W. B'. Duncan, Ernest Binnicker, and A. J. Bielby, who were assistant prosecuting attorneys of said Buchanan County, duly authorized in regular course of business and by law to represent and act for said prosecuting attorney in dealing with accusations of such character, and thereon to cause the arrest and imprisonment of the person or persons so accused.

“Said W. B. Duncan immediately communicated with defendant, made his identity known to it, accurately described said check, informed defendant of said accusation by said Cushman, and that he, the said assistant prosecutor, was considering the institution of criminal proceedings thereon, if it should appear that on the date of said check, November 11, 1933, and thereafter up to and including the time of its presentation to defendant, Mid-America had no deposit in defendant sufficient for and subject to the payment of said cheek, and that plaintiff and her husband had no reason to believe at the *584 time said check was executed, delivered and negotiated that said'Mid-America had funds or credit in or with defendant to pay said check, unless defendant would give him some information to the contrary, or indicating .that said check was issued to and received and negotiated by plaintiff without any intent by the parties to the check to perpetrate a fraud thereby, and asked defendant for all facts within its knowledge respecting such matters.

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Bluebook (online)
94 S.W.2d 966, 230 Mo. App. 580, 1936 Mo. App. LEXIS 138, Counsel Stack Legal Research, https://law.counselstack.com/opinion/richardson-v-empire-trust-co-moctapp-1936.