Portfolio Recovery Associates, LLC v. Moore

2023 IL App (1st) 220133-U
CourtAppellate Court of Illinois
DecidedApril 13, 2023
Docket1-22-0133
StatusUnpublished

This text of 2023 IL App (1st) 220133-U (Portfolio Recovery Associates, LLC v. Moore) is published on Counsel Stack Legal Research, covering Appellate Court of Illinois primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Portfolio Recovery Associates, LLC v. Moore, 2023 IL App (1st) 220133-U (Ill. Ct. App. 2023).

Opinion

2023 IL App (1st) 220133-U Order filed: April 13, 2023

FIRST DISTRICT FOURTH DIVISION

No. 1-22-0133

NOTICE: This order was filed under Supreme Court Rule 23 and is not precedent except in the limited circumstances allowed under Rule 23(e)(1). ______________________________________________________________________________

IN THE APPELLATE COURT OF ILLINOIS FIRST JUDICIAL DISTRICT ______________________________________________________________________________

PORTFOLIO RECOVERY ASSOCIATES, LLC, ) Appeal from the ) Circuit Court of Plaintiff and Counterdefendant-Appellee, ) Cook County. ) v. ) No. 20 M 1112777 ) DOROTHY MOORE, ) Honorable ) Lorraine Mary Murphy and Defendant and Counterplaintiff-Appellant. ) Jamie Guerra Dickler, ) Judges, presiding. ______________________________________________________________________________

JUSTICE ROCHFORD delivered the judgment of the court. Justices Hoffman and Martin concurred in the judgment.

ORDER

¶1 Held: Defendant’s brief is stricken, and this appeal is dismissed, where defendant’s brief failed to comply with Illinois Supreme Court Rule 341.

¶2 Defendant and counterplaintiff-appellant, Dorothy Moore, appeals from a judgment

entered in favor of plaintiff and counterdefendant-appellee, Portfolio Recovery Associates, LLC

(Portfolio). For the following reasons, we strike Moore’s brief and dismiss this appeal.

¶3 Portfolio filed a complaint against Moore on July 28, 2020. Therein, Portfolio alleged that

Moore opened a “charge account and/or line of credit” with a predecessor-in-interest on January

5, 2012. After Moore failed to make payments, the account was charged-off on December 16,

2016. Portfolio was thereafter assigned all rights and title to the account and was “currently the No. 1-22-0133

bona fide owner thereof.” Contending that Moore owed $4,136.52, Portfolio asked for a judgment

against Moore for “Account Stated” in that amount, plus court costs.

¶4 Moore has represented herself pro se throughout these proceedings, both below and on

appeal. On December 11, 2020, Moore filed an answer denying the material allegations of the

complaint and a counterclaim.

¶5 In her counterclaim, Moore generally denied that she owed any debt to Portfolio or to its

predecessor-in-interest. More specifically, Moore contended that her account had been protected

by an insurance provision called “Account Assure,” for which she had paid a monthly fee. That

policy should have paid off her outstanding balance when she was hospitalized on March 28, 2014.

This insurance payout should have included the balance owed for several purchases she had

previously made but which were to be paid over time in installments. Moore also claimed that a

$500 automatically scheduled payment she made on March 28, 2014, was improperly applied to

her outstanding balance. That balance should have been paid off by the Account Assure benefit,

and the $500 applied to future purchases. Moore claimed that she informed Portfolio’s

predecessor-in-interest of all these facts but failed to obtain any relief with respect to her account.

¶6 Asserting that these failures of Portfolio’s predecessor-in-interest amounted to a breach of

contract, caused her to improperly incur interest and late fees on her account, caused incorrect and

damaging reports to be made on her credit report, and led Portfolio to file this “invalid” lawsuit to

“harm” her, Moore asked for a judgment against Portfolio “in the sum of a hundred times

$4,136.52.”

