Prashant Prabhulkar v. Progressive Auto Insurance

Court of Appeals of Texas·Decided June 8, 2022·No. 05-20-00110-CV·Published

Opinion

Affirmed and Opinion Filed June 8, 2022

In The

Court of Appeals

Fifth District of Texas at Dallas No. 05-20-00110-CV

PRASHANT PRABHULKAR, Appellant V.

PROGRESSIVE AUTO INSURANCE, Appellee

On Appeal from the 366th Judicial District Court Collin County, Texas

Trial Court Cause No. 366-03030-2018

MEMORANDUM OPINION

Before Justices Schenck, Osborne, and Partida-Kipness Opinion by Justice Osborne Prashant Prabhulkar, pro se, appeals the trial court’s no-evidence summary

judgment dismissing his claims against Progressive Auto Insurance.1 Prabhulkar raises three issues on appeal arguing: (1) the trial court erred when it excluded evidence during the hearing on his motion for new trial; (2) the evidence is factually insufficient to support the trial court’s no-evidence summary judgment; and (3) there is a genuine issue of material fact precluding summary judgment on his breach of

1 Progressive advises this Court that Prabhulkar incorrectly refers to it as “Progressive Auto Insurance.”

It states that the correct name for the company is “Progressive County Mutual Insurance Company.”

contract and bad faith claims. We conclude the trial court did not err and affirm the judgment.

I. PROCEDURAL BACKGROUND

On June 22, 2018, Prabhulkar filed his original petition against Progressive,

his insurance company, alleging, in “two counts,” a tort claim for bad faith or more precisely, breach of the duty of good faith and fair dealing. He did not assert any contractual claims. In its first amended answer, Progressive generally denied the claims, and it asserted a verified denial contending that certain conditions precedent had not been satisfied, special exceptions, and several affirmative defenses.

On October 3, 2019, Progressive filed a no-evidence motion for summary judgment and on October 4, 2019, Progressive sent Prabhulkar notice of the October 31, 2019 hearing. On the day of the hearing, Prabhulkar appeared and filed his response. The trial court granted Progressive’s no-evidence summary judgment motion and on November 1, 2019, signed a written order to that effect. Prabhulkar filed a motion for new trial, which the trial court denied.

II. NO-EVIDENCE SUMMARY JUDGMENT In issues two and three, Prabhulkar argues the evidence is “factually

insufficient” to support the trial court’s no-evidence summary judgment against him2 and there is a genuine issue of material fact precluding summary judgment on his

2 We do not review a no-evidence summary judgment for factual sufficiency. Accordingly, we construe Prabhulkar’s second issue to argue that he presented more than a scintilla of probative evidence to raise a genuine issue of material fact on the challenged elements.

breach of contract and breach of the duty of good faith and fair dealing claims. Progressive responds that Prabhulkar did not assert a claim for breach of contract or breach of the UIM/UM contract against Progressive; he asserted only a bad faith claim for violation of the duty of good faith and fair dealing. Also, Progressive contends that Prabhulkar did not file a timely response, so the trial court was required to grant its no-evidence summary judgment motion. But even if the trial court should have considered Prabhulkar’s response, the trial court was not obligated to search the record for evidence and Prabhulkar failed to include competent summary judgment evidence presenting more than a scintilla of proof toward his bad faith claims because: (1) it was an unsworn pleading and does not constitute competent summary judgment evidence; (2) his alleged claim did not constitute the level of “extreme conduct” required; and (3) he offered no evidence of an injury separate and apart from non-recovery of insurance benefits.

A. Standard of Review

An appellate court reviews a no-evidence summary judgment under the same legal sufficiency standard used to review a directed verdict. King Ranch, Inc. v. Chapman, 118 S.W.3d 742, 750–51 (Tex. 2003). A no-evidence motion for summary judgment is improperly granted if the nonmovant presented more than a scintilla of probative evidence to raise a genuine issue of material fact on the challenged elements. Ford Motor Co. v. Ridgway, 135 S.W.3d 598, 600 (Tex. 2004).

More than a scintilla of evidence exists if the evidence “rises to a level that would enable reasonable, fair-minded persons to differ in their conclusions.” Id. at 601.

B. Applicable Law

A party seeking a no-evidence summary judgment must assert that no

evidence exists as to one or more of the essential elements of the nonmovant’s claim on which the nonmovant would have the burden of proof. See TEX. R. CIV. P. 166a(i). Once the nonmovant specifies the elements on which there is no evidence, the burden shifts to the nonmovant to raise a fact issue on the challenged elements. See id.; Sw. Elec. Power Co. v. Grant, 73 S.W.3d 211, 215 (Tex. 2002).

To defeat a no-evidence motion for summary judgment, the respondent is not required to marshal his proof; his response need only point out evidence that raises a fact issue on the challenged elements. TEX. R. CIV. P. 166a, cmt.—1997; Johnson v. Brewer & Pritchard, P.C., 73 S.W.3d 193, 207 (Tex. 2002). If he fails to do so, the trial court must grant the no-evidence summary judgment. TEX. R. CIV. P. 166a(i); Soda v. Caney, No. 05-10-00628-CV, 2012 WL 1996923, at *1 (Tex. App.—Dallas June 5, 2012, pet. denied) (mem. op.).

A response to a no-evidence summary-judgment motion, including any evidence opposing the motion, is due seven days before the summary-judgment hearing. TEX. R. CIV. P. 166a(c). Rule 166a(c) provides that a response must be timely filed “[e]xcept on leave of court.” Id. Where nothing appears in the record to indicate a late filing was done with leave of court, it is presumed the trial court

did not consider it. B.C. v. Steak N Shake Operations, Inc., 598 S.W.3d 256, 260– 62 (Tex. 2020) (per curiam). Appellate courts examine the record for an affirmative indication that the late filing was “accepted and considered.” Id. That indication may arise from a “separate order, a recital in the summary judgment, or an oral ruling contained in the reporter’s record of the summary judgment hearing.” Id. A recital in the trial court’s summary judgment order that it considered the “evidence,” without any limitation, is an affirmative indication that the trial court considered the untimely filed summary judgment response. Id.

C. Application of the Law to the Facts In this case, Prabhulkar filed his response to the no-evidence motion for summary judgment on the day of the hearing without a motion for leave to file his response. During the hearing, when Prabhulkar made his appearance, he also announced that he had filed his response. Progressive objected on the basis that the response had not been filed seven days before the hearing, but the trial court did not rule on the objection. At the conclusion of the hearing, the trial court granted Progressive’s no-evidence summary judgment motion. The trial court’s written order specified it was based on Progressive’s no-evidence summary judgment motion and the arguments of Prabhulkar and Progressive’s counsel. Unlike the order at issue in B.C., the summary judgment order in this case contains an explicit limitation on what was considered by the trial court. It clearly states the trial court limited its consideration to Progressive’s motion for summary judgment and the

arguments of the parties. It does not state that it considered Prabhulkar’s response or the “evidence.” Given this limiting language and the absence of a motion or order granting Prabhulkar leave to file the late response, we must presume the trial court did not consider the response or any other evidence. See B.C., 598 S.W.3d at 260– 62.

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