Publix Super Markets, Inc., Normandy Insurance Company v. Department of Financial Services, Division of Workers Compensation

CourtDistrict Court of Appeal of Florida
DecidedFebruary 25, 2026
Docket1D2023-0941
StatusPublished

This text of Publix Super Markets, Inc., Normandy Insurance Company v. Department of Financial Services, Division of Workers Compensation (Publix Super Markets, Inc., Normandy Insurance Company v. Department of Financial Services, Division of Workers Compensation) is published on Counsel Stack Legal Research, covering District Court of Appeal of Florida primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Publix Super Markets, Inc., Normandy Insurance Company v. Department of Financial Services, Division of Workers Compensation, (Fla. Ct. App. 2026).

Opinion

FIRST DISTRICT COURT OF APPEAL STATE OF FLORIDA _____________________________

No. 1D2023-0941 _____________________________

PUBLIX SUPER MARKETS, INC., NORMANDY INSURANCE COMPANY, ZENITH INSURANCE COMPANY, BRIDGEFIELD EMPLOYERS INSURANCE COMPANY, BRIDGEFIELD CASUALTY INSURANCE COMPANY, BUSINESSFIRST INSURANCE COMPANY, and RETAILFIRST INSURANCE COMPANY,

Appellants,

v.

DEPARTMENT OF FINANCIAL SERVICES, DIVISION OF WORKERS’ COMPENSATION, PRESCRIPTION PARTNERS, LLC; FLORIDA MEDICAL ASSOCIATION; FLORIDA OSTEOPATHIC MEDICAL ASSOCIATION; and FLORIDA ORTHOPAEDIC SOCIETY,

Appellees. _____________________________

On appeal from the Division of Administrative Hearings. Darren A. Schwartz, Administrative Law Judge.

February 25, 2026 NORDBY, J.

Under a longstanding provision of Florida’s Workers’ Compensation Law, an injured employee has a “free, full, and absolute choice” of which “pharmacy or pharmacist” fills and dispenses any required prescriptions under Chapter 440. To resolve this case, we must decide whether a physician authorized to dispense medication under section 465.0276, Florida Statutes, is considered a pharmacist within the meaning of this “absolute choice” provision in section 440.13, Florida Statutes.

The underlying proceeding arose in 2023, when the Department of Financial Services, through its Division of Workers’ Compensation, issued proposed rules interpreting section 440.13’s “absolute choice” language to include healthcare practitioners who are authorized to dispense drugs directly to their patients. The proposed rules prohibit workers’ compensation insurance carriers from denying authorization or reimbursement for prescription medication solely because a “dispensing practitioner” dispenses the medication.

Appellants, a group of companies affected by the proposed rules, filed an administrative petition challenging the proposals as invalid exercises of delegated legislative authority. Ultimately, after a hearing, the Division of Administrative Hearings (DOAH) issued a final order rejecting Appellants’ claims and dismissing the petition. Because we find that the proposed rules improperly enlarge, modify, or contravene the “absolute choice” provision in section 440.13(3)(j), Florida Statutes (2022), we set aside that final order.

I.

We begin with some basic background. Florida’s workers’ compensation system is set out in Chapter 440 of the Florida Statutes. The Legislature based this statutory no-fault system “on a mutual renunciation of common-law rights and defenses by employers and employees alike” and designed the regime to be “self-executing.” § 440.015, Fla. Stat. The law generally immunizes employers from suits by employees for injuries arising out of and in the course of employment; in exchange, the employer

2 must pay the employee indemnity benefits related to lost work and provide the employee medically necessary remedial treatment, care, and attendance for the injury. § 440.13(2)(a), Fla. Stat. This includes any medically necessary prescription medication.

To receive payment under Chapter 440, a medical provider who renders non-emergency services must receive authorization from the employer’s workers’ compensation insurance carrier before providing treatment. § 440.13(13)(a), Fla. Stat. With limited exceptions, the carrier selects and authorizes the provider who will provide treatment to the injured employee. After the injured employee receives the authorized treatment, the provider bills the carrier directly, and the carrier pays.

