Ratcliff v. Insurance Co. of Pennsylvania

151 So. 2d 90, 1963 La. App. LEXIS 1434
CourtLouisiana Court of Appeal
DecidedFebruary 22, 1963
DocketNo. 5736
StatusPublished
Cited by4 cases

This text of 151 So. 2d 90 (Ratcliff v. Insurance Co. of Pennsylvania) is published on Counsel Stack Legal Research, covering Louisiana Court of Appeal primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Ratcliff v. Insurance Co. of Pennsylvania, 151 So. 2d 90, 1963 La. App. LEXIS 1434 (La. Ct. App. 1963).

Opinion

ELLIS, Judge.

Plaintiff seeks damages in tort against the defendant insurance company (insurer of his brother, Barney Ratcliff), for an inguinal hernia allegedly arising out of an accident which occurred on or about June 13, 1960 in Livingston Parish when a Ford pick-up truck being driven backward by Barney Ratcliff struck plaintiff as Ratcliff was attempting to place the truck in position to load a sack of feed at plaintiff’s place of business.

[91]*91The case was tried on the merits and judgment rendered with oral reasons assigned in favor of the plaintiff in the sum of $6953.70. Plaintiff prayed for $6000.00 for physical pain, mental pain, suffering, ■anguish and anxiety and for $1000.00 for medical bills, past and future, loss of wages, $2000.00, and money paid to keep his store open, $1000.00. As there are no written reasons and the medical and hospital bills are proven to have been $453.70, we therefore presume the balance of the amount of the judgment was for the other items prayed for in plaintiff’s petition. The defendant has appealed from this judgment.

Counsel for the defendants, in argument •and brief, contends that the trial court committed the following “Specifications of Error”:

“1. The Trial Court erred in finding from the evidence that the hernia suffered by plaintiff was related to or caused by his being struck by the pickup truck of Barney Ratcliff on June 13, 1960.

“2. The Trial Court erred in finding .actionable negligence on the part of Barney Ratcliff in backing his vehicle on the premises of plaintiff under the circumstances and facts appearing in the record; and

“3. The Trial Court erred in failing to find gross contributory negligence on the part of the plaintiff, who knew that his brother, Barney Ratcliff, was going to back the pickup truck to the side door of the building, but notwithstanding such fact, placing himself in a position where his presence could not be observed by his brother and remained there without listening or looking until struck by such backing vehicle.”

The plaintiff owned and operated a general merchandise store in Livingston, Louisiana, in which he also handled and sold livestock feed kept in a back room and to which there was a separate door on the side of the store building. On the outside of the regular door there was a screen door which it was also necessary to open and hold or prop open in order to deliver feed to a customer by loading it into his truck. Generally customers desiring feed would drive around to the back of the store and then back their vehicle to the door for delivery and loading.

On the day of the accident, which was alleged to have occurred on or about June 13, 1960, but which was definitely proven to have happened about three days prior to July 1st, 1960, Barney Ratcliff drove his pickup truck to the front of plaintiff’s store and the latter got in the truck with him and, after talking awhile, Barney Ratcliff told his brother he wanted to get a sack of feed before he left. In order to do this the truck was driven by Barney Ratcliff to the back of the store as usual and backed within eight or ten feet of the door through which the feed had to be loaded. At this time the plaintiff got out of the truck in order to open the door. The latch on the screen door was to the south and the door therefore opened to the north. The left side of the truck when backed toward the door was to the south, which placed the driver on the opposite side from the door when open. Plaintiff got out of the truck, walked to the back and had opened this screen door and was stooping over in order to prop the door open when Barney Ratcliff backed the truck into him, striking him in the region of the left side, which plaintiff described as “In the lower part of my stomach.” He described his condition immediately after being struck as follows:

“I grabbed my side, naturally, and grunted and run around there for a while, and he came running to me and he said, are you hurt? And I said, I don’t think too bad, and I didn’t think I was — and, well, that is it so far as what I did, then the burning got so bad and I went to the doctor with it, maybe a couple or three days after, I don’t remember just how long, but he told me I was ruptured and I told him what had happened and we figured it happened from that.”

[92]*92Plaintiff in another portion of his testimony described the ordinary procedure for backing a truck and the opening of the door and what he was doing at the time Barney Ratcliff’s truck backed up to the door in the following testimony:

“Q. Describe how you went about opening this door for your brother, Mn Rat-cliff?

“A. See, there are two doors, a screen door and a wooden door, usually you just ordinarily would go through the store and open the door for anybody, naturally, if you would be on the inside, but when you open the door and got it propped you ordinarily motioned them to back up. .Well, at that time when I went to the back door with him I was stooping there getting the prop when he backed up on me, ordinarily I reckon he would have waited until I motioned for him to come, but somehow or other he didn’t and he was figuring I had stepped into the door and I was figuring he had stopped, and there is such a lot of racket there, too, and I didn’t hear his motor running and he didn’t notice me being out there.

“Q. What kind of warning did he give you, if any?

“A. Well, he didn’t give me any. * * *

“Q. Well, just what were you doing when the truck backed up ?

“A. I was reaching out and down getting a prop that I used there to prop the door open with, and was sort of cata-cornered, I reckon you call it, and instead of him looking back, I reckon, by me being so close on the track he couldn’t see me through his mirror and he thought I was in tire door and he just backed up on me, but he isn’t the only fellow who has ever hit that door back there, it is skint all over.”

Barney Ratcliff told of the occurrence in his testimony as follows:

"Jack and me were setting in the truck talking and it was getting late, about closing time, as well as I remember, anyway, I had to get a sack of feed and he said drive around back and we will load it up, so we did. And I swung around and backed up and he got out and opened the door and I went to backing up and when I got back pretty close to the door I looked back to see if he was still there and didn’t see him and thought he was in the feed room and I backed on up there and I heard somebody hollering and I naturally jerked the truck in first and pulled up a few feet, and jumped out and run back and he was holding his stomach, I don’t know if he was down on his knees or just bent over, and I naturally knew I had backed into him and I asked if he was hurt much and he grunted a good while and I got the feed and went on. I told him he should go to the doctor and he said he didn’t think he was hurt much.
***** *
“Q. But when your brother got out of the cab you knew he was going to open the door, so you could back up ?
“A. Yes.
“Q. When you looked back before backing up, Mr. Ratcliff, was the screen door open?
* * * * * #
“A. All I remember is, I looked at the left door and saw it open and I thought he had gotten into the feed room.”

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Related

Guilbeau v. Liberty Mut. Ins. Co.
338 So. 2d 600 (Supreme Court of Louisiana, 1976)
Eckel v. C. T. Patterson Co.
279 So. 2d 210 (Louisiana Court of Appeal, 1973)
Cavalier v. American Employers Insurance
170 So. 2d 713 (Louisiana Court of Appeal, 1964)
Ratcliff v. Insurance Co. of Pennsylvania
152 So. 2d 63 (Supreme Court of Louisiana, 1963)

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Bluebook (online)
151 So. 2d 90, 1963 La. App. LEXIS 1434, Counsel Stack Legal Research, https://law.counselstack.com/opinion/ratcliff-v-insurance-co-of-pennsylvania-lactapp-1963.