¶7 Portfolio filed a motion to dismiss the counterclaim, asserting that the counterclaim was

neither plain nor concise, plaintiff’s allegations sounded as affirmative defenses or denials, and

failed to attach a copy of the contract Portfolio purportedly breached. The motion to dismiss was

-2- No. 1-22-0133

entered and continued, Moore was granted leave to file an amended counterclaim, and Moore’s

final amended counterclaim was filed on June 1, 2021. Portfolio filed a motion to dismiss the final

amended counterclaim on June 25, 2021. Moore’s final amended counterclaim was dismissed with

prejudice on September 24, 2021, and this matter was set for trial on February 17, 2022.

¶8 On October 22, 2021, Moore filed a “Motion for Relief from Judgement 735 ILCS 5/2-

1203(a) *** Request to Vacate Judgement to Dismiss[,] Request for Rehearing.” Therein, Moore

sought either rehearing or vacatur of the order dismissing her final amended counterclaim.

Portfolio filed a response to the motion contending that it was improperly brought pursuant to

section 2-1203(a) of the Code of Civil Procedure (735 ILCS 5/2-1203(a) (West 2020)) and was

otherwise without merit. Moore’s motion was denied in an order entered on December 23, 2021.

Moore filed a notice of appeal from both that decision and the original order dismissing her final

amended counterclaim on January 25, 2022.

¶9 Despite the filing of Moore’s notice of appeal, this matter proceeded to trial on February

17, 2022. Moore testified at trial, as did Yvette Stephen, Portfolio’s custodian of records. A

judgment in favor of Portfolio was entered on February 23, 2022, in the amount of $750, plus

costs. The report of proceedings for that day reflect that the trial court came to this amount only

after applying the Account Assure benefit and Moore’s $500 payment in March 2014.

¶ 10 Moore filed a motion in the trial court to stay that judgment pending appeal on March 24,

2022, and an “Amended Notice of Appeal” to “ADD 02/23/2022 JUDGMENT” on March 25,

2022. Moore’s motion for a stay of judgment pending appeal was denied on April 11, 2022.

Portfolio has filed neither an appearance nor a responsive brief with this court. On March 7, 2022,

we entered an order taking this matter under consideration on the record and Moore’s brief only.

¶ 11 Before continuing further, we pause to address this court’s jurisdiction over this appeal.

-3- No. 1-22-0133

See People v. Smith, 228 Ill. 2d 95, 104 (2008) (reviewing courts have an independent duty to

consider issues of jurisdiction). As noted above, this matter proceeded to trial on February 17,

2022, despite the original notice of appeal Moore filed on January 25, 2022.

¶ 12 However, except as specifically provided by Supreme Court Rule 301, this court only has

jurisdiction to review final judgments, orders, or decrees. Ill. S. Ct. R. 301 (eff. Feb.1, 1994), et

seq.; Almgren v. Rush–Presbyterian–St. Luke's Medical Center, 162 Ill. 2d 205, 210 (1994). “A

judgment or order is ‘final’ if it disposes of the rights of the parties, either on the entire case or on

some definite and separate part of the controversy.” Dubina v. Mesirow Realty Development, Inc.,

178 Ill. 2d 496, 502 (1997).

¶ 13 However, a final judgment or order is not necessarily immediately appealable. Illinois

Supreme Court Rule 304(a) provides:

“If multiple parties or multiple claims for relief are involved in an action, an appeal

may be taken from a final judgment as to one or more but fewer than all of the parties or

claims only if the trial court has made an express written finding that there is no just reason

for delaying either enforcement or appeal or both. *** In the absence of such a finding,

any judgment that adjudicates fewer than all the claims or the rights and liabilities of fewer

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Cite This Page — Counsel Stack

Bluebook (online)
2023 IL App (1st) 220133-U, Counsel Stack Legal Research, https://law.counselstack.com/opinion/portfolio-recovery-associates-llc-v-moore-illappct-2023.