Ratcliff v. United Services Automobile Ass'n

180 So. 2d 58, 1965 La. App. LEXIS 4027
CourtLouisiana Court of Appeal
DecidedSeptember 20, 1965
DocketNo. 10425
StatusPublished
Cited by7 cases

This text of 180 So. 2d 58 (Ratcliff v. United Services Automobile Ass'n) is published on Counsel Stack Legal Research, covering Louisiana Court of Appeal primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Ratcliff v. United Services Automobile Ass'n, 180 So. 2d 58, 1965 La. App. LEXIS 4027 (La. Ct. App. 1965).

Opinions

HARDY, Judge.

This is an action by plaintiff individually and for the use and benefit of his minor ■son for damages arising from personal injuries sustained by the said minor, Gary Keith Ratcliff. From judgment in favor of plaintiff individually in the sum of $1,035.-39, and for the use and benefit of the minor in the sum of $2,500.00, both plaintiff and defendant have appealed.

The accident which is the basis for this action occurred on Caney Lake in Webster Parish about 5 :00 o’clock in the afternoon of Sunday, March 15, 1964, at which time Gary Ratcliff, fourteen years of age, was a guest passenger in a motorboat owned by Major Herbert C. Gore, defendant’s assured, and operated by his fifteen-year old son, Robert Gore. The boat was a fifteen-foot cruiser powered by a 75 H.P. outboard motor. The seating arrangement consisted of two seats athwart the boat fitted back to back and located behind the dashboard and in front of the motor assembly. On or about the day before the accident the rear seat had been removed for upholstering, leaving exposed two metal studs or angle irons just behind the front seat.

At the time of the accident the boat had just taken off from the lake bank for the purpose of crossing the lake. The two young boys, who were the only occupants, were sitting on the top of the backrest of the front seat with their feet on the seat, young Gore being on the right operating the boat and young Ratcliff on the left. After proceeding a comparatively short distance from the bank, the boat crossed the wake of another motorboat which had passed some 100 feet in front, and as it struck the wake the boat lurched violently, throwing young Ratcliff backward from his position with such force that he was impaled upon the exposed left stud or angle iron of the rear seat, causing severe and exceedingly painful injuries to the rectal area of his body.

Negligence was charged against defendant’s assured in permitting the use of the boat with the metal studding exposed in such manner as to create a dangerous condition; permitting the minor boys to operate and ride in the boat while seated on top of the backrest of the front seat without warning them as to the danger; and in using a motor generating power beyond the safe capacity of the watercraft involved. The principal charges of negligence against the minor, Robert Gore, were alleged failure to maintain a proper lookout and adequate control and negligent operation, particularly in accelerating the speed of the boat simultaneously with the crossing of the wake of another boat.

Defendant’s answer, after generally denying the plaintiff’s allegations of negligence, specifically asserted pleas of contributory [60]*60negligence and assumption of risk as against Gary Ratcliff. The charges of negligence were directed against the actions of young Ratcliff in riding on the backrest of the front seat in a dangerous position without proper support, and in failing to take proper precautions to protect his person and guard himself against “the obvious physical set-up in the boat.”

Before this court counsel for defendant strongly urges the three phases of defense evidenced by his pleading, namely, lack of negligence on the part of defendant’s assured ; contributory negligence and assumption of risk by the minor, Gary Ratcliff.

After study of the record we have had no difficulty in reaching the conclusion that defendant’s assured was guilty of gross negligence in permitting the use of the boat in a condition which clearly constituted a serious potential danger, and in allowing the teen-age boys to ride in a dangerous position without warning them against such action, or, indeed, without forbidding them to ride in such a position. In this connection, we think it appropriate to observe that there is a substantial obligation imposed upon the adult owner of any vehicle, possessed of mature judgment, discretion and experience, to carefully supervise the actions of others, particularly teen-age children, who cannot be charged with a similar understanding and recognition of the possibility of danger.

It should have been obvious that the operation of a high-powered motorboat by a young boy while seated upon the top of the backrest of the front seat was dangerous both to himself and any passengers in the boat. It is clear that this position was necessarily taken in order that the boys might have a clearer view over the front of the boat than would have been possible if they had been properly seated. This conclusion is established in the testimony of young Gore who was asked the reason for his position and answered:

“So I could see over the boat — over the bow of the boat.”

We are also firm in the opinion that the testimony justifies the finding of negligence with reference to young Gore’s operation of the boat. There is a conflict in the-testimony of the two boys as to the exact manner of occurrence of the accident. Gary Ratcliff testified that young Gore first decelerated the speed of the boat on approaching the wake then accelerated to-full speed at the moment the boat hit the-wake of the other craft. To the contrary, Gore testified that he neither decelerated nor accelerated the speed of the boat as he approached and crossed the wake. If there was no other basis for a conclusion except this contradictory testimony, it could not be said that plaintiff had established this, charge of negligence. However, it was the testimony of both boys that on a number of occasions during the afternoon they had crossed the wake of other boats without incident. Gore admitted in his testimony that as the boat hit the wake it gave an unusual' lurch which he could not explain. We think the only explanation is justified on the basis of Gary Ratcliff’s testimony which, therefore, must be accepted. Only the violation of the duty of ordinary care in the operation of the boat under the conditions described could have resulted in an impact of the degree of force and violence which occurred.

The liability of defendant’s assured is; established by statute under the provisions-of the “Uniform Pleasure Boating Act” asset forth in L.R.S. 34:850.1, et seq. The title of the Act clearly declares its purpose as intended to provide for the protection and' promotion of safety in the operation of motorcraft engaged in recreational boating, and Section 850.24 clearly establishes the owner’s responsibility in the following words:

“The owner of a watercraft shall be liable for any injury or damage occasioned by the negligent operation of such watercraft, whether such negligence consists of a violation of the provisions of the statutes of this state, [61]*61or in the failure to observe such ordinary care in such operation as the rules of the common law require.”

Even without negligence on the part of the operator of the boat, we think the owner would be liable under the factual circumstances of this case on the authority of Percle v. Ordoyne (1st Cir., 1963, writs denied), La.App., 150 So.2d 902. The cited case did not involve any issue as to the negligence of operation but the court approved recovery by plaintiffs on the ground that the owner was guilty of negligence by reason of the faulty and insecure installation of the motor.

Free access — add to your briefcase to read the full text and ask questions with AI

Related

Pearce v. Wistisen
701 P.2d 489 (Utah Supreme Court, 1985)
Holman v. Reliance Ins. Cos.
414 So. 2d 1298 (Louisiana Court of Appeal, 1982)
Gasquet v. Commercial Union Ins. Co.
391 So. 2d 466 (Louisiana Court of Appeal, 1980)
Stansbury v. Hover
366 So. 2d 918 (Louisiana Court of Appeal, 1978)
Anderson v. Clements
284 So. 2d 341 (Louisiana Court of Appeal, 1973)
Ratcliff v. United Services Automobile Ass'n
180 So. 2d 541 (Supreme Court of Louisiana, 1965)

Cite This Page — Counsel Stack

Bluebook (online)
180 So. 2d 58, 1965 La. App. LEXIS 4027, Counsel Stack Legal Research, https://law.counselstack.com/opinion/ratcliff-v-united-services-automobile-assn-lactapp-1965.