Redrock Fin. v. Holland

2025 Ohio 450
CourtOhio Court of Appeals
DecidedFebruary 13, 2025
Docket113496
StatusPublished

This text of 2025 Ohio 450 (Redrock Fin. v. Holland) is published on Counsel Stack Legal Research, covering Ohio Court of Appeals primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Redrock Fin. v. Holland, 2025 Ohio 450 (Ohio Ct. App. 2025).

Opinion

[Cite as Redrock Fin. v. Holland, 2025-Ohio-450.]

COURT OF APPEALS OF OHIO

EIGHTH APPELLATE DISTRICT COUNTY OF CUYAHOGA

REDROCK FINANCIAL, :

Plaintiffs-Appellees, : No. 113496 v. :

ANTHONY HOLLAND, :

Defendant-Appellant. :

JOURNAL ENTRY AND OPINION

JUDGMENT: DISMISSED RELEASED AND JOURNALIZED: February 13, 2025

Civil Appeal from the Cuyahoga County Court of Common Pleas Case No. CV-19-910639

Appearances:

The Saks Law Office, LLC, and Jeffrey Saks, for appellee, Redrock Financial LLC.

Reminger Co., L.P.A., David R. Hudson, Taylor C. Knight, and Jorden R. Messmer, for appellees XRRF, Inc., Chaparral, Inc., and Robert J. Fleisher.

Frederick & Berler, LLC, Ronald I. Frederick, and Michael L. Berler, for appellant.

LISA B. FORBES, J.:

Anthony Holland (“Holland”) filed the instant appeal disputing the trial

court’s (1) grant of summary judgment in favor of counterclaim defendant-appellee Redrock Financial, LLC (“Redrock LLC”) on Holland’s counterclaim; (2) grant of

XRRF, Inc. (“XRRF”); Chaparral, Inc. (“Chaparral”); and Robert J. Fleisher’s

(“Fleisher”) combined motion for judgment on the pleadings; and (3) denial of

Holland’s motion to amend his third-party complaint following the third-party

defendants’ motion for judgment on the pleadings. After a thorough review of the

record and pertinent case law, this court dismisses this appeal for want of a final,

appealable order.

I. Factual and Procedural History

A. The Initial Case in Euclid Municipal Court Against Holland

On May 2, 2018, “Redrock Financial Inc. assignee Chaparral, Inc. DBA

Northcoast Financial Services” (“Redrock Inc.”) filed a complaint in the Euclid

Municipal Court naming Holland as the sole defendant. Redrock Inc. alleged that

Holland was in default of the terms of a retail installment contract and security

agreement, originally entered into with LCA Auto Wholesalers (“LCA”) and

subsequently acquired by Redrock Inc., and demanded judgment in the amount of

$4,496.42, plus interest and costs.

On June 4, 2018, Holland filed an answer and counterclaim, alleging

violations of the Consumer Sales Practices Act (“CSPA”) pursuant to R.C. 1345.03

and fraud. Holland amended his answer and counterclaim, raising violations of the

CSPA, the Retail Installment Sales Act (“RISA”), the Truth in Lending Act (“TILA”),

the Ohio Uniform Commercial Code (“OUCC”), fraud, and civil conspiracy, and

added class claims on behalf of other similarly situated consumers. B. Holland’s Complaint in the Common Pleas Court

While the Euclid Municipal Court matter was pending, on November 6,

2018, Holland filed a complaint against LCA in the Cuyahoga County Court of

Common Pleas, which was assigned Cuyahoga C.P. No. CV-18-906528 (the “2018

Case”). In the complaint, Holland asserted claims against LCA for alleged violations

of RISA and TILA.

C. Transfer and Consolidation

On December 28, 2018, the Euclid Municipal Court transferred the case

to the Cuyahoga County Court of Common Pleas because Holland’s answer and

counterclaim exceeded the monetary jurisdiction of the municipal court. The

transfer was assigned Cuyahoga C.P. No. CV-19-910639 (the “2019 Case”).

