Reddy v. State Farm Florida Insurance Co.

District Court of Appeal of Florida

Reddy v. State Farm Florida Insurance Co.

207 So. 3d 338, 2016 Fla. App. LEXIS 17494

CourtDistrict Court of Appeal of Florida

DecidedNovember 23, 2016

DocketNo. 3D16-512

StatusPublished

This text of 207 So. 3d 338 (Reddy v. State Farm Florida Insurance Co.) is published on Counsel Stack Legal Research, covering District Court of Appeal of Florida primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Reddy v. State Farm Florida Insurance Co., 207 So. 3d 338, 2016 Fla. App. LEXIS 17494 (Fla. Ct. App. 2016).

Pincite

Opinion

PER CURIAM.

Affirmed. Gonzalez v. State Farm Fla. Ins. Co., 65 So.3d 608, 609 (Fla. 3d DCA 2011) (holding “[t]he summary judgment entered below for the insurer on the ground that the insured had failed to comply with the pre-suit requirements of the policy that, among other things, she provide a satisfactory proof of loss and submit to an examination under oath, is affirmed.”); Edwards v. State Farm Fla. Ins. Co., 64 So.3d 730 (Fla. 3d DCA 2011) (affirming summary judgment in favor of insurer based upon insured’s failure to comply with condition precedent by providing insurer with documents accurately reflecting the amount of loss claimed); Hunt v. State Farm Fla. Ins. Co., 145 So.3d 210, 211-12 (Fla. 4th DCA 2014) (observing that “[i]t is well settled in Florida that submission of a sworn proof of loss when required by an insurance policy is a condition precedent to coverage. If the insured fails to comply with a condition precedent before filing suit, its breach is deemed material, and thus the insurer is relieved of its duties under the policy”)(internal citations omitted); Starling v. Allstate Floridian Ins. Co., 956 So.2d 511, 513 (Fla. 5th DCA 2007) (holding that “[wjhere the insured has failed to provide sworn proof-of-loss in accordance with the policy contract, the insured is barred from filing suit against the insurer for the policy proceeds”).

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PER CURIAM.

Affirmed. Gonzalez v. State Farm Fla. Ins. Co., 65 So.3d 608, 609 (Fla. 3d DCA 2011) (holding “[t]he summary judgment entered below for the insurer on the ground that the insured had failed to comply with the pre-suit requirements of the policy that, among other things, she provide a satisfactory proof of loss and submit to an examination under oath, is affirmed.”); Edwards v. State Farm Fla. Ins. Co., 64 So.3d 730 (Fla. 3d DCA 2011) (affirming summary judgment in favor of insurer based upon insured’s failure to comply with condition precedent by providing insurer with documents accurately reflecting the amount of loss claimed); Hunt v. State Farm Fla. Ins. Co., 145 So.3d 210, 211-12 (Fla. 4th DCA 2014) (observing that “[i]t is well settled in Florida that submission of a sworn proof of loss when required by an insurance policy is a condition precedent to coverage. If the insured fails to comply with a condition precedent before filing suit, its breach is deemed material, and thus the insurer is relieved of its duties under the policy”)(internal citations omitted); Starling v. Allstate Floridian Ins. Co., 956 So.2d 511, 513 (Fla. 5th DCA 2007) (holding that “[wjhere the insured has failed to provide sworn proof-of-loss in accordance with the policy contract, the insured is barred from filing suit against the insurer for the policy proceeds”).

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Bluebook (online)

207 So. 3d 338, 2016 Fla. App. LEXIS 17494, Counsel Stack Legal Research, https://law.counselstack.com/opinion/reddy-v-state-farm-florida-insurance-co-fladistctapp-2016.

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