One significant exception to the typical carrier authorization structure is prescription medication. Before 1994, carriers had sole control over where injured employees could go to have their prescription medications dispensed. But that changed. In a 1993 special session, the Legislature amended Chapter 440 to allow injured employees the “free, full, and absolute choice” to select any pharmacy or pharmacist to dispense medications. See Laws of Fla. 93-415 at 103 (codified as § 440.13(3)(j), Fla. Stat. (1994)). Since then, the Legislature has made no substantive changes to this “absolute choice” provision:

Notwithstanding anything in this chapter to the contrary, a sick or injured employee shall be entitled, at all times, to free, full, and absolute choice in the selection of the pharmacy or pharmacist dispensing and filling prescriptions for medicines required under this chapter. It is expressly forbidden for the department, an employer, or a carrier, or any agent or representative of the department, an employer, or a carrier, to select the pharmacy or pharmacist which the sick or injured employee must use; condition coverage or payment on the basis of the pharmacy or pharmacist utilized; or to otherwise interfere in the selection by the sick or injured employee of a pharmacy or pharmacist.

§ 440.13(3)(j), Fla. Stat.

3 Outside of Chapter 440, in a separate statutory provision, the Legislature has approved certain healthcare providers to dispense drugs to their patients in the regular course of practice. Enacted in 1986, section 465.0276, Florida Statutes, governs these dispensing practitioners: “[a] person may not dispense medicinal drugs unless licensed as a pharmacist or otherwise authorized under this chapter to do so, except that a practitioner authorized by law to prescribe drugs may dispense such drugs to her or his patients . . . in compliance with this section.” § 465.0276(1)(a), Fla. Stat.

Historically, the Department interpreted the “free, full, and absolute choice in the selection of the pharmacy or pharmacist” language of section 440.13(3)(j) to exclude dispensing practitioners. Yet, in 2020, the Department reversed course. Contrary to its previous interpretation, the Department concluded that dispensing practitioners were to be considered pharmacists under the “absolute choice” provision. Accordingly, the Department issued an information bulletin that explained:

failure to authorize and/or reimburse for prescription medications solely because the medication is or will be dispensed by a licensed Florida dispensing physician instead of a pharmacist, interferes with the full, free and absolute choice of the sick or injured employee and, therefore, is contrary to law.

Florida Dep’t of Fin. Servs., Informational Bull. DWC-01- 2020, (Mar. 31, 2020), https://www.myfloridacfo.com/docs- sf/workers-compensation-libraries/workers-comp- documents/bulletins/DWC-01-2020.pdf.

Appellants (excluding Publix Super Markets, Inc.) filed a petition with DOAH challenging the Department’s authority to issue the bulletin. Eventually, the parties entered a settlement stipulation under which Appellants dismissed their petition and the Department rescinded its bulletin. As part of the settlement, the Department replaced the bulletin with a Notice of Rule Development. Soon after, the rulemaking process began.

4 After workshopping the rules, the Department published the two proposals challenged here. Proposed Rule 69L-7.730 added the following language to an existing rule addressing the medical billing and reporting responsibilities of healthcare providers:

Physicians (including oral surgeons), physician assistants, ARNPs, and any other recognized practitioners registered to dispense medications pursuant to section 465.0276, F.S., may dispense medications to the injured worker. Medication is treatment and must be authorized prior to dispensing, pursuant to section 440.13(3)(a), F.S., and must be medically necessary to treat the compensable injury. Dispensing such medication may not be denied, absent a contrary contractual provision, and reimbursement may not be disallowed or adjusted for the sole reason that the injured worker has chosen to receive such medication from a practitioner registered to dispense medications under Chapter 465, F.S.

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Bluebook (online)
Publix Super Markets, Inc., Normandy Insurance Company v. Department of Financial Services, Division of Workers Compensation, Counsel Stack Legal Research, https://law.counselstack.com/opinion/publix-super-markets-inc-normandy-insurance-company-v-department-of-fladistctapp-2026.