After the case was transferred, Redrock Inc. moved the court to

substitute Redrock LLC as the plaintiff in the action, noting that “[w]hen this action

was initially filed in May of 2018 in Euclid Municipal Court, the plaintiff was

incorrectly listed as Redrock Financial Inc. assignee Chaparral, Inc. dba Northcoast

Financial Services. Redrock Financial, LLC and Redrock Financial, Inc. are separate

and distinct entities.” This motion was granted.

Holland then moved to consolidate his suit against LCA in the 2018

Case with Redrock LLC’s suit against Holland in the 2019 Case. In a journal entry

dated February 27, 2019, the trial court in the 2019 Case ordered that case

“transferred . . . for consolidation with [the 2018 Case].” Similarly, on March 21,

2019, the court granted Holland’s motion to consolidate on the docket of the 2019 Case. Thereafter, the docket reveals that filings by the court were typically, though

not always, recorded on the dockets of both case numbers, while the parties typically

filed their papers, including substantive motions, under the 2018 Case.

With leave from the trial court, on February 3, 2020, Holland filed a

“second amended class action counterclaim & third-party claim” and designated

XRRF, Chaparral, and Fleisher as “third-party defendants.” This was filed in the

2019 Case.

Redrock LLC filed a motion for summary judgment on Holland’s

amended counterclaim on July 2, 2020. XRRF, Chaparral, and Fleisher moved for

judgment on the pleadings in June 2022, asking for dismissal of the “third-party

complaint” arguing they were not properly before the court as third-party

defendants.

The trial court granted Redrock LLC’s motion for summary judgment

on Holland’s counterclaims in a judgment entry docketed on September 16, 2023.

The trial court also granted XRRF, Chaparral, and Fleisher’s motion for judgment

on the pleadings and dismissed Holland’s “third-party” complaint in its entirety in

November 2023.1

Shortly after the trial court’s rulings, Redrock LLC filed a notice

dismissing “all of its claims in Case No. CV-19-910639 with prejudice pursuant to

1 The journal entry granting Redrock LLC’s motion for summary judgment on

Holland’s counterclaims was entered in the dockets of both the 2018 and the 2019 cases. In contrast, the journal entry granting XRRF, Chaparral, and Fleisher’s motion for judgment on the pleadings appears only in the docket for the 2018 Case. Rule 41(A)(1)(a).” The dockets for both the 2018 and 2019 cases reflect Redrock

LLC’s notice of dismissal. A docket entry in the 2019 Case dated November 22,

2023, states, “Upon Plaintiff’s notice of dismissal with prejudice, filed 11/22/2023,

this case is dismissed with prejudice pursuant to Civ.R. 41(A)(1)(a).” No similar

entry appears in the docket of the 2018 Case.

On November 28, 2023, Holland filed a motion in the 2019 Case

asking for clarification regarding (1) the court’s dismissal that was journalized only

in the 2019 Case, (2) whether the whole case had been disposed, and (3) the finality

of the orders entered in the case. It appears that the court did not respond to this

motion in either case, and Holland filed the instant appeal on December 19, 2023.

II. Law and Analysis

A. Preliminary Concern: Jurisdiction

Appellate jurisdiction is limited to reviewing judgments and orders

that are final, appealable orders. See art. IV, § 3(B)(2), Ohio Const.; R.C. 2505.02

and 2505.03. “If an order is not final and appealable, then an appellate court has no

jurisdiction to review the matter and the appeal must be dismissed.” Assn. of

Cleveland Firefighters, # 93 v. Campbell, 2005-Ohio-1841, ¶ 6 (8th Dist.).

At the conclusion of briefing, this court ordered the parties to file

supplemental briefs discussing the issue of jurisdiction and whether this case

presented a final, appealable order. Of concern was that Holland only appealed from

the 2019 Case, not the 2018 Case. The briefing demonstrated that Holland attempted to appeal the 2018 Case but was prevented from doing so due to a

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Cite This Page — Counsel Stack

Bluebook (online)
2025 Ohio 450, Counsel Stack Legal Research, https://law.counselstack.com/opinion/redrock-fin-v-holland-ohioctapp-2025.