Rector v. Hartford Acc. & Indem. Co. of Hartford, Conn.

120 So. 2d 511
CourtLouisiana Court of Appeal
DecidedApril 25, 1960
Docket4976
StatusPublished
Cited by14 cases

This text of 120 So. 2d 511 (Rector v. Hartford Acc. & Indem. Co. of Hartford, Conn.) is published on Counsel Stack Legal Research, covering Louisiana Court of Appeal primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Rector v. Hartford Acc. & Indem. Co. of Hartford, Conn., 120 So. 2d 511 (La. Ct. App. 1960).

Opinion

120 So.2d 511 (1960)

Kenneth A. RECTOR and Mrs. Joyce Rector, Plaintiffs-Appellee,
v.
HARTFORD ACCIDENT & INDEMNITY COMPANY OF HARTFORD, CONN., Byron M. Vernon and John S. Campbell, d/b/a Twin Cedar Trailer Park, Defendants-Appellants.

No. 4976.

Court of Appeal of Louisiana, First Circuit.

April 25, 1960.
Rehearing Denied May 31, 1960.

*512 Kantrow, Spaht, West & Kleinpeter, Baton Rouge, for appellants.

Joseph A. Gladney, Baton Rouge, for appellees.

Before ELLIS, LOTTINGER, TATE, LANDRY and FRUGE, JJ.

ELLIS, Judge.

On November 18, 1957, the plaintiff, Kenneth A. Rector, was renting from the Twin Cedar Trailer Park, space to park his trailer, and at about 11:30 A.M. during a wind and rain storm an elm tree estimated from two or three feet in diameter fell across the trailer causing certain alleged injuries to plaintiff, Mrs. Rector. The plaintiff, Mrs. Rector, filed suit for her alleged injuries and pain, suffering, consisting of injury to her back, fracture in the translucent lines in the right ramus of the pubis, shock, traumatic neurosis, anxiety, physical pain and suffering past and future, mental pain and anguish past and future, humiliation and embarrassment, personal inconvenience and attorney's fees. Kenneth A. Rector asked for damages to the trailer and for recovery of certain items which he as head of the community alone could claim and sue for their recovery.

Plaintiff alleged that the tree fell because it was diseased and defective; that plaintiffs were not warned by the defendants of the defective tree nor were they ever advised, informed or learned that the tree was defective prior to the accident; that the defendants, Vernon and Campbell, knew of the defective condition of the tree; that plaintiff's rental contract entitled them to receive and expect a safe place to locate their trailer, and that the defendants, Vernon and Campbell, violated the rental agreement in failing to provide a safe place; that they are entitled to recover from the defendants, Vernon and Campbell, their damages, losses and expenses as itemized in the petition under the provisions of LSA-Civil Code, Article 670, 2322 and 2695; in the alternative plaintiff plead that they were entitled to recover under the provisions of the LSA-Civil Code, Article 2315.

The defendants admitted renting a space to the plaintiffs for the location of the trailer; defendants deny that they are guilty of any negligence whatsoever, either causing or contributing to the alleged accident and the resulting damages; that the tree referred to in the plaintiff's petition blew down during a terrific storm and was not defective; that alternatively that if the tree were found to be defective, that there was nothing in connection with the appearance or nature of the tree which would lead any person to believe or suspect that said tree was defective in any way, and consequently, the defendants had no way whatsoever to know or even suspect that the tree contained any defects whatsoever, it being to all appearances a strong, healthy and sturdy tree; that the failure of the tree to remain standing was not caused by any negligence of any kind on the part of any of the defendants, but on the contrary was the result of an act of God and the uncontrollable forces of nature which were completely unforeseeable and uncontrollable by any of the defendants and, consequently, the defendants were guilty of no negligence whatsoever, either causing or contributing to the cause of the fall of the tree and the resulting damages; in the alternative, the defendants plead contributory negligence on the part of the plaintiffs; in the further alternative the defendants plead the assumption of risk on the part of the plaintiff and that they had the last clear chance to have avoided the *513 accident and resulting damages, in that they had full knowledge of the terrific storm in progress and that there are certain dangers attendant upon placing one's self or property directly beneath such a tree and that plaintiffs had ample time and opportunity prior to the occurrence of the accident to remove themselves from such a position of danger.

After trial before a jury for approximately five days and the hearing of sufficient testimony to constitute a transcript of evidence containing 778 pages, the jury returned a verdict in favor of the plaintiffs, Kenneth A. Rector, in the sum of $2,400 with interest, and in favor of Mrs. Joyce Rector in the sum of $8,000 with interest. By stipulation all defendants except the Hartford Accident and Indemnity Company of Hartford, Conn., the insurer, were relieved of the effect of the judgment and from this judgment it has appealed. The plaintiffs have answered the appeal asking a review of the trial court's ruling in refusing to permit them to prove attorneys fees as an element of damages in violation of the rental contract based on the bad faith of the defendant; also they state that they are aggrieved at the amount awarded Mrs. Joyce Rector as being manifestly inadequate and ask that it be increased to the sum of $27,600; that plaintiff Kenneth A. Rector was aggrieved in that the award to him was inadequate and should have been $3,902.24 including attorneys fees and asked for such an increase on this appeal.

The main defense relied upon by defendant in this case consisted of the contention that this accident and resulting damage was the result of an act of God, for which the defendants, Vernon and Campbell, would not be liable under the law of Louisiana, and for which the defendant, Hartford Accident and Indemnity Company, could not be liable because of the fact that an accident caused by an act of God forms a specific exclusion in the insurance policy issued to the defendants.

The plaintiffs counter with a denial that the storm was not of sufficient force or violence under the proven facts to be classified as an act of God in relation to the cause for the tree having been broken eight to ten feet above the ground and falling on the plaintiffs' trailer. Plaintiffs further contend that even though the falling of the tree could be considered as having been caused by an act of God, that when such an act combines or concurs with the negligence of the defendant, the latter is liable if the injury would not have resulted but for his own negligence, conduct or omission, and that in the present case the defendants, by the exercise of reasonable care and foresight,[1] could have prevented the accident.

The law and the jurisprudence which define an act of God as applicable where such an act produces an injury is clear and well settled, as is the law and jurisprudence, in cases where there is a concurring negligence combined with the act of God which produces the injury. Plaintiffs and defendants in their excellent briefs have cited the law applicable to the contentions above outlined, some of which are relied upon by both parties, and we quote:

"The concurring negligence which when combined with the Act of God produces *514 the injury must be such as is in itself a real, producing cause of the injury, and not merely fanciful or speculative or microscopic negligence which may not have been in the least degree the cause of the injury. In other words, if the Act of God is of such an overwhelming and destructive character as by its own force, and independently of the particular negligence alleged or shown, to produce the injury, there is no liability, although there is some negligence.

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Cite This Page — Counsel Stack

Bluebook (online)
120 So. 2d 511, Counsel Stack Legal Research, https://law.counselstack.com/opinion/rector-v-hartford-acc-indem-co-of-hartford-conn-lactapp-1960.