Randolph v. Merchants & Mechanics Banking & Loan Co.

199 S.E. 549, 58 Ga. App. 566, 1938 Ga. App. LEXIS 56
CourtCourt of Appeals of Georgia
DecidedOctober 31, 1938
Docket26899
StatusPublished
Cited by9 cases

This text of 199 S.E. 549 (Randolph v. Merchants & Mechanics Banking & Loan Co.) is published on Counsel Stack Legal Research, covering Court of Appeals of Georgia primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Randolph v. Merchants & Mechanics Banking & Loan Co., 199 S.E. 549, 58 Ga. App. 566, 1938 Ga. App. LEXIS 56 (Ga. Ct. App. 1938).

Opinion

Sutton, J.

John T. Randolph brought suit for damages against Merchants & Mechanics Banking & Loan Company and Atlanta Title & Trust Company, jointly and severally, in two counts. In the first count he alleged that he was, and had been since 1919, the owner of a lot of land in Atlanta, Georgia, at the northwest corner of Simpson and Newport Streets, fronting fifty feet on Simpson Street and one hundred and twenty feet on Newport Street; that the bank owned the lot on Newport Street which adjoins the rear of the plaintiff’s lot; that the house which is on the defendant bank’s lot was built thereon by one McCurry, a predecessor in title of said defendant, who, in building said house, had deliberately encroached on the plaintiff’s lot to the extent of an area of 8x50 feet; that said McCurry, shortly before building the said house, had bought the Newport Street lot in the rear of plaintiff’s lot from one Langley, having the title to said lot guaranteed by the defendant title company at the time of purchase; that although the deeds on record in the office of the clerk of the superior court of Fulton County, wherein the land was located, showed clearly that the 8x50 foot strip belonged to the plaintiff, and that Langley had never owned or had any color of title thereto, the title company, as a result of a careless and negligent search by it of said records, guaranteed that by virtue of the conveyance from Langley, McCurry got good title to the Newport Street lot, [567]*567including the 8x50 strip which belonged to the plaintiff; that McCurry gave the defendant bank a loan deed to the Newport Street property, purporting to convey to said loan company or bank legal title to plaintiff’s 8x50 foot strip; that the defendant title company issued to said loan company or bank a policy guaranteeing title to the lot, including plaintiff’s said 8x50 foot strip, which the title company knew, or by the exercise of reasonable care should have known, was the absolute property of the plaintiff; that subsequently McCurry conveyed her interest in the Newport Street property to one Watson, who in turn gave a loan deed thereto to the defendant; loan company; that on this occasion the defendant title company again issued to the defendant loan company a title policy guaranteeing title to the Newport Street lot, including the 8x50 foot strip which was plaintiff’s absolute property and to which neither Watson nor his predecessors in title nor the defendant loan company ever had any title or right whatsoever; that the issuance by the title company of the several above-mentioned policies, in which it guaranteed title to plaintiff’s strip of land into persons never having or acquiring title thereto, was due to a negligent and careless search of the records of said title company, the records of the clerk of the superior court showing that during all the time in question title to said strip of land was absolutely in the plaintiff; that in each of said title policies the title company covenanted and .agreed to defend all actions of ejectment founded on a claim of title existing prior to the issuance of the policy; that on February 13, 1931, while the defendant loan company held title to the house on Newport Street as security for the debt due it by Watson, the plaintiff filed in the superior court of Fulton County an ejectment suit to recover possession of said 8x50 foot strip, said suit naming Watson, who was in possession of the Newport Street house, as defendant therein; that immediately on being served with said suit Watson turned the papers over to defendant loan company for it to do as it saw fit, inasmuch as it held legal title to the Newport Street house, and inasmuch as Watson was about to lose whatever equity he had in the same because of his inability to keep up the payments thereon, and for this reason he had no financial interest in the outcome of the ejectment suit; that shortly after the ejectment suit was filed the defendant loan company went into actual possession of the Newport, Street property and foreclosed on Watson, [568]*568and it has been in possession of said property ever since; that the defendant loan company turned the papers in said ejectment suit over to the defendant title company to defend, the .title company having an interest to protect in the ejectment suit by virtue of having issued the several aforementioned policies, the covenants of which bound it to assume, as.it did assume, the defense of said ejectment suit, the defense therein being filed and handled by attorneys who were retained and paid by the defendant title company, the said attorneys acting for and on behalf of both the title company and the loan company; that Watson took no part in the defense of said suit, was not represented therein by said attorneys or any 'one else, had no control whatever over the conduct of said defense, and was not permitted by the defendants or by their attorneys to' exercise any control whatever over said attorneys or the defense of said suit, the defense of which was conducted by the title company and the loan company for their own benefit to protect their respective interests in said suit, the defense being conducted by them openly and with the knowledge of the plaintiff.

In said ejectment suit judgment was rendered in favor of the plaintiff for the land in question on March 13, 1935; that no motion for a new trial, appeal, or exception of any kind was filed in said case, and both the defendants in the pi'esent suit were bound by the.judgment therein; that after said judgment plaintiff called upon defendant loan company to move its house off of his land, biit was requested by the attorneys representing both defendants to withhold enforcement of the writ of ejectment, which had been issued in said case, in order to give an opportunity to move said house, and plaintiff did withhold enforcement of said writ for over two months, thus giving the defendants ample time to move the said house off of his land, but plaintiff in no way waived his right to the possession and enjoyment of said land or any other rights which he might have in the premises; that, in order to. annoy and harass plaintiff and"keep him out of possession of the 8x50 strip to which they already admitted plaintiff had legal title, the defendants did .together file on May 15, 1935, in the name .of the defendant'loan Compaq, a suit in equity in. which they sought to have, plaintiff enjoined from interfering with the use and occupancy by the loan ' company of the said strip and to compel plaintiff to convey said land to the loan company for a consideration of $50, and, in order [569]

Free access — add to your briefcase to read the full text and ask questions with AI

Related

Thico Plan, Inc. v. Ashkouti
320 S.E.2d 604 (Court of Appeals of Georgia, 1984)
Quality Screen Process Corp. v. Collins
265 S.E.2d 358 (Court of Appeals of Georgia, 1980)
Altamaha Convalescent Center, Inc. v. Godwin
224 S.E.2d 76 (Court of Appeals of Georgia, 1976)
Liberty Mutual Insurance v. Coburn
209 S.E.2d 655 (Court of Appeals of Georgia, 1974)
Wallace v. Jones
114 S.E.2d 436 (Court of Appeals of Georgia, 1960)
State Mutual Insurance v. McJenkin Insurance & Realty Co.
71 S.E.2d 670 (Court of Appeals of Georgia, 1952)
Woodland Hills Company v. Coleman
36 S.E.2d 826 (Court of Appeals of Georgia, 1946)
Georgia Veneer & Package Co. v. Florida National Bank
32 S.E.2d 465 (Supreme Court of Georgia, 1944)

Cite This Page — Counsel Stack

Bluebook (online)
199 S.E. 549, 58 Ga. App. 566, 1938 Ga. App. LEXIS 56, Counsel Stack Legal Research, https://law.counselstack.com/opinion/randolph-v-merchants-mechanics-banking-loan-co-gactapp-1938.