Richard E. Savoy v. Geraldine S. Savoy.

Massachusetts Appeals Court·Decided September 11, 2025·No. 23-P-1358·Unpublished

Opinion

NOTICE: Summary decisions issued by the Appeals Court pursuant to M.A.C. Rule 23.0, as appearing in 97 Mass. App. Ct. 1017 (2020) (formerly known as rule 1:28, as amended by 73 Mass. App. Ct. 1001 [2009]), are primarily directed to the parties and, therefore, may not fully address the facts of the case or the panel's decisional rationale. Moreover, such decisions are not circulated to the entire court and, therefore, represent only the views of the panel that decided the case. A summary decision pursuant to rule 23.0 or rule 1:28 issued after February 25, 2008, may be cited for its persuasive value but, because of the limitations noted above, not as binding precedent. See Chace v. Curran, 71 Mass. App. Ct. 258, 260 n.4 (2008).

COMMONWEALTH OF MASSACHUSETTS

APPEALS COURT

23-P-1358

RICHARD E. SAVOY

vs.

GERALDINE S. SAVOY.1

MEMORANDUM AND ORDER PURSUANT TO RULE 23.0

Following a multiday trial, a judge of the Probate and

Family Court (contempt judge) issued a judgment (contempt

judgment) adjudicating Richard E. Savoy (husband), the former

spouse of Geraldine S. Savoy (wife), guilty of civil contempt

for failing to timely comply with several orders pertaining to

the division of assets set forth in the March 2019 judgment of

divorce nisi (divorce judgment) and the June 2021 amended

judgment of divorce nisi after remand (amended divorce

judgment). The contempt judge also awarded the wife statutory

interest, attorney's fees and costs, and ordered the husband to

reimburse the wife for her portion of fees paid to a special master. The husband appeals from the contempt judgment on several grounds. We reverse in part and affirm in part.2 Background. The parties have litigated various aspects of the end of their marriage for several years and, consequently, the factual and procedural history is lengthy. For the purpose of this appeal, we include only those facts necessary to provide context for our discussion.

The divorce judgment, which was issued on March 19, 2019 by a different judge (divorce judge), provided in relevant part that (1) the husband shall pay $209,000 to the wife for her share of the marital home equity; (2) the husband shall remove the wife from all encumbrances related to the marital home by July 1, 2019, or, if he is unable to do so, make arrangements to sell the home; (3) the parties' joint Capital One account shall be closed by May 1, 2019, and the remaining balance shall be transferred to the wife; (4) the parties' jointly held corporate

stocks in Arkema, Medtronic, and Regions shall be divided sixty percent to the husband and forty percent to the wife, and the accounts shall be closed by July 1, 2019; (5) the husband shall ensure that fifty percent of the marital coverture3 portion of his retirement accounts (including his Bank of America Defined Benefit Plan, Ameritrade IRA, Fidelity Rollover IRA, and Fidelity Roth IRA) is transferred to the wife by July 1, 2019; (6) the husband shall transfer forty percent of his investment account assets in Ameritrade, Wells Fargo, Fidelity BPFH, and JP Morgan / Becton Dickson to the wife by July 1, 2019; (7) the wife shall transfer sixty percent of her Fidelity stock account to the husband by July 1, 2019; and (8) both parties shall divide their remaining personal property including gold coins, art, antiques, and home furnishings within thirty days of the judgment.

The husband appealed from the divorce judgment and, while his appeal was pending, filed various motions to stay the judgment, none of which were successful.4 During this time, the

husband made little to no progress in complying with the property division described above. Consequently, the wife filed two complaints for contempt: one on July 22, 2019 (first complaint), and another on February 13, 2020 (second complaint).5

5 The judge described the allegations set forth in the wife's first complaint as follows:

"[the husband] (i) [f]ailed to make a lump sum payment to [the wife] of $209,000; (ii) [f]ailed to remove [the wife] from mortgage and home equity line by July 1, 2019 and further failed to place the property on the market for sale; (iii) [r]emoved $5,000 from the Capital One joint account on April 25, 2019; (iv) [f]ailed or refused to divide the Arkema, Medtronic and Regions stocks transferring [forty percent] in kind to [the wife]; (v) [f]ailed to transfer in kind a [forty percent] interest to [the wife] of [the husband's investment accounts]; and (vi) [f]ailed or refused to provide [the wife] with account information so that she may comply with paragraph 14 of the [divorce] [j]udgment." According to the judge, the second complaint alleged as follows:

"[the husband] [f]ailed to divide the Bank of America Defined Benefit Plan equally with [the wife]. [The husband] disclosed this asset on his Financial Statement with a value of $141,593 and the Court made a Finding (75) of the same amount based upon [the husband's] representations to the Court. On March 18, 2019, [the husband] converted and transferred this asset to an annuity thereby changing the nature of the asset and increasing his share while reducing [the wife's] interest in the asset. [The husband] also failed to seek timely relief from the Court once he elected to convert the asset to an annuity. [The husband] violated the automatic restraining order, which went into effect on February 10, 2017, in accordance with Suppl. Pr. and F. Ct. R. 411(a), by transferring the asset. Further, on April 1, 2019, [the husband] began to receive monthly benefits under the annuity and failed to inform [the wife] of these payments."

Meanwhile, the husband's appeal from the divorce judgment proceeded. In an unpublished memorandum and order, a different panel of this court reversed so much of the divorce judgment that treated the wife's interest in a certain trust as a nonmarital asset and remanded for further proceedings on that one issue. The remainder of the divorce judgment was affirmed. See Savoy v. Savoy, 97 Mass. App. Ct. 1128 (2020). Ultimately, the divorce judge issued the amended divorce judgment on June 16, 2021 (nunc pro tunc to March 19, 2019, the date of the original divorce judgment). Apart from minor adjustments that are not at issue in this appeal, the division of the marital assets did not change. However, because the deadlines for certain transfers of assets had passed, the divorce judge specified new dates for compliance, which ranged from June to September 2021.

After the amended divorce judgment issued, the contempt judge appointed a special master to "effectuate transfers ordered by the [amended divorce judgment]." The special master met with the parties on numerous occasions and filed progress reports on October 5, 2021, December 8, 2021, and April 12, 2022.

In her first report, the special master informed the contempt judge that the parties were in agreement regarding the division of some accounts, and provided recommendations

regarding the allocation of the remaining assets. The special master also specified that one asset, the husband's Bank of America Defined Benefit Plan account, had been converted into an annuity on his seventieth birthday, making its division "more difficult." In addition, the special master reported that the husband claimed a gold coin collection had been stolen or lost in a move following the divorce, and recommended that the husband be required to pay the wife for her share of the collection's value at the time of the divorce.

In her second report, the special master relayed that after a meeting held on November 30, 2021, the parties had agreed on the allocation of many of their assets and "[a]ll but two issues were resolved."6 The two remaining issues concerned the division of the Bank of America Defined Benefit Plan and the gold coin collection. According to the special master, the parties, having not reached their own resolution, "agreed to submit to and abide by the [s]pecial [m]aster's decision."

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Richard E. Savoy v. Geraldine S. Savoy., (Mass. Ct. App. 2025).

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